Knee MRI Cost in Albany, NY (2026): Average Prices & What You'll Pay
What does a knee mri cost in Albany, NY?
You could pay $284 or $859 for the same knee mri in Albany, NY - depending entirely on which facility you choose. The median cash price across 7 reporting hospitals is $377. This data comes directly from hospital price transparency files published under federal law. The sections below break this down by coverage and by insurer.
Three low-priced facilities in Albany, NY, from hospital price files
- St Peters Hospital · Albany, NY $222
- FRANCISCAN ALLIANCE, INC. dba FRANCISCAN HEALTH CARMEL $532
- King County Public Hospital District NO. 2 · Kirkland, NY $2,167
Free: the typical range and the facilities above. Add your email and we send the full ranked list of all 7 facilities (PDF) plus a checklist of what to ask before you book. We don't sell your information (privacy policy).
Where knee mri costs vary in Albany, NY
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby imaging centers and other facilities (colored by type). Click any pin for facility name and estimated cost range.
26+ people checked prices near them this month.
Hospital MRI costs run 2–5× more than independent imaging centers. Most patients never knew they had a choice.
Your personalized cost report includes:
- ✓ Why the exact same scan costs $400 at one site and $2,200 at another
- ✓ The separate radiologist bill most patients miss (and how to verify it's in-network)
- ✓ When contrast adds a charge - and when to ask if you need it
- ✓ The questions to ask before scheduling that protect you from surprise bills
- ✓ A real patient billing breakdown, line by line
Free for patients - takes 30 seconds to get.
We'll send a sign-in link to your email - click it to get your guide. No account required, no spam.
Cheapest Knee MRI Providers in Albany, NY
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs Median |
|---|---|---|---|---|
| 1 | St Peters Hospital | Albany, NY | $222 | -$155 |
| 2 | Hospital name hidden | Your City, NY | $377 | -$000 |
| 3 | Hospital name hidden | Your City, NY | $376 | -$000 |
| 4 | Hospital name hidden | Your City, NY | $375 | -$000 |
| 5 | FRANCISCAN ALLIANCE, INC. dba FRANCISCAN HEALTH CARMEL | NY | $532 | +$155 |
| 6 | King County Public Hospital District NO. 2 | Kirkland, NY | $2,167 | +$1,790 |
| 7 | Hospital name hidden | Your City, NY | $372 | -$000 |
Your ranked price list is on its way to your email. Open the PDF now.
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Email me this price comparison plus what to ask before booking
Sends a PDF with all 7 facilities ranked cheapest first, plus a short checklist of questions that change what you pay. We don't sell your information (privacy policy).
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
Estimate your out-of-pocket cost → · When the bills arrive, we check them for errors →
Quick take
- St Peters Hospital is the lowest-cost option at $222 - $155 below the state median, just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $377, and it's often lower than what insurance pays before your deductible is satisfied.
- Independent imaging centers often charge much less than hospital outpatient departments for the same scan and may not appear in this hospital-only dataset - ask your doctor whether one is an option.
| Coverage | Hospitals with a rate | Typical range | Median |
|---|---|---|---|
| Medicare (national rate) | — | $266 to $712 | $356 |
| With insurance (commercial, average) | 3 | $596 to $3,139 | $972 |
| Without insurance (cash price) | 7 | $222 to $2,479 | $377 |
| Empire BlueCross BlueShield | 3 | $260 to $561 | $427 |
Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.
How much does a knee mri cost with Medicare in Albany, NY?
Medicare's national hospital outpatient payment for knee mri is about $266 to $712 (typically near $356). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $71 on a $356 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.
Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.
How much does a knee mri cost with insurance in Albany, NY?
Across 3 Albany, NY hospitals, the negotiated rates commercial insurers pay for knee mri average $596 to $3,139 per hospital, with a median near $972. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.
Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.
How much does a knee mri cost without insurance in Albany, NY?
Cash (self-pay) prices for knee mri at 7 Albany, NY hospitals range from $222 to $2,479, with a median of $377. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.
Cash prices are the hospital’s published discounted rate for patients paying without insurance.
How much does a knee mri cost with Empire BlueCross BlueShield in Albany, NY?
Empire BlueCross BlueShield negotiated rates for knee mri at 3 Albany, NY hospitals range from $260 to $561, with a median near $427. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.
Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.
New York has some of the highest hospital prices in the country, driven by extreme labor costs, regulatory complexity, and the dominance of large academic medical systems - NewYork-Presbyterian, NYU Langone, Northwell, and Mount Sinai all command substantial commercial rate premiums. Upstate New York prices are substantially lower than the NYC metro area. The No Surprises Act and state-level billing protections apply, but the baseline rates themselves remain among the nation's highest. Knee MRI is one of the most commonly ordered orthopedic imaging studies and one of the clearest examples of site-of-service pricing: the identical scan costs $200–$500 at an independent imaging center and $1,500–$3,500 at a hospital outpatient department. Most knee MRIs are ordered non-urgently after an orthopedic consultation, giving patients time to compare prices across freestanding centers before scheduling. Contrast is rarely needed for routine knee MRI.
Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →
Why prices vary - and what it means for your coverage
Setting matters too: the median outpatient price is $377 versus $2,167 inpatient (about 5.7× more), so where a procedure happens often matters more than which hospital you pick. Whether the scan happens in a hospital outpatient department (which adds a separate facility fee) or a freestanding imaging center is usually the single biggest driver of price for this procedure.
What you pay out of pocket on top of this depends on your deductible, your plan's out-of-pocket maximum, and whether every provider involved is in-network - not just the facility.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$377 |
| Deductible met - 20% coinsurance | ~$75 |
| Out-of-network provider | $829+ |
Frequently asked questions: knee mri costs in Albany, NY
How much does a knee mri cost in Albany, NY?
The typical insurer-negotiated rate is $252, with most facilities between $104 and $297 (based on 7 hospitals reporting negotiated rates). Full market pricing - including cash rates, gross charges, and outlier facilities - ranges more widely, from $222 to $2,946 across all 7 Albany, NY hospitals that publish prices. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get a knee mri in Albany, NY?
Based on declared prices, the lowest-cost facility in our Albany, NY data is St Peters Hospital in Albany at about $222. Independent imaging centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is a knee mri so much cheaper at some Albany, NY hospitals?
Prices vary up to 13.3× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Albany, NY, the median cash (self-pay) price is $377 versus a median negotiated rate of $972 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for a knee mri in Albany, NY?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Deductible vs out-of-pocket max
- How to negotiate your medical bills
- EOB vs medical bill: complete guide
- Already have a bill? Check it for errors
- How to read an EOB line by line
Other procedures in Albany, NY
Knee MRI, elsewhere
What matters before you schedule
Imaging center vs. hospital
Hospital outpatient departments typically charge 2-4x more than independent imaging centers for the same knee mri - same outcome, very different bill. The ER charges the most of any setting and should only be used when the situation is medically urgent. Call ahead and ask for a self-pay or cash quote at each setting you're considering.
With vs. without contrast
Which type your doctor orders for this knee mri changes the billing code, and what you pay. For example: A standard knee mri with no contrast dye - the most common and lowest-cost version.
This is shoppable
Knee MRI is elective and schedulable, so you have time to compare facilities before booking - hospital outpatient prices often run 2-4x higher than alternative settings for the identical clinical outcome.
What to ask before you book
Get the CPT code from your doctor, confirm every provider involved (not just the facility) is in-network, ask for the cash-pay rate if you're uninsured or haven't met your deductible, and request a written estimate for knee mri before you schedule.
CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
Other Procedure Costs in Albany, NY
- Appendectomy Cost in Albany, NY
- Cataract Surgery Cost in Albany, NY
- Childbirth Cost in Albany, NY
- Cholecystectomy Cost in Albany, NY
- Colonoscopy Cost in Albany, NY
- CT Scan (Abdomen) Cost in Albany, NY
- CT Scan (Chest) Cost in Albany, NY
- CT Scan (Head) Cost in Albany, NY
- CT Scan Cost in Albany, NY
- Echocardiogram Cost in Albany, NY
- Emergency Room Visit Cost in Albany, NY
- Endoscopy Cost in Albany, NY
- Hip Replacement Cost in Albany, NY
- Hysterectomy Cost in Albany, NY
- Knee Replacement Cost in Albany, NY
- Mammogram Cost in Albany, NY
- Brain MRI Cost in Albany, NY
- MRI Cost in Albany, NY
- Spinal Fusion Cost in Albany, NY
- Ultrasound Cost in Albany, NY
- X-Ray Cost in Albany, NY
Related Articles
Interested in understanding healthcare costs and managing your medical expenses?
- Free Cost EstimatorCalculate your exact out-of-pocket cost for any procedure
- Free Bill ScreenerCheck whether your bill and paperwork are ready for a professional review
- Family Bill TrackerTrack costs across every family member and every bill in one place
- Knee MRI Cost GuideCompare Knee MRI prices across all 50 states
- Deductible vs Out-of-Pocket MaximumLearn how insurance cost-sharing works and what you actually pay
- Cost ExplorerBrowse procedures and compare prices across the country
- MRI Cost GuideCompare MRI pricing and understand imaging costs
- X-Ray Cost GuideCompare X-ray pricing across states
About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
Connect on LinkedIn →Ready to take control of your healthcare costs?
Use the free cost estimator → · Get your bill screened for free → · See the family plan →