Endoscopy Cost in Albany, NY (2026): Average Prices & What You'll Pay
What does a endoscopy cost in Albany, NY?
The same endoscopy in Albany, NY might cost you $249 at one facility and $422 at another - the building you walk into drives the difference. The median cash price across 10 reporting hospitals is $267. These figures come straight from hospital price transparency files published under federal law. The sections below break this down by coverage and by insurer.
Three low-priced facilities in Albany, NY, from hospital price files
- Ellis Hospital $237
- Samaritan Hospital · Troy, NY $267
- St Peters Hospital · Albany, NY $267
Free: the typical range and the facilities above. Add your email and we send the full ranked list of all 10 facilities (PDF) plus a checklist of what to ask before you book. We don't sell your information (privacy policy).
Where endoscopy costs vary in Albany, NY
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers and other facilities (colored by type). Click any pin for facility name and estimated cost range.
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One upper endoscopy can become four separate bills - and a biopsy adds a fifth surprise weeks later.
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Cheapest Endoscopy Providers in Albany, NY
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs Median |
|---|---|---|---|---|
| 1 | Hospital name hidden | Your City, NY | $714 | -$000 |
| 2 | Ellis Hospital | NY | $237 | -$30 |
| 3 | Hospital name hidden | Your City, NY | $716 | -$000 |
| 4 | Samaritan Hospital | Troy, NY | $267 | +$0 |
| 5 | St Peters Hospital | Albany, NY | $267 | +$0 |
| 6 | Hospital name hidden | Your City, NY | $719 | -$000 |
| 7 | Hospital name hidden | Your City, NY | $720 | -$000 |
| 8 | Hospital name hidden | Your City, NY | $721 | -$000 |
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Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Email me this price comparison plus what to ask before booking
Sends a PDF with all 10 facilities ranked cheapest first, plus a short checklist of questions that change what you pay. We don't sell your information (privacy policy).
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
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Quick take
- BASSETT HOSPITAL OF SCHOHARIE COUNTY is the lowest-cost option at $206 - $61 below the state median, just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $267, and it's often lower than what insurance pays before your deductible is satisfied.
- Ask whether this procedure can be done at a freestanding ambulatory surgical center - they're typically 30-60% cheaper than a hospital for identical care, and most aren't in this hospital-only dataset.
| Coverage | Hospitals with a rate | Typical range | Median |
|---|---|---|---|
| Medicare (national rate) | — | $927 to $2,385 | $1,444 |
| With insurance (commercial, average) | 6 | $259 to $2,310 | $1,063 |
| Without insurance (cash price) | 10 | $206 to $1,090 | $267 |
| Empire BlueCross BlueShield | 6 | $229 to $2,073 | $452 |
| Aetna | 5 | $346 to $3,550 | $1,944 |
| UnitedHealthcare | 5 | $163 to $2,504 | $382 |
| Cigna | 5 | $296 to $2,316 | $1,147 |
Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.
How much does an endoscopy cost with Medicare in Albany, NY?
Medicare's national hospital outpatient payment for endoscopy is about $927 to $2,385 (typically near $1,444). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $289 on a $1,444 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.
Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.
How much does an endoscopy cost with insurance in Albany, NY?
Across 6 Albany, NY hospitals, the negotiated rates commercial insurers pay for endoscopy average $259 to $2,310 per hospital, with a median near $1,063. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.
Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.
How much does an endoscopy cost without insurance in Albany, NY?
Cash (self-pay) prices for endoscopy at 10 Albany, NY hospitals range from $206 to $1,090, with a median of $267. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.
Cash prices are the hospital’s published discounted rate for patients paying without insurance.
How much does an endoscopy cost with Empire BlueCross BlueShield in Albany, NY?
Empire BlueCross BlueShield negotiated rates for endoscopy at 6 Albany, NY hospitals range from $229 to $2,073, with a median near $452. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.
Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.
How much does an endoscopy cost with Aetna in Albany, NY?
Aetna negotiated rates for endoscopy at 5 Albany, NY hospitals range from $346 to $3,550, with a median near $1,944. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.
How much does an endoscopy cost with UnitedHealthcare in Albany, NY?
UnitedHealthcare negotiated rates for endoscopy at 5 Albany, NY hospitals range from $163 to $2,504, with a median near $382. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.
How much does an endoscopy cost with Cigna in Albany, NY?
Cigna negotiated rates for endoscopy at 5 Albany, NY hospitals range from $296 to $2,316, with a median near $1,147. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.
New York has some of the highest hospital prices in the country, driven by extreme labor costs, regulatory complexity, and the dominance of large academic medical systems - NewYork-Presbyterian, NYU Langone, Northwell, and Mount Sinai all command substantial commercial rate premiums. Upstate New York prices are substantially lower than the NYC metro area. The No Surprises Act and state-level billing protections apply, but the baseline rates themselves remain among the nation's highest.
Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →
Why prices vary - and what it means for your coverage
A small number of hospitals (2) report prices above $788, including King County Public Hospital District NO. 2 at $2,052, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $267 versus $2,052 inpatient (about 7.7× more), so where a procedure happens often matters more than which hospital you pick. The biggest swing for this procedure is screening versus diagnostic coding - a polyp removed during a routine screening can recode the whole visit as diagnostic and trigger cost-sharing you weren't expecting.
On top of the facility price, your actual bill depends on your deductible, your out-of-pocket maximum, and whether every provider involved - not just the facility - is in-network.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$267 |
| Deductible met - 20% coinsurance | ~$53 |
| Out-of-network provider | $587+ |
Frequently asked questions: endoscopy costs in Albany, NY
How much does an endoscopy cost in Albany, NY?
The typical insurer-negotiated rate is $134, with most facilities between $98 and $286 (based on 10 hospitals reporting negotiated rates). Full market pricing - including cash rates, gross charges, and outlier facilities - ranges more widely, from $202 to $2,052 across all 10 Albany, NY hospitals that publish prices. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get an endoscopy in Albany, NY?
Based on declared prices, the lowest-cost facility in our Albany, NY data is SSM Health Care St. Louis in Bridgeton at about $202. Freestanding ambulatory surgery centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is an endoscopy so much cheaper at some Albany, NY hospitals?
Prices vary up to 10.2× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Albany, NY, the median cash (self-pay) price is $267 versus a median negotiated rate of $1,063 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for an endoscopy in Albany, NY?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Deductible vs out-of-pocket max
- How to negotiate your medical bills
- EOB vs medical bill: complete guide
- Already have a bill? Check it for errors
- How to read an EOB line by line
Other procedures in Albany, NY
Endoscopy, elsewhere
What matters before you schedule
ASC vs. hospital
Hospital outpatient departments typically charge 2-4x more than ambulatory surgery centers for the same endoscopy - same outcome, very different bill. Call ahead and ask for a self-pay or cash quote at each setting you're considering.
What's on your bill
A endoscopy involves multiple providers who bill separately - typically Facility Fee, Gastroenterologist Fee, Anesthesia. Check each line item against your Explanation of Benefits to catch billing errors.
Cost by type
Which type your doctor orders for this endoscopy changes the billing code, and what you pay. For example: Ordered to investigate symptoms or a prior finding - standard cost-sharing (deductible, coinsurance) applies.
What to ask before you book
Get the CPT code from your doctor, confirm every provider involved (not just the facility) is in-network, ask for the cash-pay rate if you're uninsured or haven't met your deductible, and request a written estimate for endoscopy before you schedule.
CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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