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Reviewed by John Caruso, FSA, MAAA • Data last updated

Cholesterol Test Cost in Arizona (2026): Average Prices & What You'll Pay

What does a cholesterol test cost in Arizona?

Where you have a cholesterol test done in Arizona swings the bill from $18 to $99 for identical care. The median cash price across 64 reporting hospitals is $44. The numbers are pulled directly from federally mandated hospital price transparency files. The sections below break this down by coverage and by insurer.

Three low-priced facilities in Arizona, from hospital price files

  • Honorhealth Deer Valley Medical Center · Phoenix, AZ $13
  • HonorHealth Florence Medical Center · Florence, AZ $13
  • Honorhealth Four Peaks Medical Center · Mesa, AZ $13

All 64 facilities are listed below, free.

Where cholesterol test costs vary in Arizona

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby outpatient clinics and other facilities (colored by type). Click any pin for facility name and estimated cost range.

Hospital (below avg) Hospital (above avg) Click a pin for details.

26+ people checked prices near them this month.

What you pay for a cholesterol test depends on where you go and what is billed separately. Most patients find out after.

Your personalized cost report includes:

  • ✓ Screening vs. diagnostic: Routine screening is covered at $0 under many plans, while a test ordered for a known condition may involve cost-sharing.
  • ✓ Where the blood is tested: Hospital labs, independent labs and doctor-office labs charge very different prices for the same panel.
  • ✓ Which bills usually arrive separately, and which providers to check are in-network
  • ✓ The questions to ask before you schedule, so the estimate covers everything
  • ✓ A real patient billing breakdown, line by line

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Cheapest Cholesterol Test Providers in Arizona

Based on declared cash/self-pay prices from CMS hospital price transparency files.

# Facility City Price vs median ($44)
1 Honorhealth Deer Valley Medical Center Phoenix, AZ $13 $31 below
2 HonorHealth Florence Medical Center Florence, AZ $13 $31 below
3 Honorhealth Four Peaks Medical Center Mesa, AZ $13 $31 below
4 Honorhealth John C. Lincoln Medical Center Phoenix, AZ $13 $31 below
5 Honorhealth Scottsdale Osborn Medical Center Scottsdale, AZ $13 $31 below
6 Honorhealth Scottsdale Shea Medical Center Scottsdale, AZ $13 $31 below
7 Honorhealth Scottsdale Thompson Peak Med Center Scottsdale, AZ $13 $31 below
8 Honorhealth Tempe Medical Center Tempe, AZ $13 $31 below

Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.

Before you book: three questions that change the price

  1. Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
  2. Can you give me the price in writing, with the billing codes it covers?
  3. What happens to the price if something extra is needed during the procedure?

Estimate your out-of-pocket cost →  ·  When the bills arrive, we check them for errors →

Quick take

  • Honorhealth Deer Valley Medical Center is the lowest-cost option at $13 - $31 below the median posted price ($44), just by choosing where you go.
  • Ask for the cash price if your deductible isn't met - the median cash price here is $42, and it's often lower than what insurance pays before your deductible is satisfied.
  • Independent and doctor-office labs often charge much less than hospital labs for the same test and may not appear in this hospital-only dataset. Ask where your plan sends lab work.
Cholesterol test prices by coverage in Arizona, October 2026
CoverageHospitals with a rateTypical rangeMedian
With insurance (commercial, average)38$14 to $111$36
Without insurance (cash price)72$13 to $212$42
Blue Cross Blue Shield of Arizona26$20 to $76$36
Aetna32$15 to $114$27
Cigna31$10 to $126$70
UnitedHealthcare25$12 to $118$20

Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.

How much does a cholesterol test cost with insurance in Arizona?

Across 38 Arizona hospitals, the negotiated rates commercial insurers pay for cholesterol test average $14 to $111 per hospital, with a median near $36. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.

Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.

How much does a cholesterol test cost without insurance in Arizona?

Cash (self-pay) prices for cholesterol test at 72 Arizona hospitals range from $13 to $212, with a median of $42. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.

Cash prices are the hospital’s published discounted rate for patients paying without insurance.

How much does a cholesterol test cost with Blue Cross Blue Shield of Arizona?

Blue Cross Blue Shield of Arizona negotiated rates for cholesterol test at 26 Arizona hospitals range from $20 to $76, with a median near $36. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.

Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.

How much does a cholesterol test cost with Aetna in Arizona?

Aetna negotiated rates for cholesterol test at 32 Arizona hospitals range from $15 to $114, with a median near $27. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.

How much does a cholesterol test cost with Cigna in Arizona?

Cigna negotiated rates for cholesterol test at 31 Arizona hospitals range from $10 to $126, with a median near $70. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.

How much does a cholesterol test cost with UnitedHealthcare in Arizona?

UnitedHealthcare negotiated rates for cholesterol test at 25 Arizona hospitals range from $12 to $118, with a median near $20. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.

How where you go changes what you pay for cholesterol test

The same cholesterol test bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.

Hospital Outpatient
$7–$426
  • Facility fee $7–$426

Estimated from CMS fee schedules + commercial rate multipliers

Hospital Inpatient
$7–$770
  • Facility fee $7–$770

Estimated from CMS fee schedules + commercial rate multipliers

Phoenix and Tucson have genuinely competitive multi-system markets with Banner Health, Dignity Health, Honor Health, and others competing for commercial contracts. Rural Arizona has federally designated critical access hospitals where cost-based Medicare reimbursement applies and cash prices often differ substantially from PPS-based urban facilities.

Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →

Why prices vary - and what it means for your coverage

A small number of hospitals (4) report prices above $371, including La Paz Regional Hospital at $426, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $28 versus $71 inpatient (about 2.5× more), so where a procedure happens often matters more than which hospital you pick.

None of the prices above are what you'll necessarily owe: your deductible, out-of-pocket maximum, and each provider's network status all still apply.

Your situation Estimated out-of-pocket
Deductible not yet met ~$44
Deductible met - 20% coinsurance ~$9
Out-of-network provider $97+

Frequently asked questions: cholesterol test costs in Arizona

How much does a cholesterol test cost in Arizona?

The typical insurer-negotiated rate is $13, with most facilities between $12 and $13 (based on 42 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of Arizona hospitals run $13–$212; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get a cholesterol test in Arizona?

Based on declared prices, the lowest posted price in our Arizona data is Honorhealth Deer Valley Medical Center in Phoenix at about $13. By metro, Scottsdale has the lowest median ($13).

Why is a cholesterol test so much cheaper at some Arizona hospitals?

Typical prices vary about 1.1× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Arizona, the median cash (self-pay) price is $42 versus a median negotiated rate of $36 - about 1.2× higher. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for a cholesterol test in Arizona?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Before you book

Other procedures in Arizona

Cholesterol Test, elsewhere

CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).

Other Procedure Costs in Arizona

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About the Author

John Caruso, FSA, MAAA

Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.

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Published October 29, 2026 · Updated October 29, 2026

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