Metabolic Panel Cost in North Dakota (2026): Average Prices & What You'll Pay
What does a metabolic panel cost in North Dakota?
The same metabolic panel in North Dakota might cost you $50 at one facility and $97 at another - the building you walk into drives the difference. The median cash price across 29 reporting hospitals is $79. These figures come straight from hospital price transparency files published under federal law. The sections below break this down by coverage and by insurer.
Three low-priced facilities in North Dakota, from hospital price files
- SOUTHWEST HEALTHCARE SERVICES · Bowman, ND $43
- MERCY HOSPITAL OF VALLEY CITY · Valley City, ND $60
- ST. ALEXIUS MEDICAL CENTER · Bismarck, ND $61
All 29 facilities are listed below, free.
Where metabolic panel costs vary in North Dakota
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby outpatient clinics and other facilities (colored by type). Click any pin for facility name and estimated cost range.
26+ people checked prices near them this month.
What you pay for a metabolic panel depends on where you go and what is billed separately. Most patients find out after.
Your personalized cost report includes:
- ✓ Where the blood is tested: Hospital labs, independent labs and doctor-office labs charge very different prices for the same panel.
- ✓ CMP vs. basic panel: The basic metabolic panel is a smaller, differently priced test and is not included here.
- ✓ Which bills usually arrive separately, and which providers to check are in-network
- ✓ The questions to ask before you schedule, so the estimate covers everything
- ✓ A real patient billing breakdown, line by line
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Cheapest Metabolic Panel Providers in North Dakota
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs median ($79) |
|---|---|---|---|---|
| 1 | SOUTHWEST HEALTHCARE SERVICES | Bowman, ND | $43 | $36 below |
| 2 | MERCY HOSPITAL OF VALLEY CITY | Valley City, ND | $60 | $19 below |
| 3 | ST. ALEXIUS MEDICAL CENTER | Bismarck, ND | $61 | $18 below |
| 4 | McKenzie County Healthcare System | Watford City, ND | $64 | $15 below |
| 5 | Nelson County Health System Hospital | Mcville, ND | $72 | $7 below |
| 6 | ST JOSEPH'S HOSPITAL AND HEALTH CENTER | Dickinson, ND | $74 | $5 below |
| 7 | Jacobson Memorial Hospital Care Center | Elgin, ND | $79 | $0 above |
| 8 | Langdon Prairie Health | Langdon, ND | $82 | $3 above |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
Estimate your out-of-pocket cost → · When the bills arrive, we check them for errors →
Quick take
- SOUTHWEST HEALTHCARE SERVICES is the lowest-cost option at $43 - $36 below the median posted price ($79), just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $79, and it's often lower than what insurance pays before your deductible is satisfied.
- Independent and doctor-office labs often charge much less than hospital labs for the same test and may not appear in this hospital-only dataset. Ask where your plan sends lab work.
| Coverage | Hospitals with a rate | Typical range | Median |
|---|---|---|---|
| With insurance (commercial, average) | 19 | $14 to $148 | $83 |
| Without insurance (cash price) | 29 | $10 to $130 | $79 |
| Blue Cross Blue Shield of North Dakota | 10 | $11 to $85 | $27 |
| Aetna | 7 | $10 to $175 | $67 |
| UnitedHealthcare | 7 | $49 to $166 | $94 |
| Cigna | 3 | $36 to $156 | $95 |
Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.
How much does a metabolic panel cost with insurance in North Dakota?
Across 19 North Dakota hospitals, the negotiated rates commercial insurers pay for metabolic panel average $14 to $148 per hospital, with a median near $83. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.
Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.
How much does a metabolic panel cost without insurance in North Dakota?
Cash (self-pay) prices for metabolic panel at 29 North Dakota hospitals range from $10 to $130, with a median of $79. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.
Cash prices are the hospital’s published discounted rate for patients paying without insurance.
How much does a metabolic panel cost with Blue Cross Blue Shield of North Dakota?
Blue Cross Blue Shield of North Dakota negotiated rates for metabolic panel at 10 North Dakota hospitals range from $11 to $85, with a median near $27. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.
Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.
How much does a metabolic panel cost with Aetna in North Dakota?
Aetna negotiated rates for metabolic panel at 7 North Dakota hospitals range from $10 to $175, with a median near $67. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.
How much does a metabolic panel cost with UnitedHealthcare in North Dakota?
UnitedHealthcare negotiated rates for metabolic panel at 7 North Dakota hospitals range from $49 to $166, with a median near $94. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.
How much does a metabolic panel cost with Cigna in North Dakota?
Cigna negotiated rates for metabolic panel at 3 North Dakota hospitals range from $36 to $156, with a median near $95. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.
How where you go changes what you pay for metabolic panel
The same metabolic panel bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.
- Facility fee $6–$141
Estimated from CMS fee schedules + commercial rate multipliers
- Facility fee $24–$121
Estimated from CMS fee schedules + commercial rate multipliers
Sanford Health and CHI St. Alexius divide most of North Dakota's hospital market, with Bismarck and Fargo each effectively dominated by one system. The state's oil-economy wage growth has increased hospital labor costs, pushing prices above what the rural market structure would otherwise suggest. Critical access hospitals cover most of the rural tier.
Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →
Why prices vary - and what it means for your coverage
Setting matters too: the median outpatient price is $76 versus $91 inpatient (about 1.2× more), so where a procedure happens often matters more than which hospital you pick.
On top of the facility price, your actual bill depends on your deductible, your out-of-pocket maximum, and whether every provider involved - not just the facility - is in-network.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$79 |
| Deductible met - 20% coinsurance | ~$16 |
| Out-of-network provider | $174+ |
Frequently asked questions: metabolic panel costs in North Dakota
How much does a metabolic panel cost in North Dakota?
The typical insurer-negotiated rate is $10, with most facilities between $10 and $35 (based on 23 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of North Dakota hospitals run $10–$130; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get a metabolic panel in North Dakota?
Based on declared prices, the lowest posted price in our North Dakota data is SOUTHWEST HEALTHCARE SERVICES in Bowman at about $43. By metro, Fargo has the lowest median ($20).
Why is a metabolic panel so much cheaper at some North Dakota hospitals?
Typical prices vary about 3.5× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In North Dakota, the median cash (self-pay) price is $79 versus a median negotiated rate of $83 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for a metabolic panel in North Dakota?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Deductible vs out-of-pocket max
- How to negotiate your medical bills
- EOB vs medical bill: complete guide
- Already have a bill? Check it for errors
- How to read an EOB line by line
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CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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