Emergency Room Visit Cost (2026): $173–$245
Typical cost
$173–$245
Most people don't pay these prices.
Your actual cost depends on your deductible, coinsurance, and where you are in your plan.
👉 The same Emergency Room Visit could cost you $0 or $245.
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Your actual cost depends on your insurance type, facility choice, and deductible status. Prices reflect 2026 national averages.
Emergency room (ER) visit costs are billed using Evaluation & Management (E/M) levels 1–5, with level 3–4 visits being most common. The facility fee (hospital charge) is separate from the physician fee.
Emergency Room Visit Cost by State
Compare prices across all 50 states. Prices shown are the 25th–70th percentile range from hospital-reported data — the range where most patients' actual charges fall.
Why Emergency Room Visit Costs Vary
- Visit level: Level 1 (minor) costs $150–$300; Level 5 (critical) costs $500–$1,000+ in facility fees alone.
- Additional services: Labs, imaging, and procedures ordered during the visit are billed separately and often exceed the E/M fee.
- Facility overhead: Large urban trauma centers charge 50–100% more than community hospital ERs.
- Out-of-network risk: ER physicians are often out-of-network even when the hospital is in-network — federal surprise billing protections apply.
Bottom line: Where you get care matters more than almost any other factor. Two hospitals 10 miles apart can charge 3–5× different prices for the same procedure.
How to Use This Data
These prices come from hospital price transparency files that hospitals are required by law to publish. They represent the range of what hospitals declare as their charges — actual negotiated rates with insurers are typically 40–60% lower.
If you have insurance: Your out-of-pocket cost is determined by your deductible, coinsurance, and your insurer's negotiated rate with the specific facility. Call your insurer for a pre-service cost estimate before scheduling.
If you are uninsured: Call 2–3 facilities directly and ask for their self-pay or cash-pay rate. Most facilities offer 20–50% discounts off list prices for upfront payment.
If you received a bill: Upload it to CostKits to compare what you were charged against what other facilities in your state reported.
How Insurance Affects the Cost of This Procedure
Understanding these insurance concepts can help you estimate what you may actually pay for this procedure.
Emergency Room Visit Cost by State
- Emergency Room Visit Cost in Alabama
- Emergency Room Visit Cost in Alaska
- Emergency Room Visit Cost in Arizona
- Emergency Room Visit Cost in Arkansas
- Emergency Room Visit Cost in California
- Emergency Room Visit Cost in Colorado
- Emergency Room Visit Cost in Connecticut
- Emergency Room Visit Cost in Delaware
- Emergency Room Visit Cost in Florida
- Emergency Room Visit Cost in Georgia
- Emergency Room Visit Cost in Hawaii
- Emergency Room Visit Cost in Idaho
- Emergency Room Visit Cost in Illinois
- Emergency Room Visit Cost in Indiana
- Emergency Room Visit Cost in Iowa
- Emergency Room Visit Cost in Kansas
- Emergency Room Visit Cost in Kentucky
- Emergency Room Visit Cost in Louisiana
- Emergency Room Visit Cost in Maine
- Emergency Room Visit Cost in Maryland
- Emergency Room Visit Cost in Massachusetts
- Emergency Room Visit Cost in Michigan
- Emergency Room Visit Cost in Minnesota
- Emergency Room Visit Cost in Mississippi
- Emergency Room Visit Cost in Missouri
- Emergency Room Visit Cost in Montana
- Emergency Room Visit Cost in Nebraska
- Emergency Room Visit Cost in Nevada
- Emergency Room Visit Cost in New Hampshire
- Emergency Room Visit Cost in New Jersey
- Emergency Room Visit Cost in New Mexico
- Emergency Room Visit Cost in New York
- Emergency Room Visit Cost in North Carolina
- Emergency Room Visit Cost in North Dakota
- Emergency Room Visit Cost in Ohio
- Emergency Room Visit Cost in Oklahoma
- Emergency Room Visit Cost in Oregon
- Emergency Room Visit Cost in Pennsylvania
- Emergency Room Visit Cost in Rhode Island
- Emergency Room Visit Cost in South Carolina
- Emergency Room Visit Cost in South Dakota
- Emergency Room Visit Cost in Tennessee
- Emergency Room Visit Cost in Texas
- Emergency Room Visit Cost in Utah
- Emergency Room Visit Cost in Vermont
- Emergency Room Visit Cost in Virginia
- Emergency Room Visit Cost in Washington
- Emergency Room Visit Cost in West Virginia
- Emergency Room Visit Cost in Wisconsin
- Emergency Room Visit Cost in Wyoming
Data source: CMS Hospital Price Transparency Machine-Readable Files. Prices represent hospital-declared charges and do not include physician fees, anesthesia, or other separately-billed services.
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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