Pacemaker Surgery Cost in North Carolina (2026): Average Prices & What You'll Pay
What does a pacemaker surgery cost in North Carolina?
The same pacemaker surgery in North Carolina might cost you $4,420 at one facility and $10,156 at another - the building you walk into drives the difference. The median cash price across 57 reporting hospitals is $9,817. These figures come straight from hospital price transparency files published under federal law. The sections below break this down by coverage and by insurer.
Once you have a bill or an appointment on the calendar, CostKits can help you keep it all organized.
Where pacemaker surgery costs vary in North Carolina
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby outpatient clinics and other facilities (colored by type). Click any pin for facility name and estimated cost range.
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What you pay for a pacemaker surgery depends on where you go and what is billed separately. Most patients find out after.
Your personalized cost report includes:
- ✓ The device: The pacemaker is often billed as a separate supply, and the model chosen changes the total.
- ✓ Single, dual or biventricular: The number of wires (leads) changes the procedure and the bill.
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- ✓ The questions to ask before you schedule, so the estimate covers everything
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Cheapest Pacemaker Surgery Providers in North Carolina
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs median ($9,817) |
|---|---|---|---|---|
| 1 | MISSION HOSPITAL MCDOWELL | Marion, NC | $3,850 | $5,967 below |
| 2 | TRANSYLVANIA REGIONAL HOSPITAL | Brevard, NC | $3,850 | $5,967 below |
| 3 | BLUE RIDGE REGIONAL HOSPITAL | Spruce Pine, NC | $3,850 | $5,967 below |
| 4 | HIGHLANDS-CASHIERS HOSPITAL | Highlands, NC | $3,850 | $5,967 below |
| 5 | MISSION HOSPITAL | Asheville, NC | $3,850 | $5,967 below |
| 6 | Wayne Memorial Hospital | Goldsboro, NC | $3,918 | $5,899 below |
| 7 | Watauga Medical Center, Inc | Boone, NC | $4,015 | $5,802 below |
| 8 | Carolinas Medical Center | Charlotte, NC | $4,420 | $5,397 below |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
Estimate your out-of-pocket cost → · When the bills arrive, we check them for errors →
Quick take
- MISSION HOSPITAL MCDOWELL is the lowest-cost option at $3,850 - $5,967 below the median posted price ($9,817), just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $9,817, and it's often lower than what insurance pays before your deductible is satisfied.
- Doctor offices and independent clinics may charge differently from hospitals for the same service and may not appear in this hospital-only dataset. Ask your doctor whether another site is an option.
| Coverage | Hospitals with a rate | Typical range | Median |
|---|---|---|---|
| Medicare (national rate) | — | $10,678 to $10,678 | $10,678 |
| With insurance (commercial, average) | 59 | $3,764 to $18,807 | $10,048 |
| Without insurance (cash price) | 69 | $3,904 to $13,927 | $9,817 |
| Blue Cross and Blue Shield of North Carolina | 30 | $1,790 to $8,572 | $3,725 |
| Cigna | 43 | $4,557 to $10,462 | $7,743 |
| Aetna | 34 | $3,447 to $20,031 | $6,125 |
| UnitedHealthcare | 20 | $4,905 to $27,861 | $10,198 |
Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.
How much does a pacemaker surgery cost with Medicare in North Carolina?
Medicare's national hospital outpatient payment for pacemaker surgery is about $10,678 to $10,678 (typically near $10,678). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $2,136 on a $10,678 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.
Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.
How much does a pacemaker surgery cost with insurance in North Carolina?
Across 59 North Carolina hospitals, the negotiated rates commercial insurers pay for pacemaker surgery average $3,764 to $18,807 per hospital, with a median near $10,048. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.
Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.
How much does a pacemaker surgery cost without insurance in North Carolina?
Cash (self-pay) prices for pacemaker surgery at 69 North Carolina hospitals range from $3,904 to $13,927, with a median of $9,817. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.
Cash prices are the hospital’s published discounted rate for patients paying without insurance.
How much does a pacemaker surgery cost with Blue Cross and Blue Shield of North Carolina?
Blue Cross and Blue Shield of North Carolina negotiated rates for pacemaker surgery at 30 North Carolina hospitals range from $1,790 to $8,572, with a median near $3,725. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.
Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.
How much does a pacemaker surgery cost with Cigna in North Carolina?
Cigna negotiated rates for pacemaker surgery at 43 North Carolina hospitals range from $4,557 to $10,462, with a median near $7,743. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.
How much does a pacemaker surgery cost with Aetna in North Carolina?
Aetna negotiated rates for pacemaker surgery at 34 North Carolina hospitals range from $3,447 to $20,031, with a median near $6,125. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.
How much does a pacemaker surgery cost with UnitedHealthcare in North Carolina?
UnitedHealthcare negotiated rates for pacemaker surgery at 20 North Carolina hospitals range from $4,905 to $27,861, with a median near $10,198. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.
How where you go changes what you pay for pacemaker surgery
The same pacemaker surgery bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.
- Facility fee $1,000–$38,344
- Professional fee $659–$1,992
Estimated from CMS fee schedules + commercial rate multipliers
- Facility fee $5,174–$33,653
- Professional fee $659–$1,992
Estimated from CMS fee schedules + commercial rate multipliers
Atrium Health (formerly Carolinas HealthCare) and Wake Forest Baptist Health have merged into one of the largest nonprofit health systems in the Southeast. Duke Health and UNC Health anchor the Research Triangle academic tier, creating a market where major academic centers hold outsized pricing leverage. North Carolina has been an active target for FTC scrutiny of hospital consolidation.
Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →
Why prices vary - and what it means for your coverage
A small number of hospitals (5) report prices above $19,052, including Gaston Memorial Hospital at $38,344, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $9,817 versus $15,162 inpatient (about 1.5× more), so where a procedure happens often matters more than which hospital you pick. Setting drives much of the spread here: whether the hospital bills the stay as outpatient or inpatient changes the facility fee, which is why two similar hospitals can bill very differently for the same procedure.
What you pay out of pocket on top of this depends on your deductible, your plan's out-of-pocket maximum, and whether every provider involved is in-network - not just the facility.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$9,817 |
| Deductible met - 20% coinsurance | ~$1,963 |
| Out-of-network provider | $21,597+ |
Frequently asked questions: pacemaker surgery costs in North Carolina
How much does a pacemaker surgery cost in North Carolina?
The typical insurer-negotiated rate is $4,160, with most facilities between $1,690 and $10,136 (based on 57 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of North Carolina hospitals run $3,904–$13,927; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get a pacemaker surgery in North Carolina?
Based on declared prices, the lowest posted price in our North Carolina data is MISSION HOSPITAL MCDOWELL in Marion at about $3,850. By metro, Asheville has the lowest median ($3,850).
Why is a pacemaker surgery so much cheaper at some North Carolina hospitals?
Typical prices vary about 6× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In North Carolina, the median cash (self-pay) price is $9,817 versus a median negotiated rate of $10,048 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for a pacemaker surgery in North Carolina?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Deductible vs out-of-pocket max
- How to negotiate your medical bills
- EOB vs medical bill: complete guide
- Already have a bill? Check it for errors
- How to read a Medicare Summary Notice
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CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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