Hip Replacement Cost in North Dakota (2026): Average Prices & What You'll Pay
What does a hip replacement cost in North Dakota?
For a commercially insured patient, a hip replacement in North Dakota typically runs $5,835–$24,095 once facility and physician fees are combined. The median reported facility price across 17 hospitals is $10,612. The figures draw on CMS fee schedules and hospital price transparency data published under federal law.
Sanford Health and CHI St. Alexius divide most of North Dakota's hospital market, with Bismarck and Fargo each effectively dominated by one system. The state's oil-economy wage growth has increased hospital labor costs, pushing prices above what the rural market structure would otherwise suggest. Critical access hospitals cover most of the rural tier.
Hip replacement is one of the highest-cost elective procedures in orthopedic surgery, with total episode costs (surgery, implant, anesthesia, facility, and 90-day follow-up) ranging from $20,000–$50,000+. The implant device alone accounts for 30–40% of the facility charge. Medicare Advantage plans increasingly carve out joint replacement to preferred facilities using bundled payment arrangements, which can significantly lower your out-of-pocket costs if you use a designated center of excellence.
Location within the state matters too: Williston has the lowest metro median ($2,059) while Grand Forks runs highest ($8,285) — a 4× difference inside North Dakota alone. The same hip replacement that costs $743 at PAM Cubed Rehabilitation Hospital of Fargo LLC in Fargo reaches $34,972 at Essentia Health Fargo — a 47.1× gap across the 17 North Dakota hospitals reporting prices. The median North Dakota price is $10,612. Most facilities fall between $3,148 and $17,555. There's a gap between the sticker and the real price here: a median cash quote of $11,739 sits above the $8,335 insurers negotiate.
Forecast your out-of-pocket cost
- Lower-cost hospitals (bottom 25%): under $3,148
- Median hospital: $10,612
- Higher-cost hospitals (top 30%): $17,555+
That's a 6× spread for the same procedure — driven entirely by which facility you choose, not by clinical complexity.
- Patient A (higher-rate plan or out-of-network): ~$17,555
- Patient B (lower-rate in-network plan): ~$3,383
Where hip replacement costs vary in North Dakota
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers, imaging centers, and other facilities (colored by type). Click any pin for facility name and estimated cost range.
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Cheapest Hip Replacement Providers in North Dakota
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs Median |
|---|---|---|---|---|
| 1 | CHI St. Alexius Health Williston | Williston, ND | $2,059 | -$8,553 |
| 2 | CHI St. Alexius Health Williston | Williston, ND | $2,059 | -$8,553 |
| 3 | Altru Hospital | Grand Forks, ND | $2,185 | -$8,427 |
| 4 | Sanford Medical Center Bismarck | Bismarck, ND | $3,148 | -$7,464 |
| 5 | Sanford Medical Center Bismarck | Bismarck, ND | $3,148 | -$7,464 |
| 6 | Jamestown Regional Medical Center | Jamestown, ND | $3,383 | -$7,229 |
| 7 | Sanford Fargo Medical Center | Fargo, ND | $3,672 | -$6,940 |
| 8 | Sanford Fargo Medical Center | Fargo, ND | $3,672 | -$6,940 |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
The facility you choose matters more than almost anything else — the same procedure, same quality, same state can cost 5× more at one hospital versus the one down the road.
→ Compare all procedure costs → Hip Replacement costs nationwide
Check YOUR hospital's pricing → Estimate YOUR exact cost →
What you'll actually pay — example scenarios
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met (pay in full) | ~$14,700 |
| Deductible met — 20% coinsurance | ~$2,940 |
| Out-of-network provider | $32,340+ |
Based on a typical episode cost of $14,700 (facility + physician fees). Your actual cost depends on your plan deductible, coinsurance rate, and network tier. Get YOUR personalized estimate →
What this means for you
If you haven't met your deductible, you are effectively a cash-pay patient.
That means:
- You should verify your hospital is in-network before an elective visit when possible
- The cheapest facility can save you $9,716+ vs. the median.
This is the single biggest lever most patients have to reduce their cost.
Lower-cost options in North Dakota start around $3,148 or below. Most hospitals cluster between $3,148 and $17,555. A smaller group reports prices above that — often academic medical centers or high-cost markets.
If you're comparing specific hospitals, the lowest self-pay rates reported in this dataset include: CHI St. Alexius Health Williston in Williston (cash price from $2,059); Sanford Medical Center Bismarck in Bismarck (cash price from $3,148); Jamestown Regional Medical Center in Jamestown (cash price from $3,383). These are declared cash prices — contact each facility for a formal quote before scheduling.
How where you go changes what you pay for hip replacement
The same hip replacement bundles different services depending on the setting — facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.
- Facility fee $896–$17,555
- Professional fee $1,913–$7,516
Estimated from CMS fee schedules + commercial rate multipliers
- Facility fee $2,059–$14,385
- Professional fee $1,913–$7,516
Estimated from CMS fee schedules + commercial rate multipliers
- Best value hospitals (lowest prices): PAM Cubed Rehabilitation Hospital of Fargo LLC: $896; CHI St. Alexius Health Williston: $2,059; Altru Hospital: $14,385
- Most expensive (outpatient): CHI Oakes Hospital: ~$17,555; CHI Lisbon Health: ~$17,555
→ Choosing the right facility can save $9,716+ vs. the state median.
North Dakota Hip Replacement prices by facility
All prices below come from hospital chargemasters — the official price lists each hospital must publish under federal law. Gross charge is the undiscounted list price; cash price is the self-pay rate; negotiated range covers the spread across insurance contracts.
- Cash price — the self-pay rate you can actually negotiate and pay
- Negotiated rate — if reported by the hospital across insurance contracts
- Gross charge — fallback only; this is the inflated list price few people pay
This reflects the real prices patients encounter — not inflated chargemaster rates.
| # | Facility | City | Your Price | vs Median | Gross Charge |
|---|---|---|---|---|---|
| #1 | PAM Cubed Rehabilitation Hospital of Fargo LLC | Fargo, ND | $896 | -$9,716 | $896–$1,318 |
| #2 | CHI St. Alexius Health Williston | Williston, ND | $2,059 | -$8,553 | $3,551 |
| #3 | Altru Hospital | Grand Forks, ND | $14,385 | +$3,773 | $23,583 |
| #4 | Sanford Medical Center Bismarck | Bismarck, ND | $3,148 | -$7,464 | $3,935–$24,005 |
| #5 | Jamestown Regional Medical Center | Jamestown, ND | $3,383 | -$7,229 | $1,637–$16,656 |
| #6 | Sanford Fargo Medical Center | Fargo, ND | $3,672 | -$6,940 | $1,559–$5,951 |
| #7 | Essentia Health Fargo | ND | $8,335 | -$2,277 | $8,335–$30,070 |
| #8 | Altru Hospital Devils Lake | Devils Lake, ND | $10,612 | +$0 | $23,583 |
| #9 | CHI St. Alexius Health Bismarck | Bismarck, ND | $12,866 | +$2,254 | $12,866–$17,555 |
| #10 | Trinity Hospitals | Minot, ND | $13,116 | +$2,504 | $13,116 |
| #11 | CHI Oakes Hospital | Oakes, ND | $17,555 | +$6,943 | $17,555 |
| #12 | CHI Lisbon Health | Lisbon, ND | $17,555 | +$6,943 | $17,555 |
| #13 | CHI St. Alexius Health Turtle Lake | Turtle Lake, ND | $17,555 | +$6,943 | $17,555 |
| #14 | CHI St. Alexius Health Carrington | Carrington, ND | $17,555 | +$6,943 | $17,555 |
| #15 | CHI Mercy Health | Valley City, ND | $17,555 | +$6,943 | $17,555 |
| #16 | CHI St. Alexius Health Dickinson | Dickinson, ND | $17,555 | +$6,943 | $17,555 |
| #17 | CHI St. Alexius Health Garrison | Garrison, ND | $17,555 | +$6,943 | $17,555 |
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Source: CMS hospital price transparency machine-readable files. vs Median = savings or premium relative to the state median price. Gross Charge = undiscounted list price for reference.
Received a bill? Check it for errors → Estimate YOUR cost before you go →
Compare other procedures in North Dakota:
Where you can save the most on hip replacement in North Dakota
These facilities have the lowest declared prices relative to the state median — they represent the best opportunities to reduce your out-of-pocket cost for this procedure.
| Facility | City | Your Price | vs Median |
|---|---|---|---|
| PAM Cubed Rehabilitation Hospital of Fargo LLC | Fargo, ND | $896 | -$9,716 |
| CHI St. Alexius Health Williston | Williston, ND | $2,059 | -$8,553 |
| Altru Hospital | Grand Forks, ND | $14,385 | +$3,773 |
| Sanford Medical Center Bismarck | Bismarck, ND | $3,148 | -$7,464 |
| Jamestown Regional Medical Center | Jamestown, ND | $3,383 | -$7,229 |
How to choose a lower-cost facility
- Choose independent outpatient centers when possible — freestanding ASCs (ambulatory surgical centers) consistently charge less than hospital outpatient departments for identical procedures.
- Ask for the cash price if your deductible isn't met — self-pay rates are often lower than what insurance pays before your deductible is satisfied, especially at facilities that have a high cash-price discount.
- Avoid hospital outpatient departments for routine cases — hospital-owned locations add a facility fee that freestanding centers don't charge, often adding $500–$1,500 to the same procedure.
Most expensive hip replacement providers in North Dakota
These facilities report the highest prices for this procedure. Academic medical centers and specialty hospitals often top this list — their gross charges rarely reflect what anyone actually pays, but understanding the spread helps you negotiate.
| Facility | City | Price | vs Median |
|---|---|---|---|
| CHI Oakes Hospital | Oakes, ND | $17,555 | +$6,943 |
| CHI Lisbon Health | Lisbon, ND | $17,555 | +$6,943 |
| CHI St. Alexius Health Turtle Lake | Turtle Lake, ND | $17,555 | +$6,943 |
| CHI St. Alexius Health Carrington | Carrington, ND | $17,555 | +$6,943 |
| CHI Mercy Health | Valley City, ND | $17,555 | +$6,943 |
Why prices vary this much
Setting drives much of the gap in North Dakota: the median outpatient price is $12,991 versus $3,672 inpatient, so where a procedure is performed often matters more than which hospital you choose. Of the North Dakota facilities reporting prices, 6 fall in a low-cost tier (up to $3,148) while 7 sit in a high-cost tier ($17,555 and up) — a lower-priced option almost always exists within the same state.
Among the cities with the most reporting hospitals, Bismarck has a median reported price of $3,148 across 3 facilities, while facilities in Williston tend to report lower prices (median: $2,059). City-level variation within a state often reflects local market structure, not procedure complexity.
The spread comes from how each hospital sets its chargemaster (the undiscounted list price), what cash discounts it applies, and what rates it negotiates with each insurer. Facility classification matters too — a hospital-owned outpatient center adds a facility fee that a freestanding clinic does not. Understanding these mechanics is the first step to paying less.
Learn more:
→ Allowed amount vs negotiated rate — what your EOB is really saying
→ How to read your medical bill
→ Why hospital prices are so hard to find — and what to do about it
How insurance changes what you actually pay
Hospital list prices are only part of the picture. What you pay out of pocket depends on your deductible, your plan's out-of-pocket maximum, whether the facility is in-network, and whether your plan classifies the visit as outpatient or inpatient. A lower gross charge doesn't guarantee a lower bill if the facility is out-of-network or adds facility fees your plan doesn't cover.
Understand your cost before you go:
→ Deductible vs out-of-pocket max
→ EOB vs medical bill — complete guide
→ How to stop medical bill problems before they start (in-network vs out-of-network)
Hip Replacement Costs by Metro Area in North Dakota
Prices vary across North Dakota metro areas based on local hospital competition, wage adjustments, and facility mix. Explore detailed facility price data for each metro area:
- Hip Replacement Cost in Bismarck, ND
- Hip Replacement Cost in Fargo, ND
- Hip Replacement Cost in Grand Forks, ND
Compare hip replacement costs in nearby states
Frequently asked questions: hip replacement costs in North Dakota
How much does a hip replacement cost in North Dakota?
Across 17 North Dakota hospitals that publish prices, a hip replacement ranges from $743 to $34,972, with a median of $10,612. Most facilities fall between $3,148 and $17,555. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get a hip replacement in North Dakota?
Based on declared prices, the lowest-cost facility in our North Dakota data is PAM Cubed Rehabilitation Hospital of Fargo LLC in Fargo at about $896. By metro, Williston has the lowest median ($2,059). Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data — ask your doctor whether one is an option.
Why is a hip replacement so much cheaper at some North Dakota hospitals?
Prices vary up to 47.1× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In North Dakota, the median cash (self-pay) price is $11,739 versus a median negotiated rate of $8,335 — about 1.4× higher. Asking for the cash price or your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for a hip replacement in North Dakota?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network — not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Explore all hip replacement cost data
→ See hip replacement costs across all states
Other North Dakota Hospitals and ambulatory surgery centers for Hip Replacement
These hospitals and ambulatory surgery centers are registered in the CMS National Provider Identifier (NPI) registry as active hospitals and ambulatory surgery centers in North Dakota. Cost estimates use the bundled service model for each place of service. Contact them directly for a formal quote.
| Provider | City | Type | Est. Cost | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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ABDULLAH SURGICAL CENTER LLC
7012937408 |
FARGO, ND | Ambulatory Surgical Center | — | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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ALTRU HEALTH SYSTEM
7017802311 |
GRAND FORKS, ND | General Acute Care Hospital | $2,809–$25,071 bundled est. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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ASHLEY MEDICAL CENTER
7012883433 |
ASHLEY, ND | Critical Access Hospital | $2,809–$25,071 bundled est. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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AURORA MEDICAL CENTER, LLC
7017322626 |
GRAND FORKS, ND | General Acute Care Hospital | $2,809–$25,071 bundled est. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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AURORA SURGERY CENTER, LLC
7017322222 |
GRAND FORKS, ND | Ambulatory Surgical Center | — | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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BECKER PLASTIC SURGERY CENTER
7015303333 |
BISMARCK, ND | Ambulatory Surgical Center | — | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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BISMARCK SINUS CENTER
7019341393 |
BISMARCK, ND | Ambulatory Surgical Center | — | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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BISMARCK SURGICAL ASSOCIATES LLC
7012212299 |
BISMARCK, ND | Ambulatory Surgical Center | — | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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BRIGHTSIDE SURGICAL, LLC
7018771550 |
BISMARCK, ND | Ambulatory Surgical Center | — | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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CARRINGTON HEALTH CENTER
7016523141 |
CARRINGTON, ND | Critical Access Hospital | $2,809–$25,071 bundled est. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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CARRINGTON HEALTH CENTER
7016523141 |
CARRINGTON, ND | Critical Access Hospital | $2,809–$25,071 bundled est. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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CAVALIER COUNTY MEMORIAL HOSPITAL ASSOCIATION
7012566100 |
LANGDON, ND | Critical Access Hospital | $2,809–$25,071 bundled est. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
▼ Show 112 more North Dakota hospitals and ambulatory surgery centers
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Est. cost = bundled estimate (facility fee + professional fee + anesthesia where applicable) based on CMS fee schedules and commercial rate multipliers. Contact each provider for an actual quote.
Source: CMS NPPES NPI Registry. NPI numbers can be verified at npiregistry.cms.hhs.gov.
What's Actually on Your Hip Replacement Bill
A hip replacement involves multiple providers — each bills separately. Understanding each line item helps you verify your Explanation of Benefits and catch billing errors.
Hospital Inpatient
- Drg Facility Stay — DRG 470 (major joint replacement without MCC) is most common.
- Orthopedic Surgeon Professional Fee
- Anesthesia
- Implant Device Cost — Hip implant adds $5,000–$15,000+ depending on manufacturer and implant type. Often the largest single cost variable.
- Physical Therapy Inpatient — Embedded in DRG — not a separate charge during the hospital stay.
Hip Replacement Cost by Type
Which type your doctor orders changes the billing code — and what you pay. Here's how the common types differ.
Total Hip Replacement
A recognized variation that can change the billing code and what you owe. Most common. Replaces both ball and socket.
Partial Hip Replacement (Hemiarthroplasty)
A recognized variation that can change the billing code and what you owe. Used primarily for femoral neck fractures. Replaces only the ball.
Hip Revision Surgery
A recognized variation that can change the billing code and what you owe. Replacement of a failed implant. Significantly more complex and expensive.
This Procedure Is Shoppable — Choosing the Right Facility Can Save Thousands
Hip Replacement is elective and schedulable. You have time to compare facilities — and hospital outpatient prices often run 2–4× higher than alternative settings for identical clinical outcomes.
How to shop: Ask your doctor for the CPT code, then call 2–3 facilities and request an out-of-pocket cost estimate. Confirm your insurance is accepted. If uninsured, ask for the cash-pay rate — it's usually 20–50% below the list price.
Prior Authorization Is Usually Required
Most commercial and Medicare Advantage plans require pre-approval for hip replacement before scheduling. If your doctor submits the order without prior authorization — or if the authorization lapses — your insurer can deny the entire claim, leaving you responsible for the full cost.
Action step: Call the member services number on your insurance card before scheduling. Ask: "Does this procedure require prior authorization?" Get the authorization number in writing and confirm it's attached to the claim before your appointment.
The Implant Is the Largest Cost Driver
For hip replacement, the implant or device typically accounts for 40–70% of the total hospital bill. Surgeons have preferred device relationships that affect which implant is used — and different implants can vary by $5,000–$15,000 in cost.
What to ask: Request an itemized estimate that breaks out the implant separately. Ask your surgeon whether a comparable implant is available at a lower cost.
Who performs this: Hip Replacement is typically performed by a Orthopedic Surgery. The specialist's professional fee is billed separately from the facility charge — you will likely receive separate bills from each.
CostKits compiles hospital price transparency data to help families make informed decisions. If you've received a bill for this procedure:
→ Analyze your medical bill for errors
→ How to negotiate your medical bills
→ Track and manage your healthcare costs (free account)
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Related Articles
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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