Xray Cost in Mississippi (2026): Average Prices & What You'll Pay
What does a xray cost in Mississippi?
What an xray in Mississippi costs depends on your coverage. With commercial insurance it typically runs $42–$106, facility and physician fees combined. Medicare pays one national rate to every provider, and you generally owe about 20% of it (around $18) after the Part B deductible. Without insurance, posted hospital cash prices run $18–$151. The sections below break this down by coverage and by insurer. This estimate is based on CMS fee schedules and hospital price transparency data published under federal law.
Three low-priced facilities in Mississippi, from hospital price files
- Laird Hospital, Inc. · Union, MS $18
- Scott Regional Medical Center, Inc. · Morton, MS $18
- Memorial Hospital at Gulfport · Gulfport, MS $18
All 70 facilities are listed below, free.
Where xray costs vary in Mississippi
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers, imaging centers, and other facilities (colored by type). Click any pin for facility name and estimated cost range.
26+ people checked prices near them this month.
An X-ray is cheap - until a hospital setting and a separate radiologist bill turn it into two charges.
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Cheapest Xray Providers in Mississippi
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs median ($66) |
|---|---|---|---|---|
| 1 | Laird Hospital, Inc. | Union, MS | $18 | $48 below |
| 2 | Scott Regional Medical Center, Inc. | Morton, MS | $18 | $48 below |
| 3 | Memorial Hospital at Gulfport | Gulfport, MS | $18 | $48 below |
| 4 | Kings Daughters Medical Center | Brookhaven, MS | $18 | $48 below |
| 5 | Rush Medical Foundation | Quitman, MS | $20 | $46 below |
| 6 | Kemper CAH, Inc. | Dekalb, MS | $20 | $46 below |
| 7 | Perry County General Hospital | MS | $21 | $45 below |
| 8 | Jefferson Davis Community Hospital | MS | $21 | $45 below |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
Estimate your out-of-pocket cost → · When the bills arrive, we check them for errors →
Quick take
- Laird Hospital, Inc. is the lowest-cost option at $18 - $48 below the median posted price ($66), just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $66, and it's often lower than what insurance pays before your deductible is satisfied.
- Ask whether this procedure can be done at a freestanding ambulatory surgical center - they're typically 30-60% cheaper than a hospital for identical care, and most aren't in this hospital-only dataset.
| Coverage | Hospitals with a rate | Typical range | Median |
|---|---|---|---|
| Medicare (national rate) | — | $89 to $107 | $89 |
| With insurance (commercial, average) | 37 | $23 to $171 | $99 |
| Without insurance (cash price) | 71 | $18 to $151 | $66 |
| Blue Cross & Blue Shield of Mississippi | 25 | $27 to $249 | $96 |
| UnitedHealthcare | 24 | $41 to $240 | $99 |
| Aetna | 22 | $21 to $194 | $76 |
| Cigna | 19 | $65 to $145 | $99 |
Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.
How much does an X-ray cost with Medicare in Mississippi?
Medicare's national hospital outpatient payment for X-ray is about $89 to $107 (typically near $89). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $18 on a $89 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.
Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.
How much does an X-ray cost with insurance in Mississippi?
Across 37 Mississippi hospitals, the negotiated rates commercial insurers pay for X-ray average $23 to $171 per hospital, with a median near $99. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.
Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.
How much does an X-ray cost without insurance in Mississippi?
Cash (self-pay) prices for X-ray at 71 Mississippi hospitals range from $18 to $151, with a median of $66. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.
Cash prices are the hospital’s published discounted rate for patients paying without insurance.
How much does an X-ray cost with Blue Cross & Blue Shield of Mississippi?
Blue Cross & Blue Shield of Mississippi negotiated rates for X-ray at 25 Mississippi hospitals range from $27 to $249, with a median near $96. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.
Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.
How much does an X-ray cost with UnitedHealthcare in Mississippi?
UnitedHealthcare negotiated rates for X-ray at 24 Mississippi hospitals range from $41 to $240, with a median near $99. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.
How much does an X-ray cost with Aetna in Mississippi?
Aetna negotiated rates for X-ray at 22 Mississippi hospitals range from $21 to $194, with a median near $76. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.
How much does an X-ray cost with Cigna in Mississippi?
Cigna negotiated rates for X-ray at 19 Mississippi hospitals range from $65 to $145, with a median near $99. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.
How where you go changes what you pay for xray
The same xray bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.
- Facility fee $16–$416
- Professional fee $39–$244
Estimated from CMS fee schedules + commercial rate multipliers
- Facility fee $27–$323
- Professional fee $39–$244
Estimated from CMS fee schedules + commercial rate multipliers
- technical_component $28–$83
- professional_interpretation $12–$40
Estimated from CMS fee schedules + commercial rate multipliers
Mississippi has among the highest uninsured rates in the country and one of the lowest Medicaid reimbursement rates, both of which push list prices up to offset uncompensated care. The market is anchored by UMMC (University of Mississippi Medical Center) in Jackson and by Regional One (Memphis area) for the northern tier. Most of the state is served by small community hospitals and critical access facilities. X-ray is the most commoditized of all imaging procedures, and price differences are almost entirely explained by facility type: a hospital outpatient chest X-ray can cost 5–10× more than the same study at an urgent care center or independent imaging clinic. For non-emergency X-rays, asking your physician for a referral to an outpatient imaging center rather than a hospital radiology department is the simplest and most reliable cost reduction available.
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Why prices vary - and what it means for your coverage
A small number of hospitals (7) report prices above $170, including Wesley Health System LLC at $416, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $62 versus $96 inpatient (about 1.5× more), so where a procedure happens often matters more than which hospital you pick. Whether the scan happens in a hospital outpatient department (which adds a separate facility fee) or a freestanding imaging center is usually the single biggest driver of price for this procedure.
On top of the facility price, your actual bill depends on your deductible, your out-of-pocket maximum, and whether every provider involved - not just the facility - is in-network.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$84 |
| Deductible met - 20% coinsurance | ~$17 |
| Out-of-network provider | $185+ |
Frequently asked questions: X-ray costs in Mississippi
How much does an X-ray cost in Mississippi?
The typical insurer-negotiated rate is $20, with most facilities between $11 and $67 (based on 61 hospitals reporting negotiated rates). That is the hospital's negotiated rate alone; with physician fees, a commercially insured patient's full episode is typically $42–$106. Posted cash prices at the middle 80% of Mississippi hospitals run $18–$151; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get an X-ray in Mississippi?
Based on declared prices, the lowest posted price in our Mississippi data is Laird Hospital, Inc. in Union at about $18. By metro, Meridian has the lowest median ($32). Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is an X-ray so much cheaper at some Mississippi hospitals?
Typical prices vary about 6.1× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Mississippi, the median cash (self-pay) price is $66 versus a median negotiated rate of $99 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for an X-ray in Mississippi?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Deductible vs out-of-pocket max
- How to negotiate your medical bills
- EOB vs medical bill: complete guide
- Already have a bill? Check it for errors
- How to read an EOB line by line
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CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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