Treadmill Stress Test Cost in Arizona (2026): Average Prices & What You'll Pay
What does a treadmill stress test cost in Arizona?
Where you have a treadmill stress test done in Arizona swings the bill from $134 to $829 for identical care. The median cash price across 41 reporting hospitals is $273. The numbers are pulled directly from federally mandated hospital price transparency files. The sections below break this down by coverage and by insurer.
Once you have a bill or an appointment on the calendar, CostKits can help you keep it all organized.
Where treadmill stress test costs vary in Arizona
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby outpatient clinics and other facilities (colored by type). Click any pin for facility name and estimated cost range.
26+ people checked prices near them this month.
What you pay for a treadmill stress test depends on where you go and what is billed separately. Most patients find out after.
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Cheapest Treadmill Stress Test Providers in Arizona
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs median ($273) |
|---|---|---|---|---|
| 1 | Honorhealth Deer Valley Medical Center | Phoenix, AZ | $82 | $191 below |
| 2 | Honorhealth John C. Lincoln Medical Center | Phoenix, AZ | $82 | $191 below |
| 3 | Honorhealth Scottsdale Osborn Medical Center | Scottsdale, AZ | $82 | $191 below |
| 4 | Honorhealth Scottsdale Shea Medical Center | Scottsdale, AZ | $82 | $191 below |
| 5 | HonorHealth Florence Medical Center | Florence, AZ | $82 | $191 below |
| 6 | Honorhealth Four Peaks Medical Center | Mesa, AZ | $82 | $191 below |
| 7 | Tucson Medical Center | Tucson, AZ | $85 | $188 below |
| 8 | MARICOPA COUNTY SPECIAL HEALTH CARE DISTRICT | AZ | $85 | $188 below |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
Estimate your out-of-pocket cost → · When the bills arrive, we check them for errors →
Quick take
- Honorhealth Deer Valley Medical Center is the lowest-cost option at $82 - $191 below the median posted price ($273), just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $273, and it's often lower than what insurance pays before your deductible is satisfied.
- Doctor offices and independent clinics may charge differently from hospitals for the same service and may not appear in this hospital-only dataset. Ask your doctor whether another site is an option.
| Coverage | Hospitals with a rate | Typical range | Median |
|---|---|---|---|
| Medicare (national rate) | — | $221 to $221 | $221 |
| With insurance (commercial, average) | 31 | $173 to $535 | $290 |
| Without insurance (cash price) | 44 | $82 to $1,809 | $273 |
| Blue Cross Blue Shield of Arizona | 25 | $163 to $565 | $334 |
| Aetna | 26 | $52 to $735 | $98 |
| UnitedHealthcare | 19 | $287 to $679 | $338 |
| Cigna | 11 | $58 to $852 | $193 |
Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.
How much does a treadmill stress test cost with Medicare in Arizona?
Medicare's national hospital outpatient payment for treadmill stress test is about $221 to $221 (typically near $221). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $44 on a $221 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.
Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.
How much does a treadmill stress test cost with insurance in Arizona?
Across 31 Arizona hospitals, the negotiated rates commercial insurers pay for treadmill stress test average $173 to $535 per hospital, with a median near $290. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.
Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.
How much does a treadmill stress test cost without insurance in Arizona?
Cash (self-pay) prices for treadmill stress test at 44 Arizona hospitals range from $82 to $1,809, with a median of $273. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.
Cash prices are the hospital’s published discounted rate for patients paying without insurance.
How much does a treadmill stress test cost with Blue Cross Blue Shield of Arizona?
Blue Cross Blue Shield of Arizona negotiated rates for treadmill stress test at 25 Arizona hospitals range from $163 to $565, with a median near $334. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.
Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.
How much does a treadmill stress test cost with Aetna in Arizona?
Aetna negotiated rates for treadmill stress test at 26 Arizona hospitals range from $52 to $735, with a median near $98. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.
How much does a treadmill stress test cost with UnitedHealthcare in Arizona?
UnitedHealthcare negotiated rates for treadmill stress test at 19 Arizona hospitals range from $287 to $679, with a median near $338. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.
How much does a treadmill stress test cost with Cigna in Arizona?
Cigna negotiated rates for treadmill stress test at 11 Arizona hospitals range from $58 to $852, with a median near $193. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.
How where you go changes what you pay for treadmill stress test
The same treadmill stress test bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.
- Facility fee $76–$3,563
- Professional fee $57–$292
Estimated from CMS fee schedules + commercial rate multipliers
- Facility fee $201–$3,563
- Professional fee $57–$292
Estimated from CMS fee schedules + commercial rate multipliers
Phoenix and Tucson have genuinely competitive multi-system markets with Banner Health, Dignity Health, Honor Health, and others competing for commercial contracts. Rural Arizona has federally designated critical access hospitals where cost-based Medicare reimbursement applies and cash prices often differ substantially from PPS-based urban facilities.
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Why prices vary - and what it means for your coverage
A small number of hospitals (4) report prices above $2,883, including SMSJ Tucson Holdings LLC at $3,563, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $273 versus $1,351 inpatient (about 4.9× more), so where a procedure happens often matters more than which hospital you pick.
None of the prices above are what you'll necessarily owe: your deductible, out-of-pocket maximum, and each provider's network status all still apply.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$273 |
| Deductible met - 20% coinsurance | ~$55 |
| Out-of-network provider | $601+ |
Frequently asked questions: treadmill stress test costs in Arizona
How much does a treadmill stress test cost in Arizona?
The typical insurer-negotiated rate is $73, with most facilities between $58 and $82 (based on 33 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of Arizona hospitals run $82–$1,809; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get a treadmill stress test in Arizona?
Based on declared prices, the lowest posted price in our Arizona data is Honorhealth Deer Valley Medical Center in Phoenix at about $82. By metro, Scottsdale has the lowest median ($82).
Why is a treadmill stress test so much cheaper at some Arizona hospitals?
Typical prices vary about 1.4× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Arizona, the median cash (self-pay) price is $273 versus a median negotiated rate of $290 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for a treadmill stress test in Arizona?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- How to read your medical bill
- How to stop medical bill problems before they start
- How to negotiate your medical bills
- Allowed amount vs negotiated rate: what your EOB is really saying
- Understanding your UnitedHealthcare EOB
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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