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Appendectomy Cost in Fort Collins, CO (2026): Average Prices & What You'll Pay

What does a appendectomy cost in Fort Collins, CO?

Where you have an appendectomy done in Fort Collins, CO swings the bill from $1,250 to $9,808 for identical care. The median cash price across 3 reporting hospitals is $1,352. The numbers are pulled directly from federally mandated hospital price transparency files.

Self-pay patients are quoted more than insurers actually pay: the median cash price is $1,352 versus a median negotiated rate of $855 — about 1.6× higher, so asking for the cash or insurer-negotiated rate is often the single biggest lever on your bill. Across 3 Fort Collins, CO hospitals that publish prices, an appendectomy runs from as little as $1,098 (Medical Center of the Rockies in Loveland) to $22,491 (Medical Center of the Rockies in Loveland) — a 20.5× spread for the same procedure. Half of Fort Collins, CO facilities price it at or below $1,352, with most clustered between $1,225 and $9,808.

Forecast your out-of-pocket cost

How prices are distributed across Fort Collins, CO hospitals:
  • Lower-cost hospitals (bottom 25%): under $1,225
  • Median hospital: $1,352
  • Higher-cost hospitals (top 30%): $9,808+

That's a 8× spread for the same procedure — driven entirely by which facility you choose, not by clinical complexity.

Example — two commercially insured patients in the same area:
  • Patient A (higher-rate plan or out-of-network): ~$9,808
  • Patient B (lower-rate in-network plan): ~$1,250
Same procedure. Same week. $8,558 difference.

Where appendectomy costs vary in Fort Collins, CO

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers, imaging centers, and other facilities (colored by type). Click any pin for facility name and estimated cost range.

Hospital (below avg) Hospital (above avg) Click a pin for details.

Estimate YOUR exact out-of-pocket cost →

Cheapest Appendectomy Providers in Fort Collins, CO

Based on declared cash/self-pay prices from CMS hospital price transparency files.

# Facility City Price vs Median
1 Medical Center of the Rockies Loveland, CO $1,352 +$0
2 Banner Fort Collins Medical Center Fort Collins, CO $22,491 +$21,139

Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.

The facility you choose matters more than almost anything else — the same procedure, same quality, same state can cost 5× more at one hospital versus the one down the road.

→ Compare all procedure costs   → Appendectomy costs nationwide

Check YOUR hospital's pricing → Estimate YOUR exact cost →

Worth knowing: Declared gross charges vary significantly across Fort Collins, CO hospitals — the same procedure can look very different on a hospital's price list versus what you actually owe. Cash and negotiated prices are a more practical guide.
Every hospital in this dataset offers a cash price — with a median of $1,352. If your deductible hasn't been met, always ask for the self-pay rate before scheduling.

What you'll actually pay — example scenarios

Your situation Estimated out-of-pocket
Deductible not yet met (pay in full) ~$1,352
Deductible met — 20% coinsurance ~$270
Out-of-network provider $2,974+

Based on the state median facility price of $1,352. Your actual cost depends on your plan deductible, coinsurance rate, and network tier. Get YOUR personalized estimate →

What this means for you

If you haven't met your deductible, you are effectively a cash-pay patient.

That means:

  • You should verify your hospital is in-network before an elective visit when possible
  • The cheapest facility can save you $254+ vs. the median.

This is the single biggest lever most patients have to reduce their cost.

Lower-cost options in Fort Collins, CO start around $1,225 or below. Most hospitals cluster between $1,225 and $11,922. A smaller group reports prices above that — often academic medical centers or high-cost markets.

If you're comparing specific hospitals, the lowest self-pay rates reported in this dataset include: UCHealth Estes Valley Medical Center in Estes Park (cash price from $1,098); Medical Center of the Rockies in Loveland (cash price from $1,352); Banner Fort Collins Medical Center in Fort Collins (cash price from $22,491). These are declared cash prices — contact each facility for a formal quote before scheduling.

Quick decision guide:
  • Best value hospitals (lowest prices): UCHealth Estes Valley Medical Center: $1,098; Medical Center of the Rockies: $1,352; Banner Fort Collins Medical Center: $22,491
  • Most expensive (outpatient): Banner Fort Collins Medical Center: ~$22,491; Medical Center of the Rockies: ~$1,352

→ Choosing the right facility can save $254+ vs. the state median.

Fort Collins, CO Appendectomy prices by facility

All prices below come from hospital chargemasters — the official price lists each hospital must publish under federal law. Gross charge is the undiscounted list price; cash price is the self-pay rate; negotiated range covers the spread across insurance contracts.

How we calculate "Your Price" — We prioritize the most actionable price in this order:
  1. Cash price — the self-pay rate you can actually negotiate and pay
  2. Negotiated rate — if reported by the hospital across insurance contracts
  3. Gross charge — fallback only; this is the inflated list price few people pay

This reflects the real prices patients encounter — not inflated chargemaster rates.

# Facility City Your Price vs Median Gross Charge
#1 UCHealth Estes Valley Medical Center Estes Park, CO $1,098 -$254 $1,464–$2,363
#2 Medical Center of the Rockies Loveland, CO $1,352 +$0 $855–$32,341
#3 Banner Fort Collins Medical Center Fort Collins, CO $22,491 +$21,139 $22,491–$23,951

Source: CMS hospital price transparency machine-readable files. vs Median = savings or premium relative to the state median price. Gross Charge = undiscounted list price for reference.

Received a bill? Check it for errors → Estimate YOUR cost before you go →

Compare other procedures in Fort Collins, CO:

Where you can save the most on appendectomy in Fort Collins, CO

These facilities have the lowest declared prices relative to the state median — they represent the best opportunities to reduce your out-of-pocket cost for this procedure.

Facility City Your Price vs Median
UCHealth Estes Valley Medical Center Estes Park, CO $1,098 -$254
Medical Center of the Rockies Loveland, CO $1,352 +$0
Banner Fort Collins Medical Center Fort Collins, CO $22,491 +$21,139

How to choose a lower-cost facility

  • Choose independent outpatient centers when possible — freestanding ASCs (ambulatory surgical centers) consistently charge less than hospital outpatient departments for identical procedures.
  • Ask for the cash price if your deductible isn't met — self-pay rates are often lower than what insurance pays before your deductible is satisfied, especially at facilities that have a high cash-price discount.
  • Avoid hospital outpatient departments for routine cases — hospital-owned locations add a facility fee that freestanding centers don't charge, often adding $500–$1,500 to the same procedure.
Important: Many procedures are done at ambulatory surgical centers (ASCs) that are often 30–60% cheaper than hospital outpatient departments with the same clinical quality. Most ASCs are not in this hospital dataset — meaning your cheapest option may not even appear here. Ask your doctor if the procedure can be done at a freestanding ASC.

Most expensive appendectomy providers in Fort Collins, CO

These facilities report the highest prices for this procedure. Academic medical centers and specialty hospitals often top this list — their gross charges rarely reflect what anyone actually pays, but understanding the spread helps you negotiate.

Facility City Price vs Median
Banner Fort Collins Medical Center Fort Collins, CO $22,491 +$21,139
Medical Center of the Rockies Loveland, CO $1,352 +$0
UCHealth Estes Valley Medical Center Estes Park, CO $1,098 -$254

Why prices vary this much

Of the Fort Collins, CO facilities reporting prices, 1 fall in a low-cost tier (up to $1,225) while 1 sit in a high-cost tier ($11,922 and up) — a lower-priced option almost always exists within the same state.

The spread comes from how each hospital sets its chargemaster (the undiscounted list price), what cash discounts it applies, and what rates it negotiates with each insurer. Facility classification matters too — a hospital-owned outpatient center adds a facility fee that a freestanding clinic does not. Understanding these mechanics is the first step to paying less.

Learn more:
→ Allowed amount vs negotiated rate — what your EOB is really saying
→ How to read your medical bill
→ Why hospital prices are so hard to find — and what to do about it

How insurance changes what you actually pay

Hospital list prices are only part of the picture. What you pay out of pocket depends on your deductible, your plan's out-of-pocket maximum, whether the facility is in-network, and whether your plan classifies the visit as outpatient or inpatient. A lower gross charge doesn't guarantee a lower bill if the facility is out-of-network or adds facility fees your plan doesn't cover.

Understand your cost before you go:
→ Deductible vs out-of-pocket max
→ EOB vs medical bill — complete guide
→ How to stop medical bill problems before they start (in-network vs out-of-network)

Compare appendectomy costs in nearby states

Frequently asked questions: appendectomy costs in Fort Collins, CO

How much does an appendectomy cost in Fort Collins, CO?

Across 3 Fort Collins, CO hospitals that publish prices, an appendectomy ranges from $1,098 to $22,491, with a median of $1,352. Most facilities fall between $1,225 and $9,808. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get an appendectomy in Fort Collins, CO?

Based on declared prices, the lowest-cost facility in our Fort Collins, CO data is UCHealth Estes Valley Medical Center in Estes Park at about $1,098. Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data — ask your doctor whether one is an option.

Why is an appendectomy so much cheaper at some Fort Collins, CO hospitals?

Prices vary up to 20.5× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Fort Collins, CO, the median cash (self-pay) price is $1,352 versus a median negotiated rate of $855 — about 1.6× higher. Asking for the cash price or your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for an appendectomy in Fort Collins, CO?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network — not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Explore all appendectomy cost data

→ See appendectomy costs across all states

Where You Get an Appendectomy Matters

Hospital outpatient departments typically charge 2–4× more than ASCs or independent centers for the same procedure — same outcome, very different bill.

Hospital Outpatient Department

Hospital Outpatient Department typically carries a higher price for an appendectomy. Facility fee billed separately from professional fee. Provider-based billing adds facility overhead. You can shop here — call ahead and ask for a self-pay or cash quote.

Hospital Inpatient

Hospital Inpatient typically carries the highest price for an appendectomy. DRG-based billing bundles most services. Professional fees billed separately. Length of stay drives cost.

What's Actually on Your Appendectomy Bill

A appendectomy involves multiple providers — each bills separately. Understanding each line item helps you verify your Explanation of Benefits and catch billing errors.

Hospital Outpatient

  • Facility Fee
  • Surgeon Professional Fee
  • Anesthesia

Hospital Inpatient

  • Drg Facility Stay
  • Surgeon Professional Fee
  • Anesthesia

Appendectomy Cost by Type

Which type your doctor orders changes the billing code — and what you pay. Here's how the common types differ.

Laparoscopic Appendectomy

A recognized variation that can change the billing code and what you owe. Most common approach. Shorter recovery, lower cost.

Open Appendectomy

A recognized variation that can change the billing code and what you owe. Used in complicated or ruptured cases. Higher cost and longer stay.

Watch for Separate Bills from These Providers

A appendectomy involves multiple providers: the facility, the operating physician, and often Anesthesia. These providers bill independently — and each one may or may not be in your network, even if the facility is.

Action step: Before your procedure, ask the facility coordinator to confirm that all participating providers are in-network on your plan. The No Surprises Act (2022) protects you from unexpected out-of-network bills in many scenarios — but not all. Request a Good Faith Estimate (GFE) if you ask for one.

Who performs this: Appendectomy is typically performed by a General Surgery. The specialist's professional fee is billed separately from the facility charge — you will likely receive separate bills from each.

CostKits compiles hospital price transparency data to help families make informed decisions. If you've received a bill for this procedure:
→ Analyze your medical bill for errors
→ How to negotiate your medical bills
→ Track and manage your healthcare costs (free account)

Other Procedure Costs in Fort Collins, CO

Interested in understanding healthcare costs and managing your medical expenses?

About the Author

John Caruso, FSA, MAAA

Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.

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Published June 12, 2026

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