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Reviewed by John Caruso, FSA, MAAA • Data last updated

Deviated Septum Surgery Cost in Missouri (2026): Average Prices & What You'll Pay

What does a deviated septum surgery cost in Missouri?

Where you have a deviated septum surgery done in Missouri swings the bill from $1,209 to $3,320 for identical care. The median cash price across 40 reporting hospitals is $2,688. The numbers are pulled directly from federally mandated hospital price transparency files. The sections below break this down by coverage and by insurer.

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Where deviated septum surgery costs vary in Missouri

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers and other facilities (colored by type). Click any pin for facility name and estimated cost range.

Hospital (below avg) Hospital (above avg) Click a pin for details.

26+ people checked prices near them this month.

What you pay for a deviated septum surgery depends on where you go and what is billed separately. Most patients find out after.

Your personalized cost report includes:

  • ✓ Medical vs. cosmetic: Insurance covers surgery for breathing problems, and cosmetic nose reshaping (rhinoplasty) is not covered and is a different procedure.
  • ✓ Combined procedures: It is often done together with sinus or turbinate surgery, which changes the bill.
  • ✓ Which bills usually arrive separately, and which providers to check are in-network
  • ✓ The questions to ask before you schedule, so the estimate covers everything
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Cheapest Deviated Septum Surgery Providers in Missouri

Based on declared cash/self-pay prices from CMS hospital price transparency files.

# Facility City Price vs median ($2,688)
1 Golden Valley Memorial Hospital Clinton, MO $970 $1,718 below
2 BELTON REGIONAL MEDICAL CENTER Kansas City, MO $1,042 $1,646 below
3 RESEARCH MEDICAL CENTER Kansas City, MO $1,042 $1,646 below
4 LAFAYETTE REGIONAL HEALTH CENTER Lexington, MO $1,042 $1,646 below
5 LEE'S SUMMIT MEDICAL CENTER Lee'S Summit, MO $1,042 $1,646 below
6 CENTERPOINT MEDICAL CENTER Independence, MO $1,042 $1,646 below
7 Bates County Memorial Hospital Butler, MO $1,100 $1,588 below
8 Carroll County Memorial Hospital Carrollton, MO $1,209 $1,479 below

Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.

Before you book: three questions that change the price

  1. Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
  2. Can you give me the price in writing, with the billing codes it covers?
  3. What happens to the price if something extra is needed during the procedure?

Estimate your out-of-pocket cost →  ·  When the bills arrive, we check them for errors →

Quick take

  • Golden Valley Memorial Hospital is the lowest-cost option at $970 - $1,718 below the median posted price ($2,688), just by choosing where you go.
  • Ask for the cash price if your deductible isn't met - the median cash price here is $2,748, and it's often lower than what insurance pays before your deductible is satisfied.
  • This dataset covers hospitals only - freestanding ASCs, which routinely run 30-60% cheaper for the same procedure, aren't included, so it's worth asking your doctor whether one is an option.
Deviated septum surgery prices by coverage in Missouri, October 2026
CoverageHospitals with a rateTypical rangeMedian
Medicare (national rate)—$3,387 to $3,387$3,387
With insurance (commercial, average)27$829 to $6,405$3,635
Without insurance (cash price)40$1,035 to $8,965$2,748
Anthem Blue Cross and Blue Shield14$648 to $5,181$1,666
UnitedHealthcare18$750 to $6,137$2,891
Cigna15$972 to $7,235$3,605
Aetna14$960 to $6,740$4,020

Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.

How much does a deviated septum surgery cost with Medicare in Missouri?

Medicare's national hospital outpatient payment for deviated septum surgery is about $3,387 to $3,387 (typically near $3,387). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $677 on a $3,387 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.

Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.

How much does a deviated septum surgery cost with insurance in Missouri?

Across 27 Missouri hospitals, the negotiated rates commercial insurers pay for deviated septum surgery average $829 to $6,405 per hospital, with a median near $3,635. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.

Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.

How much does a deviated septum surgery cost without insurance in Missouri?

Cash (self-pay) prices for deviated septum surgery at 40 Missouri hospitals range from $1,035 to $8,965, with a median of $2,748. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.

Cash prices are the hospital’s published discounted rate for patients paying without insurance.

How much does a deviated septum surgery cost with Anthem Blue Cross and Blue Shield in Missouri?

Anthem Blue Cross and Blue Shield negotiated rates for deviated septum surgery at 14 Missouri hospitals range from $648 to $5,181, with a median near $1,666. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.

Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.

How much does a deviated septum surgery cost with UnitedHealthcare in Missouri?

UnitedHealthcare negotiated rates for deviated septum surgery at 18 Missouri hospitals range from $750 to $6,137, with a median near $2,891. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.

How much does a deviated septum surgery cost with Cigna in Missouri?

Cigna negotiated rates for deviated septum surgery at 15 Missouri hospitals range from $972 to $7,235, with a median near $3,605. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.

How much does a deviated septum surgery cost with Aetna in Missouri?

Aetna negotiated rates for deviated septum surgery at 14 Missouri hospitals range from $960 to $6,740, with a median near $4,020. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.

How where you go changes what you pay for deviated septum surgery

The same deviated septum surgery bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.

Hospital Outpatient
$1,316–$16,362
  • Facility fee $311–$13,682
  • Professional fee $1,005–$2,680

Estimated from CMS fee schedules + commercial rate multipliers

Hospital Inpatient
$1,866–$9,146
  • Facility fee $861–$6,466
  • Professional fee $1,005–$2,680

Estimated from CMS fee schedules + commercial rate multipliers

BJC HealthCare, SSM Health, Mercy Health, and CoxHealth divide Missouri roughly by region, with meaningful inter-system competition in both St. Louis and Kansas City. Barnes-Jewish Hospital (BJC) is the dominant academic medical center. Rural Missouri - particularly the Ozarks - has significant critical access hospital coverage where pricing structures differ from PPS hospitals.

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Why prices vary - and what it means for your coverage

A small number of hospitals (2) report prices above $11,807, including Mercy Hospital Springfield at $13,682, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $2,688 versus $1,209 inpatient, so where a procedure happens often matters more than which hospital you pick. Setting drives most of the spread here: an ambulatory surgical center (ASC) is usually meaningfully cheaper than a hospital operating room for the same procedure, when your case qualifies.

None of the prices above are what you'll necessarily owe: your deductible, out-of-pocket maximum, and each provider's network status all still apply.

Your situation Estimated out-of-pocket
Deductible not yet met ~$2,688
Deductible met - 20% coinsurance ~$538
Out-of-network provider $5,914+

Frequently asked questions: deviated septum surgery costs in Missouri

How much does a deviated septum surgery cost in Missouri?

The typical insurer-negotiated rate is $1,042, with most facilities between $562 and $2,569 (based on 40 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of Missouri hospitals run $1,035–$8,965; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get a deviated septum surgery in Missouri?

Based on declared prices, the lowest posted price in our Missouri data is Golden Valley Memorial Hospital in Clinton at about $970. By metro, Kansas City has the lowest median ($1,042). Freestanding ambulatory surgery centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.

Why is a deviated septum surgery so much cheaper at some Missouri hospitals?

Typical prices vary about 4.6× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Missouri, the median cash (self-pay) price is $2,748 versus a median negotiated rate of $3,635 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for a deviated septum surgery in Missouri?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Before you book

Other procedures in Missouri

Deviated Septum Surgery, elsewhere

CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).

Other Procedure Costs in Missouri

Ear, nose and throat

Imaging and scans

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Sleep and breathing tests

Scopes and screening

Bone, joint and pain

General surgery

Lab tests

Urology and women's health

Eye care

Infusions

Emergency care

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About the Author

John Caruso, FSA, MAAA

Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.

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Published October 29, 2026 · Updated October 29, 2026

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