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Reviewed by John Caruso, FSA, MAAA • Data last updated

Carpal Tunnel Surgery Cost in Arizona (2026): Average Prices & What You'll Pay

What does a carpal tunnel surgery cost in Arizona?

You could pay $750 or $1,715 for the same carpal tunnel surgery in Arizona - depending entirely on which facility you choose. The median cash price across 50 reporting hospitals is $1,023. This data comes directly from hospital price transparency files published under federal law. The sections below break this down by coverage and by insurer.

Once you have a bill or an appointment on the calendar, CostKits can help you keep it all organized.

Where carpal tunnel surgery costs vary in Arizona

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers and other facilities (colored by type). Click any pin for facility name and estimated cost range.

Hospital (below avg) Hospital (above avg) Click a pin for details.

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What you pay for a carpal tunnel surgery depends on where you go and what is billed separately. Most patients find out after.

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Cheapest Carpal Tunnel Surgery Providers in Arizona

Based on declared cash/self-pay prices from CMS hospital price transparency files.

# Facility City Price vs median ($1,023)
1 Banner University Medical Center Tucson Tucson, AZ $442 $581 below
2 Banner Desert Medical Center Mesa, AZ $442 $581 below
3 Arizona General Hospital - Mesa Hospital Mesa, AZ $466 $557 below
4 St. Joseph's Hospital and Medical Center Phoenix, AZ $466 $557 below
5 AGH LAVEEN LLC Phoenix, AZ $466 $557 below
6 DIGNITY HEALTH Gilbert, AZ $466 $557 below
7 YAVAPAI COMMUNITY HOSPITAL ASSOCIATION Prescott, AZ $547 $476 below
8 Mount Graham Regional Medical Center AZ $651 $372 below

Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.

Before you book: three questions that change the price

  1. Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
  2. Can you give me the price in writing, with the billing codes it covers?
  3. What happens to the price if something extra is needed during the procedure?

Estimate your out-of-pocket cost →  ·  When the bills arrive, we check them for errors →

Quick take

  • Banner University Medical Center Tucson is the lowest-cost option at $442 - $581 below the median posted price ($1,023), just by choosing where you go.
  • Ask for the cash price if your deductible isn't met - the median cash price here is $1,023, and it's often lower than what insurance pays before your deductible is satisfied.
  • This dataset covers hospitals only - freestanding ASCs, which routinely run 30-60% cheaper for the same procedure, aren't included, so it's worth asking your doctor whether one is an option.
Carpal tunnel surgery prices by coverage in Arizona, October 2026
CoverageHospitals with a rateTypical rangeMedian
Medicare (national rate)—$1,678 to $1,960$1,819
With insurance (commercial, average)46$1,224 to $3,095$2,541
Without insurance (cash price)52$444 to $5,849$1,023
Blue Cross Blue Shield of Arizona41$1,900 to $4,131$3,176
Cigna38$1,465 to $3,678$2,507
Aetna37$1,413 to $3,838$2,773
UnitedHealthcare34$1,576 to $3,140$2,678

Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.

How much does a carpal tunnel surgery cost with Medicare in Arizona?

Medicare's national hospital outpatient payment for carpal tunnel surgery is about $1,678 to $1,960 (typically near $1,819). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $364 on a $1,819 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.

Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.

How much does a carpal tunnel surgery cost with insurance in Arizona?

Across 46 Arizona hospitals, the negotiated rates commercial insurers pay for carpal tunnel surgery average $1,224 to $3,095 per hospital, with a median near $2,541. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.

Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.

How much does a carpal tunnel surgery cost without insurance in Arizona?

Cash (self-pay) prices for carpal tunnel surgery at 52 Arizona hospitals range from $444 to $5,849, with a median of $1,023. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.

Cash prices are the hospital’s published discounted rate for patients paying without insurance.

How much does a carpal tunnel surgery cost with Blue Cross Blue Shield of Arizona?

Blue Cross Blue Shield of Arizona negotiated rates for carpal tunnel surgery at 41 Arizona hospitals range from $1,900 to $4,131, with a median near $3,176. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.

Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.

How much does a carpal tunnel surgery cost with Cigna in Arizona?

Cigna negotiated rates for carpal tunnel surgery at 38 Arizona hospitals range from $1,465 to $3,678, with a median near $2,507. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.

How much does a carpal tunnel surgery cost with Aetna in Arizona?

Aetna negotiated rates for carpal tunnel surgery at 37 Arizona hospitals range from $1,413 to $3,838, with a median near $2,773. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.

How much does a carpal tunnel surgery cost with UnitedHealthcare in Arizona?

UnitedHealthcare negotiated rates for carpal tunnel surgery at 34 Arizona hospitals range from $1,576 to $3,140, with a median near $2,678. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.

How where you go changes what you pay for carpal tunnel surgery

The same carpal tunnel surgery bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.

Hospital Outpatient
$716–$26,393
  • Facility fee $48–$24,305
  • Professional fee $668–$2,088

Estimated from CMS fee schedules + commercial rate multipliers

Hospital Inpatient
$1,603–$26,393
  • Facility fee $935–$24,305
  • Professional fee $668–$2,088

Estimated from CMS fee schedules + commercial rate multipliers

Phoenix and Tucson have genuinely competitive multi-system markets with Banner Health, Dignity Health, Honor Health, and others competing for commercial contracts. Rural Arizona has federally designated critical access hospitals where cost-based Medicare reimbursement applies and cash prices often differ substantially from PPS-based urban facilities.

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Why prices vary - and what it means for your coverage

A small number of hospitals (10) report prices above $3,800, including Havasu Regional Medical Center at $11,188, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $1,023 versus $6,447 inpatient (about 6.3× more), so where a procedure happens often matters more than which hospital you pick. Setting drives most of the spread here: an ambulatory surgical center (ASC) is usually meaningfully cheaper than a hospital operating room for the same procedure, when your case qualifies.

What you pay out of pocket on top of this depends on your deductible, your plan's out-of-pocket maximum, and whether every provider involved is in-network - not just the facility.

Your situation Estimated out-of-pocket
Deductible not yet met ~$1,023
Deductible met - 20% coinsurance ~$205
Out-of-network provider $2,251+

Frequently asked questions: carpal tunnel surgery costs in Arizona

How much does a carpal tunnel surgery cost in Arizona?

The typical insurer-negotiated rate is $980, with most facilities between $432 and $1,271 (based on 50 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of Arizona hospitals run $444–$5,849; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get a carpal tunnel surgery in Arizona?

Based on declared prices, the lowest posted price in our Arizona data is Banner University Medical Center Tucson in Tucson at about $442. By metro, Tucson has the lowest median ($750). Freestanding ambulatory surgery centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.

Why is a carpal tunnel surgery so much cheaper at some Arizona hospitals?

Typical prices vary about 2.9× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Arizona, the median cash (self-pay) price is $1,023 versus a median negotiated rate of $2,541 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for a carpal tunnel surgery in Arizona?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Before you book

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Carpal Tunnel Surgery, elsewhere

CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).

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About the Author

John Caruso, FSA, MAAA

Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.

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Published October 29, 2026 · Updated October 29, 2026

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