Emergency Room Visit Cost in Mississippi (2026): Average Prices & What You'll Pay

What does a emergency room visit cost in Mississippi?

Expect roughly $279 to $520 for an emergency room visit in Mississippi if you're commercially insured — that range already folds in both the facility charge and the physician fee. The median reported facility price across 32 hospitals is $196. It's built from CMS fee schedules and federally mandated hospital price transparency data.

Mississippi has among the highest uninsured rates in the country and one of the lowest Medicaid reimbursement rates, both of which push list prices up to offset uncompensated care. The market is anchored by UMMC (University of Mississippi Medical Center) in Jackson and by Regional One (Memphis area) for the northern tier. Most of the state is served by small community hospitals and critical access facilities.

Emergency room costs are driven by two separate charges: the facility fee (which varies by ER level, E1–E5) and the physician fee (billed by an independent emergency medicine group). Most patients are unaware that ER physicians are frequently out-of-network even when the hospital itself is in-network — the No Surprises Act limits your liability in this case, but billing disputes still occur. Using an urgent care center for non-emergency conditions typically costs 80–90% less than an ER visit for equivalent care.

There's a gap between the sticker and the real price here: a median cash quote of $198 sits above the $66 insurers negotiate — about 3× higher, so asking for the cash or insurer-negotiated rate is often the single biggest lever on your bill. The same emergency room visit that costs $51 at Pearl River County Hospital reaches $8,091 at Singing River Gulfport in Gulfport — a 158.6× gap across the 32 Mississippi hospitals reporting prices. A typical Mississippi facility lands around $196 — most sit in the $172–$244 band. Even within Mississippi, Meadville ($416) and Charleston ($514) are 1.2× apart on the median price.

Where emergency room visit costs vary in Mississippi

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers, imaging centers, and other facilities (colored by type). Click any pin for facility name and estimated cost range.

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The facility you choose matters more than almost anything else — the same procedure, same quality, same state can cost 5× more at one hospital versus the one down the road.

→ Compare all procedure costs   → Emergency Room Visit costs nationwide

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Lower-cost options in Mississippi start around $172 or below. Most hospitals cluster between $172 and $246. A smaller group reports prices above that — often academic medical centers or high-cost markets.

If you're comparing specific hospitals, the lowest self-pay rates reported in this dataset include: Kemper CAH, Inc. in Dekalb (cash price from $160); FIELD MEMORIAL COMMUNITY HOSPITAL in Centreville (cash price from $161); NORTHWEST MISS REGIONAL MEDICAL CENTER in Clarksdale (cash price from $168). These are declared cash prices — contact each facility for a formal quote before scheduling.

Mississippi Emergency Room Visit prices by facility

All prices below come from hospital chargemasters — the official price lists each hospital must publish under federal law. Gross charge is the undiscounted list price; cash price is the self-pay rate; negotiated range covers the spread across insurance contracts.

Source: CMS hospital price transparency machine-readable files. vs Median = savings or premium relative to the state median price. Gross Charge = undiscounted list price for reference.

Received a bill? Check it for errors → Estimate YOUR cost before you go →

Compare other procedures in Mississippi:

• Appendectomy Cost in Mississippi
• Cataract Surgery Cost in Mississippi

Where you can save the most on emergency room visit in Mississippi

These facilities have the lowest declared prices relative to the state median — they represent the best opportunities to reduce your out-of-pocket cost for this procedure.

Most expensive emergency room visit providers in Mississippi

These facilities report the highest prices for this procedure. Academic medical centers and specialty hospitals often top this list — their gross charges rarely reflect what anyone actually pays, but understanding the spread helps you negotiate.

Why prices vary this much

A small number of hospitals (5) report very high prices above $357, which drives much of the overall price range. Excluding these, most facilities cluster in a significantly tighter band.

Setting drives much of the gap in Mississippi: the median outpatient price is $198 versus $193 inpatient, so where a procedure is performed often matters more than which hospital you choose. Of the Mississippi facilities reporting prices, 11 fall in a low-cost tier (up to $172) while 11 sit in a high-cost tier ($246 and up) — a lower-priced option almost always exists within the same state.

The spread comes from how each hospital sets its chargemaster (the undiscounted list price), what cash discounts it applies, and what rates it negotiates with each insurer. Facility classification matters too — a hospital-owned outpatient center adds a facility fee that a freestanding clinic does not. Understanding these mechanics is the first step to paying less.

Learn more:
→ Allowed amount vs negotiated rate — what your EOB is really saying
→ How to read your medical bill
→ Why hospital prices are so hard to find — and what to do about it

How insurance changes what you actually pay

Hospital list prices are only part of the picture. What you pay out of pocket depends on your deductible, your plan's out-of-pocket maximum, whether the facility is in-network, and whether your plan classifies the visit as outpatient or inpatient. A lower gross charge doesn't guarantee a lower bill if the facility is out-of-network or adds facility fees your plan doesn't cover.

Understand your cost before you go:
→ Deductible vs out-of-pocket max
→ EOB vs medical bill — complete guide
→ How to stop medical bill problems before they start (in-network vs out-of-network)

Emergency Room Visit Costs by Metro Area in Mississippi

Prices vary across Mississippi metro areas based on local hospital competition, wage adjustments, and facility mix. Explore detailed facility price data for each metro area:

• Emergency Room Visit Cost in Jackson, MS
• Emergency Room Visit Cost in Pascagoula, MS

Compare emergency room visit costs in nearby states

• New York
• California
• Texas
• Florida

Frequently asked questions: emergency room visit costs in Mississippi

How much does an emergency room visit cost in Mississippi?

Across 32 Mississippi hospitals that publish prices, an emergency room visit ranges from $51 to $8,091, with a median of $196. Most facilities fall between $172 and $244. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get an emergency room visit in Mississippi?

Based on declared prices, the lowest-cost facility in our Mississippi data is Rush Medical Foundation in Meridian at about $8. By metro, Meadville has the lowest median ($416). Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data — ask your doctor whether one is an option.

Why is an emergency room visit so much cheaper at some Mississippi hospitals?

Prices vary up to 158.6× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Mississippi, the median cash (self-pay) price is $198 versus a median negotiated rate of $66 — about 3× higher. Asking for the cash price or your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for an emergency room visit in Mississippi?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network — not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Explore all emergency room visit cost data

→ See emergency room visit costs across all states

CostKits compiles hospital price transparency data to help families make informed decisions. If you've received a bill for this procedure:
→ Analyze your medical bill for errors
→ How to negotiate your medical bills
→ Track and manage your healthcare costs (free account)