Cataract Surgery Cost in North Dakota (2026): Average Prices & What You'll Pay

What does a cataract surgery cost in North Dakota?

You could pay $573 or $2,043 for the same cataract surgery in North Dakota — depending entirely on which facility you choose. The median cash price across 15 reporting hospitals is $787. This data comes directly from hospital price transparency files published under federal law.

Self-pay patients are quoted more than insurers actually pay: the median cash price is $787 versus a median negotiated rate of $500 — about 1.6× higher, so asking for the cash or insurer-negotiated rate is often the single biggest lever on your bill. The same cataract surgery that costs $324 at Altru Hospital in Grand Forks reaches $10,934 at Altru Hospital in Grand Forks — a 33.7× gap across the 15 North Dakota hospitals reporting prices. A typical North Dakota facility lands around $787 — most sit in the $556–$2,043 band. Location within the state matters too: Fargo has the lowest metro median ($555) while Bismarck runs highest ($2,223) — a 4× difference inside North Dakota alone.

Where cataract surgery costs vary in North Dakota

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers, imaging centers, and other facilities (colored by type). Click any pin for facility name and estimated cost range.

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The facility you choose matters more than almost anything else — the same procedure, same quality, same state can cost 5× more at one hospital versus the one down the road.

→ Compare all procedure costs   → Cataract Surgery costs nationwide

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Lower-cost options in North Dakota start around $556 or below. Most hospitals cluster between $556 and $2,223. A smaller group reports prices above that — often academic medical centers or high-cost markets.

If you're comparing specific hospitals, the lowest self-pay rates reported in this dataset include: PAM Cubed Rehabilitation Hospital of Fargo LLC in Fargo (cash price from $503); Altru Hospital in Grand Forks (cash price from $531); Altru Hospital Devils Lake in Devils Lake (cash price from $544). These are declared cash prices — contact each facility for a formal quote before scheduling.

North Dakota Cataract Surgery prices by facility

All prices below come from hospital chargemasters — the official price lists each hospital must publish under federal law. Gross charge is the undiscounted list price; cash price is the self-pay rate; negotiated range covers the spread across insurance contracts.

Source: CMS hospital price transparency machine-readable files. vs Median = savings or premium relative to the state median price. Gross Charge = undiscounted list price for reference.

Received a bill? Check it for errors → Estimate YOUR cost before you go →

Compare other procedures in North Dakota:

• Appendectomy Cost in North Dakota
• Childbirth Cost in North Dakota

Where you can save the most on cataract surgery in North Dakota

These facilities have the lowest declared prices relative to the state median — they represent the best opportunities to reduce your out-of-pocket cost for this procedure.

Most expensive cataract surgery providers in North Dakota

These facilities report the highest prices for this procedure. Academic medical centers and specialty hospitals often top this list — their gross charges rarely reflect what anyone actually pays, but understanding the spread helps you negotiate.

Why prices vary this much

Setting drives much of the gap in North Dakota: the median outpatient price is $787 versus $564 inpatient, so where a procedure is performed often matters more than which hospital you choose. Of the North Dakota facilities reporting prices, 4 fall in a low-cost tier (up to $556) while 4 sit in a high-cost tier ($2,223 and up) — a lower-priced option almost always exists within the same state.

The spread comes from how each hospital sets its chargemaster (the undiscounted list price), what cash discounts it applies, and what rates it negotiates with each insurer. Facility classification matters too — a hospital-owned outpatient center adds a facility fee that a freestanding clinic does not. Understanding these mechanics is the first step to paying less.

Learn more:
→ Allowed amount vs negotiated rate — what your EOB is really saying
→ How to read your medical bill
→ Why hospital prices are so hard to find — and what to do about it

How insurance changes what you actually pay

Hospital list prices are only part of the picture. What you pay out of pocket depends on your deductible, your plan's out-of-pocket maximum, whether the facility is in-network, and whether your plan classifies the visit as outpatient or inpatient. A lower gross charge doesn't guarantee a lower bill if the facility is out-of-network or adds facility fees your plan doesn't cover.

Understand your cost before you go:
→ Deductible vs out-of-pocket max
→ EOB vs medical bill — complete guide
→ How to stop medical bill problems before they start (in-network vs out-of-network)

Compare cataract surgery costs in nearby states

• New York
• California
• Texas
• Florida

Frequently asked questions: cataract surgery costs in North Dakota

How much does a cataract surgery cost in North Dakota?

Across 15 North Dakota hospitals that publish prices, a cataract surgery ranges from $324 to $10,934, with a median of $787. Most facilities fall between $556 and $2,043. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get a cataract surgery in North Dakota?

Based on declared prices, the lowest-cost facility in our North Dakota data is PAM Cubed Rehabilitation Hospital of Fargo LLC in Fargo at about $503. By metro, Fargo has the lowest median ($555). Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data — ask your doctor whether one is an option.

Why is a cataract surgery so much cheaper at some North Dakota hospitals?

Prices vary up to 33.7× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In North Dakota, the median cash (self-pay) price is $787 versus a median negotiated rate of $500 — about 1.6× higher. Asking for the cash price or your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for a cataract surgery in North Dakota?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network — not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Explore all cataract surgery cost data

→ See cataract surgery costs across all states

CostKits compiles hospital price transparency data to help families make informed decisions. If you've received a bill for this procedure:
→ Analyze your medical bill for errors
→ How to negotiate your medical bills
→ Track and manage your healthcare costs (free account)