X-Ray Cost in Charlotte, NC (2026): Average Prices & What You'll Pay
What does a x-ray cost in Charlotte, NC?
The same x-ray in Charlotte, NC might cost you $89 at one facility and $89 at another - the building you walk into drives the difference. The median cash price across 5 reporting hospitals is $89. These figures come straight from hospital price transparency files published under federal law.
Where x-ray costs vary in Charlotte, NC
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers, imaging centers, and other facilities (colored by type). Click any pin for facility name and estimated cost range.
26+ people checked prices near them this month.
Cheapest X-Ray Providers in Charlotte, NC
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs Median |
|---|---|---|---|---|
| 1 | Novant Health Charlotte Orthopedic Hospital | Charlotte, NC | $89 | +$0 |
| 2 | Novant Health Mint Hill Medical Center | Charlotte, NC | $89 | +$0 |
| 3 | Novant Health Matthews Medical Center | Matthews, NC | $89 | +$0 |
| 4 | CaroMont Regional Medical Center|CaroMont Regional Medical Center - Belmont|CaroMont Regional Medical Center - Mt Holly Emergency Department | Gastonia, NC | $324 | +$235 |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Quick take
- Ask for the cash price if your deductible isn't met - the median cash price here is $89, and it's often lower than what insurance pays before your deductible is satisfied.
- Ask whether this procedure can be done at a freestanding ambulatory surgical center - they're typically 30-60% cheaper than a hospital for identical care, and most aren't in this hospital-only dataset.
Atrium Health (formerly Carolinas HealthCare) and Wake Forest Baptist Health have merged into one of the largest nonprofit health systems in the Southeast. Duke Health and UNC Health anchor the Research Triangle academic tier, creating a market where major academic centers hold outsized pricing leverage. North Carolina has been an active target for FTC scrutiny of hospital consolidation. X-ray is the most commoditized of all imaging procedures, and price differences are almost entirely explained by facility type: a hospital outpatient chest X-ray can cost 5–10× more than the same study at an urgent care center or independent imaging clinic. For non-emergency X-rays, asking your physician for a referral to an outpatient imaging center rather than a hospital radiology department is the simplest and most reliable cost reduction available.
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Why prices vary - and what it means for your coverage
A small number of hospitals (1) report prices above $89, including CaroMont Regional Medical Center|CaroMont Regional Medical Center - Belmont|CaroMont Regional Medical Center - Mt Holly Emergency Department at $324, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Facility classification matters as much as the hospital itself - a hospital-owned outpatient center adds a facility fee that a freestanding clinic does not. Whether the scan happens in a hospital outpatient department (which adds a separate facility fee) or a freestanding imaging center is usually the single biggest driver of price for this procedure.
None of the prices above are what you'll necessarily owe: your deductible, out-of-pocket maximum, and each provider's network status all still apply.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$89 |
| Deductible met - 20% coinsurance | ~$18 |
| Out-of-network provider | $196+ |
Frequently asked questions: X-ray costs in Charlotte, NC
How much does an X-ray cost in Charlotte, NC?
Across 5 Charlotte, NC hospitals that publish prices, an X-ray ranges from $66 to $324, with a median of $89. Most facilities fall between $89 and $89. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get an X-ray in Charlotte, NC?
Based on declared prices, the lowest-cost facility in our Charlotte, NC data is Novant Health Presbyterian Medical Center in Charlotte at about $66. By metro, Charlotte has the lowest median ($89). Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is an X-ray so much cheaper at some Charlotte, NC hospitals?
Prices vary up to 4.9× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Charlotte, NC, the median cash (self-pay) price is $89 versus a median negotiated rate of $23 - about 3.9× higher. Asking for the cash price or your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for an X-ray in Charlotte, NC?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Deductible vs out-of-pocket max
- How to negotiate your medical bills
- EOB vs medical bill: complete guide
- Already have a bill? Check it for errors
- How to read an EOB line by line
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CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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