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Reviewed by John Caruso, FSA, MAAA • Data last updated

Knee Arthroscopy Cost in Arizona (2026): Average Prices & What You'll Pay

What does a knee arthroscopy cost in Arizona?

The same knee arthroscopy in Arizona might cost you $920 at one facility and $2,086 at another - the building you walk into drives the difference. The median cash price across 53 reporting hospitals is $2,052. These figures come straight from hospital price transparency files published under federal law. The sections below break this down by coverage and by insurer.

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Where knee arthroscopy costs vary in Arizona

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers and other facilities (colored by type). Click any pin for facility name and estimated cost range.

Hospital (below avg) Hospital (above avg) Click a pin for details.

26+ people checked prices near them this month.

What you pay for a knee arthroscopy depends on where you go and what is billed separately. Most patients find out after.

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  • ✓ What is done inside the knee: Trimming a meniscus, repairing it, or removing loose tissue are different procedures with different prices.
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Cheapest Knee Arthroscopy Providers in Arizona

Based on declared cash/self-pay prices from CMS hospital price transparency files.

# Facility City Price vs median ($2,052)
1 YAVAPAI COMMUNITY HOSPITAL ASSOCIATION Prescott, AZ $843 $1,209 below
2 Banner University Medical Center Tucson Tucson, AZ $848 $1,204 below
3 DIGNITY HEALTH Gilbert, AZ $891 $1,161 below
4 St. Joseph's Hospital and Medical Center Phoenix, AZ $891 $1,161 below
5 AGH LAVEEN LLC Phoenix, AZ $891 $1,161 below
6 Arizona General Hospital - Mesa Hospital Mesa, AZ $891 $1,161 below
7 White Mountain Regional Medical Center Springerville, AZ $907 $1,145 below
8 Tucson Medical Center Tucson, AZ $916 $1,136 below

Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.

Before you book: three questions that change the price

  1. Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
  2. Can you give me the price in writing, with the billing codes it covers?
  3. What happens to the price if something extra is needed during the procedure?

Estimate your out-of-pocket cost →  ·  When the bills arrive, we check them for errors →

Quick take

  • YAVAPAI COMMUNITY HOSPITAL ASSOCIATION is the lowest-cost option at $843 - $1,209 below the median posted price ($2,052), just by choosing where you go.
  • Ask for the cash price if your deductible isn't met - the median cash price here is $2,052, and it's often lower than what insurance pays before your deductible is satisfied.
  • Freestanding ambulatory surgical centers (ASCs) are often 30-60% cheaper than hospital outpatient departments for the same procedure and may not appear in this hospital-only dataset - ask your doctor if one is an option.
Knee arthroscopy prices by coverage in Arizona, October 2026
CoverageHospitals with a rateTypical rangeMedian
Medicare (national rate)—$3,343 to $3,343$3,343
With insurance (commercial, average)48$1,834 to $4,977$3,935
Without insurance (cash price)56$846 to $5,625$2,052
Blue Cross Blue Shield of Arizona43$2,036 to $4,863$3,404
Aetna39$2,019 to $5,248$3,043
Cigna38$1,311 to $5,938$3,173
UnitedHealthcare35$2,240 to $5,120$5,063

Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.

How much does a knee arthroscopy cost with Medicare in Arizona?

Medicare's national hospital outpatient payment for knee arthroscopy is about $3,343 to $3,343 (typically near $3,343). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $669 on a $3,343 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.

Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.

How much does a knee arthroscopy cost with insurance in Arizona?

Across 48 Arizona hospitals, the negotiated rates commercial insurers pay for knee arthroscopy average $1,834 to $4,977 per hospital, with a median near $3,935. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.

Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.

How much does a knee arthroscopy cost without insurance in Arizona?

Cash (self-pay) prices for knee arthroscopy at 56 Arizona hospitals range from $846 to $5,625, with a median of $2,052. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.

Cash prices are the hospital’s published discounted rate for patients paying without insurance.

How much does a knee arthroscopy cost with Blue Cross Blue Shield of Arizona?

Blue Cross Blue Shield of Arizona negotiated rates for knee arthroscopy at 43 Arizona hospitals range from $2,036 to $4,863, with a median near $3,404. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.

Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.

How much does a knee arthroscopy cost with Aetna in Arizona?

Aetna negotiated rates for knee arthroscopy at 39 Arizona hospitals range from $2,019 to $5,248, with a median near $3,043. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.

How much does a knee arthroscopy cost with Cigna in Arizona?

Cigna negotiated rates for knee arthroscopy at 38 Arizona hospitals range from $1,311 to $5,938, with a median near $3,173. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.

How much does a knee arthroscopy cost with UnitedHealthcare in Arizona?

UnitedHealthcare negotiated rates for knee arthroscopy at 35 Arizona hospitals range from $2,240 to $5,120, with a median near $5,063. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.

How where you go changes what you pay for knee arthroscopy

The same knee arthroscopy bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.

Hospital Outpatient
$1,093–$48,248
  • Facility fee $463–$44,880
  • Professional fee $630–$3,368

Estimated from CMS fee schedules + commercial rate multipliers

Hospital Inpatient
$1,468–$48,248
  • Facility fee $838–$44,880
  • Professional fee $630–$3,368

Estimated from CMS fee schedules + commercial rate multipliers

Phoenix and Tucson have genuinely competitive multi-system markets with Banner Health, Dignity Health, Honor Health, and others competing for commercial contracts. Rural Arizona has federally designated critical access hospitals where cost-based Medicare reimbursement applies and cash prices often differ substantially from PPS-based urban facilities.

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Why prices vary - and what it means for your coverage

A small number of hospitals (10) report prices above $4,021, including Havasu Regional Medical Center at $15,258, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $2,052 versus $907 inpatient, so where a procedure happens often matters more than which hospital you pick.

On top of the facility price, your actual bill depends on your deductible, your out-of-pocket maximum, and whether every provider involved - not just the facility - is in-network.

Your situation Estimated out-of-pocket
Deductible not yet met ~$2,052
Deductible met - 20% coinsurance ~$410
Out-of-network provider $4,514+

Frequently asked questions: knee arthroscopy costs in Arizona

How much does a knee arthroscopy cost in Arizona?

The typical insurer-negotiated rate is $920, with most facilities between $545 and $2,052 (based on 53 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of Arizona hospitals run $846–$5,625; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get a knee arthroscopy in Arizona?

Based on declared prices, the lowest posted price in our Arizona data is YAVAPAI COMMUNITY HOSPITAL ASSOCIATION in Prescott at about $843. By metro, Chandler has the lowest median ($838). Freestanding ambulatory surgery centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.

Why is a knee arthroscopy so much cheaper at some Arizona hospitals?

Typical prices vary about 3.8× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Arizona, the median cash (self-pay) price is $2,052 versus a median negotiated rate of $3,935 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for a knee arthroscopy in Arizona?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Before you book

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Knee Arthroscopy, elsewhere

CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).

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About the Author

John Caruso, FSA, MAAA

Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.

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Published October 29, 2026 · Updated October 29, 2026

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