Cholecystectomy Cost in North Dakota (2026): Average Prices & What You'll Pay

What does a cholecystectomy cost in North Dakota?

A typical cholecystectomy in North Dakota costs $3,067–$7,314 for a commercially insured patient, including facility and physician fees. The median reported facility price across 17 hospitals is $1,830. This estimate is based on CMS fee schedules and hospital price transparency data published under federal law.

Sanford Health and CHI St. Alexius divide most of North Dakota's hospital market, with Bismarck and Fargo each effectively dominated by one system. The state's oil-economy wage growth has increased hospital labor costs, pushing prices above what the rural market structure would otherwise suggest. Critical access hospitals cover most of the rural tier.

Laparoscopic cholecystectomy (gallbladder removal) is one of the most common ambulatory surgeries in the US, and facility type is the single biggest cost lever — ambulatory surgery centers charge 40–60% less than hospital outpatient departments for identical outcomes. Most commercial payers require prior authorization, and the surgeon and anesthesiologist bill separately from the facility, so confirming all three providers are in-network prevents unexpected out-of-network charges.

Insurers negotiate this down to a median of $979, while self-pay patients are quoted $1,916 — about 2× higher, so asking for the cash or insurer-negotiated rate is often the single biggest lever on your bill. Across 17 North Dakota hospitals that publish prices, a cholecystectomy runs from as little as $374 (Altru Hospital in Grand Forks) to $23,928 (Essentia Health Fargo) — a 64× spread for the same procedure. A typical North Dakota facility lands around $1,830 — most sit in the $1,663–$3,582 band. Even within North Dakota, Williston ($936) and Rugby ($5,426) are 5.8× apart on the median price.

Where cholecystectomy costs vary in North Dakota

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers, imaging centers, and other facilities (colored by type). Click any pin for facility name and estimated cost range.

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The facility you choose matters more than almost anything else — the same procedure, same quality, same state can cost 5× more at one hospital versus the one down the road.

→ Compare all procedure costs   → Cholecystectomy costs nationwide

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Lower-cost options in North Dakota start around $1,663 or below. Most hospitals cluster between $1,663 and $5,698. A smaller group reports prices above that — often academic medical centers or high-cost markets.

If you're comparing specific hospitals, the lowest self-pay rates reported in this dataset include: Sanford Medical Center Bismarck in Bismarck (cash price from $1,548); Sanford Fargo Medical Center in Fargo (cash price from $1,663); Altru Hospital Devils Lake in Devils Lake (cash price from $1,669). These are declared cash prices — contact each facility for a formal quote before scheduling.

North Dakota Cholecystectomy prices by facility

All prices below come from hospital chargemasters — the official price lists each hospital must publish under federal law. Gross charge is the undiscounted list price; cash price is the self-pay rate; negotiated range covers the spread across insurance contracts.

Source: CMS hospital price transparency machine-readable files. vs Median = savings or premium relative to the state median price. Gross Charge = undiscounted list price for reference.

Received a bill? Check it for errors → Estimate YOUR cost before you go →

Compare other procedures in North Dakota:

• Appendectomy Cost in North Dakota
• Cataract Surgery Cost in North Dakota

Where you can save the most on cholecystectomy in North Dakota

These facilities have the lowest declared prices relative to the state median — they represent the best opportunities to reduce your out-of-pocket cost for this procedure.

Most expensive cholecystectomy providers in North Dakota

These facilities report the highest prices for this procedure. Academic medical centers and specialty hospitals often top this list — their gross charges rarely reflect what anyone actually pays, but understanding the spread helps you negotiate.

Why prices vary this much

Setting drives much of the gap in North Dakota: the median outpatient price is $1,943 versus $1,830 inpatient, so where a procedure is performed often matters more than which hospital you choose. Of the North Dakota facilities reporting prices, 7 fall in a low-cost tier (up to $1,663) while 6 sit in a high-cost tier ($5,698 and up) — a lower-priced option almost always exists within the same state.

Among the cities with the most reporting hospitals, Fargo has a median reported price of $1,663 across 3 facilities, while facilities in Williston tend to report lower prices (median: $936). City-level variation within a state often reflects local market structure, not procedure complexity.

The spread comes from how each hospital sets its chargemaster (the undiscounted list price), what cash discounts it applies, and what rates it negotiates with each insurer. Facility classification matters too — a hospital-owned outpatient center adds a facility fee that a freestanding clinic does not. Understanding these mechanics is the first step to paying less.

Learn more:
→ Allowed amount vs negotiated rate — what your EOB is really saying
→ How to read your medical bill
→ Why hospital prices are so hard to find — and what to do about it

How insurance changes what you actually pay

Hospital list prices are only part of the picture. What you pay out of pocket depends on your deductible, your plan's out-of-pocket maximum, whether the facility is in-network, and whether your plan classifies the visit as outpatient or inpatient. A lower gross charge doesn't guarantee a lower bill if the facility is out-of-network or adds facility fees your plan doesn't cover.

Understand your cost before you go:
→ Deductible vs out-of-pocket max
→ EOB vs medical bill — complete guide
→ How to stop medical bill problems before they start (in-network vs out-of-network)

Cholecystectomy Costs by Metro Area in North Dakota

Prices vary across North Dakota metro areas based on local hospital competition, wage adjustments, and facility mix. Explore detailed facility price data for each metro area:

• Cholecystectomy Cost in Bismarck, ND
• Cholecystectomy Cost in Fargo, ND
• Cholecystectomy Cost in Grand Forks, ND

Compare cholecystectomy costs in nearby states

• New York
• California
• Texas
• Florida

Frequently asked questions: cholecystectomy costs in North Dakota

How much does a cholecystectomy cost in North Dakota?

Across 17 North Dakota hospitals that publish prices, a cholecystectomy ranges from $374 to $23,928, with a median of $1,830. Most facilities fall between $1,663 and $3,582. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get a cholecystectomy in North Dakota?

Based on declared prices, the lowest-cost facility in our North Dakota data is PAM Cubed Rehabilitation Hospital of Fargo LLC in Fargo at about $452. By metro, Williston has the lowest median ($936). Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data — ask your doctor whether one is an option.

Why is a cholecystectomy so much cheaper at some North Dakota hospitals?

Prices vary up to 64× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In North Dakota, the median cash (self-pay) price is $1,916 versus a median negotiated rate of $979 — about 2× higher. Asking for the cash price or your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for a cholecystectomy in North Dakota?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network — not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Explore all cholecystectomy cost data

→ See cholecystectomy costs across all states

CostKits compiles hospital price transparency data to help families make informed decisions. If you've received a bill for this procedure:
→ Analyze your medical bill for errors
→ How to negotiate your medical bills
→ Track and manage your healthcare costs (free account)