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Reviewed by John Caruso, FSA, MAAA • Data last updated

Home Sleep Test Cost in Missouri (2026): Average Prices & What You'll Pay

What does a home sleep test cost in Missouri?

Where you have a home sleep test done in Missouri swings the bill from $191 to $623 for identical care. The median cash price across 75 reporting hospitals is $258. The numbers are pulled directly from federally mandated hospital price transparency files. The sections below break this down by coverage and by insurer.

Three low-priced facilities in Missouri, from hospital price files

  • SSM Health Care St. Louis · Bridgeton, MO $108
  • Ssm Health St. Joseph Hospital-St Charles · Saint Charles, MO $108
  • Community Hospital Association $112

All 75 facilities are listed below, free.

Where home sleep test costs vary in Missouri

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby outpatient clinics and other facilities (colored by type). Click any pin for facility name and estimated cost range.

Hospital (below avg) Hospital (above avg) Click a pin for details.

26+ people checked prices near them this month.

What you pay for a home sleep test depends on where you go and what is billed separately. Most patients find out after.

Your personalized cost report includes:

  • ✓ Who supplies the device: A hospital, a sleep clinic and a mail-order company each price the test differently.
  • ✓ Scoring and interpretation: A sleep doctor reviews the recording and may bill separately for it.
  • ✓ Which bills usually arrive separately, and which providers to check are in-network
  • ✓ The questions to ask before you schedule, so the estimate covers everything
  • ✓ A real patient billing breakdown, line by line

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Cheapest Home Sleep Test Providers in Missouri

Based on declared cash/self-pay prices from CMS hospital price transparency files.

# Facility City Price vs median ($258)
1 SSM Health Care St. Louis Bridgeton, MO $108 $150 below
2 Ssm Health St. Joseph Hospital-St Charles Saint Charles, MO $108 $150 below
3 Community Hospital Association MO $112 $146 below
4 New Liberty Hospital Corporation Liberty, MO $113 $145 below
5 Citizens Memorial Hospital Bolivar, MO $116 $142 below
6 Ssm Health Saint Louis University Hospital Saint Louis, MO $124 $134 below
7 Lake Regional Health System MO $126 $132 below
8 Scotland County Memorial Hospital Memphis, MO $127 $131 below

Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.

Before you book: three questions that change the price

  1. Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
  2. Can you give me the price in writing, with the billing codes it covers?
  3. What happens to the price if something extra is needed during the procedure?

Estimate your out-of-pocket cost →  ·  When the bills arrive, we check them for errors →

Quick take

  • SSM Health Care St. Louis is the lowest-cost option at $108 - $150 below the median posted price ($258), just by choosing where you go.
  • Ask for the cash price if your deductible isn't met - the median cash price here is $258, and it's often lower than what insurance pays before your deductible is satisfied.
  • Doctor offices and independent clinics may charge differently from hospitals for the same service and may not appear in this hospital-only dataset. Ask your doctor whether another site is an option.
Home sleep test prices by coverage in Missouri, October 2026
CoverageHospitals with a rateTypical rangeMedian
Medicare (national rate)—$140 to $221$221
With insurance (commercial, average)57$140 to $902$238
Without insurance (cash price)86$108 to $794$258
Anthem Blue Cross and Blue Shield44$109 to $661$268
UnitedHealthcare37$120 to $1,234$315
Aetna31$94 to $927$566
Cigna30$143 to $771$412

Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.

How much does a home sleep test cost with Medicare in Missouri?

Medicare's national hospital outpatient payment for home sleep test is about $140 to $221 (typically near $221). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $44 on a $221 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.

Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.

How much does a home sleep test cost with insurance in Missouri?

Across 57 Missouri hospitals, the negotiated rates commercial insurers pay for home sleep test average $140 to $902 per hospital, with a median near $238. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.

Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.

How much does a home sleep test cost without insurance in Missouri?

Cash (self-pay) prices for home sleep test at 86 Missouri hospitals range from $108 to $794, with a median of $258. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.

Cash prices are the hospital’s published discounted rate for patients paying without insurance.

How much does a home sleep test cost with Anthem Blue Cross and Blue Shield in Missouri?

Anthem Blue Cross and Blue Shield negotiated rates for home sleep test at 44 Missouri hospitals range from $109 to $661, with a median near $268. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.

Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.

How much does a home sleep test cost with UnitedHealthcare in Missouri?

UnitedHealthcare negotiated rates for home sleep test at 37 Missouri hospitals range from $120 to $1,234, with a median near $315. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.

How much does a home sleep test cost with Aetna in Missouri?

Aetna negotiated rates for home sleep test at 31 Missouri hospitals range from $94 to $927, with a median near $566. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.

How much does a home sleep test cost with Cigna in Missouri?

Cigna negotiated rates for home sleep test at 30 Missouri hospitals range from $143 to $771, with a median near $412. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.

How where you go changes what you pay for home sleep test

The same home sleep test bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.

Hospital Outpatient
$220–$1,476
  • Facility fee $76–$960
  • Professional fee $144–$516

Estimated from CMS fee schedules + commercial rate multipliers

Hospital Inpatient
$221–$1,386
  • Facility fee $77–$870
  • Professional fee $144–$516

Estimated from CMS fee schedules + commercial rate multipliers

BJC HealthCare, SSM Health, Mercy Health, and CoxHealth divide Missouri roughly by region, with meaningful inter-system competition in both St. Louis and Kansas City. Barnes-Jewish Hospital (BJC) is the dominant academic medical center. Rural Missouri - particularly the Ozarks - has significant critical access hospital coverage where pricing structures differ from PPS hospitals.

Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →

Why prices vary - and what it means for your coverage

Setting matters too: the median outpatient price is $258 versus $784 inpatient (about 3× more), so where a procedure happens often matters more than which hospital you pick.

None of the prices above are what you'll necessarily owe: your deductible, out-of-pocket maximum, and each provider's network status all still apply.

Your situation Estimated out-of-pocket
Deductible not yet met ~$258
Deductible met - 20% coinsurance ~$52
Out-of-network provider $568+

Frequently asked questions: home sleep test costs in Missouri

How much does a home sleep test cost in Missouri?

The typical insurer-negotiated rate is $101, with most facilities between $54 and $168 (based on 75 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of Missouri hospitals run $108–$794; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get a home sleep test in Missouri?

Based on declared prices, the lowest posted price in our Missouri data is SSM Health Care St. Louis in Bridgeton at about $108. By metro, Columbia has the lowest median ($223).

Why is a home sleep test so much cheaper at some Missouri hospitals?

Typical prices vary about 3.1× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Missouri, the median cash (self-pay) price is $258 versus a median negotiated rate of $238 - about 1.1× higher. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for a home sleep test in Missouri?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Before you book

Other procedures in Missouri

Home Sleep Test, elsewhere

CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).

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About the Author

John Caruso, FSA, MAAA

Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.

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Published October 29, 2026 · Updated October 29, 2026

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