X-Ray Cost in Madison, WI (2026): Average Prices & What You'll Pay
What does a x-ray cost in Madison, WI?
Where you have an x-ray done in Madison, WI swings the bill from $69 to $208 for identical care. The median cash price across 9 reporting hospitals is $151. The numbers are pulled directly from federally mandated hospital price transparency files.
Insurers negotiate this down to a median of $74, while self-pay patients are quoted $151 — about 2× higher, so asking for the cash or insurer-negotiated rate is often the single biggest lever on your bill. The same X-ray that costs $42 at Ssm Health St. Mary's Hospital - Madison in Madison reaches $516 at Stoughton Hospital — a 12.3× gap across the 9 Madison, WI hospitals reporting prices. A typical Madison, WI facility lands around $151 — most sit in the $63–$208 band.
Forecast your out-of-pocket cost
- Lower-cost hospitals (bottom 25%): under $63
- Median hospital: $151
- Higher-cost hospitals (top 30%): $208+
That's a 3× spread for the same procedure — driven entirely by which facility you choose, not by clinical complexity.
- Patient A (higher-rate plan or out-of-network): ~$208
- Patient B (lower-rate in-network plan): ~$69
Where x-ray costs vary in Madison, WI
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers, imaging centers, and other facilities (colored by type). Click any pin for facility name and estimated cost range.
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Cheapest X-Ray Providers in Madison, WI
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs Median |
|---|---|---|---|---|
| 1 | Stoughton Hospital | WI | $54 | -$97 |
| 2 | Ssm Health St. Mary's Hospital - Madison | Madison, WI | $63 | -$88 |
| 3 | Aspirus Divine Savior Hospital | Portage, WI | $79 | -$72 |
| 4 | Select Specialty Hospital - Madison | WI | $151 | +$0 |
| 5 | Select Medical Rehabilitation - Madison | WI | $158 | +$7 |
| 6 | Prairie Ridge Health | Columbus, WI | $242 | +$91 |
| 7 | Madison Rehabilitation Hospital, LLC | WI | $262 | +$111 |
| 8 | Meriter Hospital, Inc | Madison, WI | $516 | +$365 |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
The facility you choose matters more than almost anything else — the same procedure, same quality, same state can cost 5× more at one hospital versus the one down the road.
→ Compare all procedure costs → X-Ray costs nationwide
Check YOUR hospital's pricing → Estimate YOUR exact cost →
What you'll actually pay — example scenarios
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met (pay in full) | ~$151 |
| Deductible met — 20% coinsurance | ~$30 |
| Out-of-network provider | $332+ |
Based on the state median facility price of $151. Your actual cost depends on your plan deductible, coinsurance rate, and network tier. Get YOUR personalized estimate →
What this means for you
If you haven't met your deductible, you are effectively a cash-pay patient.
That means:
- You should verify your hospital is in-network before an elective visit when possible
- The cheapest facility can save you $109+ vs. the median.
This is the single biggest lever most patients have to reduce their cost.
Lower-cost options in Madison, WI start around $63 or below. Most hospitals cluster between $63 and $242. A smaller group reports prices above that — often academic medical centers or high-cost markets.
If you're comparing specific hospitals, the lowest self-pay rates reported in this dataset include: Upland Hills Health in Dodgeville (cash price from $42); Ssm Health St. Mary's Hospital - Madison in Madison (cash price from $63); Aspirus Divine Savior Hospital in Portage (cash price from $79). These are declared cash prices — contact each facility for a formal quote before scheduling.
- Best value hospitals (lowest prices): Upland Hills Health: $42; Stoughton Hospital: $54; Ssm Health St. Mary's Hospital - Madison: $63
- Most expensive (outpatient): Meriter Hospital, Inc: ~$516; Prairie Ridge Health: ~$242
→ Choosing the right facility can save $109+ vs. the state median.
Madison, WI X-Ray prices by facility
All prices below come from hospital chargemasters — the official price lists each hospital must publish under federal law. Gross charge is the undiscounted list price; cash price is the self-pay rate; negotiated range covers the spread across insurance contracts.
- Cash price — the self-pay rate you can actually negotiate and pay
- Negotiated rate — if reported by the hospital across insurance contracts
- Gross charge — fallback only; this is the inflated list price few people pay
This reflects the real prices patients encounter — not inflated chargemaster rates.
| # | Facility | City | Your Price | vs Median | Gross Charge |
|---|---|---|---|---|---|
| #1 | Upland Hills Health | Dodgeville, WI | $42 | -$109 | $78–$2,936 |
| #2 | Stoughton Hospital | WI | $54 | -$97 | $98–$4,067 |
| #3 | Ssm Health St. Mary's Hospital - Madison | Madison, WI | $63 | -$88 | $63–$76 |
| #4 | Aspirus Divine Savior Hospital | Portage, WI | $79 | -$72 | $122–$653 |
| #5 | Select Specialty Hospital - Madison | WI | $151 | +$0 | $151–$3,411 |
| #6 | Select Medical Rehabilitation - Madison | WI | $158 | +$7 | $158–$3,566 |
| #7 | Prairie Ridge Health | Columbus, WI | $242 | +$91 | $441–$2,369 |
| #8 | Madison Rehabilitation Hospital, LLC | WI | $262 | +$111 | $262–$341 |
| #9 | Meriter Hospital, Inc | Madison, WI | $516 | +$365 | $645–$1,157 |
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Source: CMS hospital price transparency machine-readable files. vs Median = savings or premium relative to the state median price. Gross Charge = undiscounted list price for reference.
Received a bill? Check it for errors → Estimate YOUR cost before you go →
Compare other procedures in Madison, WI:
Where you can save the most on x-ray in Madison, WI
These facilities have the lowest declared prices relative to the state median — they represent the best opportunities to reduce your out-of-pocket cost for this procedure.
| Facility | City | Your Price | vs Median |
|---|---|---|---|
| Upland Hills Health | Dodgeville, WI | $42 | -$109 |
| Stoughton Hospital | WI | $54 | -$97 |
| Ssm Health St. Mary's Hospital - Madison | Madison, WI | $63 | -$88 |
| Aspirus Divine Savior Hospital | Portage, WI | $79 | -$72 |
| Select Specialty Hospital - Madison | WI | $151 | +$0 |
How to choose a lower-cost facility
- Choose independent outpatient centers when possible — freestanding ASCs (ambulatory surgical centers) consistently charge less than hospital outpatient departments for identical procedures.
- Ask for the cash price if your deductible isn't met — self-pay rates are often lower than what insurance pays before your deductible is satisfied, especially at facilities that have a high cash-price discount.
- Avoid hospital outpatient departments for routine cases — hospital-owned locations add a facility fee that freestanding centers don't charge, often adding $500–$1,500 to the same procedure.
Most expensive x-ray providers in Madison, WI
These facilities report the highest prices for this procedure. Academic medical centers and specialty hospitals often top this list — their gross charges rarely reflect what anyone actually pays, but understanding the spread helps you negotiate.
| Facility | City | Price | vs Median |
|---|---|---|---|
| Meriter Hospital, Inc | Madison, WI | $516 | +$365 |
| Madison Rehabilitation Hospital, LLC | WI | $262 | +$111 |
| Prairie Ridge Health | Columbus, WI | $242 | +$91 |
| Select Medical Rehabilitation - Madison | WI | $158 | +$7 |
| Select Specialty Hospital - Madison | WI | $151 | +$0 |
Why prices vary this much
A small number of hospitals (1) report very high prices above $510, which drives much of the overall price range. Excluding these, most facilities cluster in a significantly tighter band.
Setting drives much of the gap in Madison, WI: the median outpatient price is $71 versus $158 inpatient — about 2.2× more, so where a procedure is performed often matters more than which hospital you choose. Of the Madison, WI facilities reporting prices, 3 fall in a low-cost tier (up to $63) while 3 sit in a high-cost tier ($242 and up) — a lower-priced option almost always exists within the same state.
The spread comes from how each hospital sets its chargemaster (the undiscounted list price), what cash discounts it applies, and what rates it negotiates with each insurer. Facility classification matters too — a hospital-owned outpatient center adds a facility fee that a freestanding clinic does not. Understanding these mechanics is the first step to paying less.
Learn more:
→ Allowed amount vs negotiated rate — what your EOB is really saying
→ How to read your medical bill
→ Why hospital prices are so hard to find — and what to do about it
How insurance changes what you actually pay
Hospital list prices are only part of the picture. What you pay out of pocket depends on your deductible, your plan's out-of-pocket maximum, whether the facility is in-network, and whether your plan classifies the visit as outpatient or inpatient. A lower gross charge doesn't guarantee a lower bill if the facility is out-of-network or adds facility fees your plan doesn't cover.
Understand your cost before you go:
→ Deductible vs out-of-pocket max
→ EOB vs medical bill — complete guide
→ How to stop medical bill problems before they start (in-network vs out-of-network)
Compare x-ray costs in nearby states
Frequently asked questions: X-ray costs in Madison, WI
How much does an X-ray cost in Madison, WI?
Across 9 Madison, WI hospitals that publish prices, an X-ray ranges from $42 to $516, with a median of $151. Most facilities fall between $63 and $208. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get an X-ray in Madison, WI?
Based on declared prices, the lowest-cost facility in our Madison, WI data is Upland Hills Health in Dodgeville at about $42. By metro, Madison has the lowest median ($290). Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data — ask your doctor whether one is an option.
Why is an X-ray so much cheaper at some Madison, WI hospitals?
Prices vary up to 12.3× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Madison, WI, the median cash (self-pay) price is $151 versus a median negotiated rate of $74 — about 2× higher. Asking for the cash price or your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for an X-ray in Madison, WI?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network — not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Explore all x-ray cost data
→ See x-ray costs across all states
CostKits compiles hospital price transparency data to help families make informed decisions. If you've received a bill for this procedure:
→ Analyze your medical bill for errors
→ How to negotiate your medical bills
→ Track and manage your healthcare costs (free account)
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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