X-Ray Cost in Terre Haute, IN (2026): Average Prices & What You'll Pay
What does a x-ray cost in Terre Haute, IN?
The same x-ray in Terre Haute, IN might cost you $121 at one facility and $234 at another - the building you walk into drives the difference. The median cash price across 5 reporting hospitals is $234. These figures come straight from hospital price transparency files published under federal law. Pick your coverage in the tabs below to see your number.
Insurance
With commercial insurance, X-ray in Terre Haute, IN typically runs $121–$234, facility and physician fees combined. What you pay out of pocket depends on your deductible and coinsurance.
Medicare
Medicare pays the same national rate to every provider that accepts it, adjusted slightly for local wages, so choosing a different hospital doesn't change what Medicare pays. For X-ray that rate is about $89–$107 (typically near $89). After the $257 Part B deductible you generally pay 20% of the approved amount, about $18.
Your personalized cost report includes:
- ✓ Why the same X-ray costs more at a hospital or ER than at an imaging center
- ✓ The separate radiologist bill that can be out-of-network even at an in-network facility
- ✓ How an X-ray inside an ER or urgent-care visit rolls into a bigger bill
- ✓ The questions to ask before you schedule, including prior authorization
- ✓ A real patient billing breakdown, line by line
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Medicaid
Medicaid is run by each state, and it pays fixed rates to the providers that accept it, so the price doesn't change from one hospital to the next. Most people on Medicaid owe nothing or a small copay for covered care, but what's covered and what you owe depends on your state and plan. CostKits doesn't show a Medicaid price here because those rates are set by the state, not negotiated by each hospital. The question that matters is whether the provider accepts your Medicaid plan, so ask before you schedule.
Your personalized cost report includes:
- ✓ Why the same X-ray costs more at a hospital or ER than at an imaging center
- ✓ The separate radiologist bill that can be out-of-network even at an in-network facility
- ✓ How an X-ray inside an ER or urgent-care visit rolls into a bigger bill
- ✓ The questions to ask before you schedule, including prior authorization
- ✓ A real patient billing breakdown, line by line
Free for patients - takes 30 seconds to get.
We'll send a sign-in link to your email — click it to get your guide. No account required, no spam.
No insurance
Posted cash prices for X-ray at 5 Terre Haute, IN hospitals range from $55–$236, with a median of $234. The lowest posted price we found is SULLIVAN COUNTY COMMUNITY HOSPITAL at $93. Ask for the cash or self-pay price and for the hospital’s financial-assistance policy before you book.
Once you have a bill or an appointment on the calendar, CostKits can help you keep it all organized.
An X-ray is cheap - until a hospital setting and a separate radiologist bill turn it into two charges.
Your personalized cost report includes:
- ✓ Why the same X-ray costs more at a hospital or ER than at an imaging center
- ✓ The separate radiologist bill that can be out-of-network even at an in-network facility
- ✓ How an X-ray inside an ER or urgent-care visit rolls into a bigger bill
- ✓ The questions to ask before you schedule, including prior authorization
- ✓ A real patient billing breakdown, line by line
Free for patients - takes 30 seconds to get.
We'll send a sign-in link to your email - click it to get your guide. No account required, no spam.
Cheapest X-Ray Providers in Terre Haute, IN
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs Median |
|---|---|---|---|---|
| 1 | SULLIVAN COUNTY COMMUNITY HOSPITAL | IN | $93 | -$141 |
| 2 | Union Hospital Regional | IN | $234 | +$0 |
| 3 | Union Hospital Terre Haute | IN | $234 | +$0 |
| 4 | Union Hospital Clinton | IN | $237 | +$3 |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
Estimate your out-of-pocket cost → · When the bills arrive, we check them for errors →
Quick take
- SULLIVAN COUNTY COMMUNITY HOSPITAL is the lowest-cost option at $93 - $141 below the state median, just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $234, and it's often lower than what insurance pays before your deductible is satisfied.
- Freestanding ambulatory surgical centers (ASCs) are often 30-60% cheaper than hospital outpatient departments for the same procedure and may not appear in this hospital-only dataset - ask your doctor if one is an option.
| Coverage | Hospitals with a rate | Typical range | Median |
|---|---|---|---|
| Medicare (national rate) | — | $89 to $107 | $89 |
| Without insurance (cash price) | 5 | $55 to $236 | $234 |
Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.
How much does an X-ray cost with Medicare in Terre Haute, IN?
Medicare's national hospital outpatient payment for X-ray is about $89 to $107 (typically near $89). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $18 on a $89 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.
Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.
How much does an X-ray cost without insurance in Terre Haute, IN?
Cash (self-pay) prices for X-ray at 5 Terre Haute, IN hospitals range from $55 to $236, with a median of $234. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.
Cash prices are the hospital’s published discounted rate for patients paying without insurance.
Indiana has one of the most concentrated hospital markets in the Midwest, which the FTC has previously flagged as insufficiently competitive. Indiana University Health and Ascension St. Vincent hold significant combined market share in Indianapolis. The lack of robust competition is reflected in commercial reimbursement rates that run above the Midwest average. X-ray is the most commoditized of all imaging procedures, and price differences are almost entirely explained by facility type: a hospital outpatient chest X-ray can cost 5–10× more than the same study at an urgent care center or independent imaging clinic. For non-emergency X-rays, asking your physician for a referral to an outpatient imaging center rather than a hospital radiology department is the simplest and most reliable cost reduction available.
Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →
Why prices vary - and what it means for your coverage
Facility classification matters as much as the hospital itself - a hospital-owned outpatient center adds a facility fee that a freestanding clinic does not. Whether the scan happens in a hospital outpatient department (which adds a separate facility fee) or a freestanding imaging center is usually the single biggest driver of price for this procedure.
None of the prices above are what you'll necessarily owe: your deductible, out-of-pocket maximum, and each provider's network status all still apply.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$234 |
| Deductible met - 20% coinsurance | ~$47 |
| Out-of-network provider | $515+ |
Frequently asked questions: X-ray costs in Terre Haute, IN
How much does an X-ray cost in Terre Haute, IN?
The typical insurer-negotiated rate is $35, with most facilities between $7 and $74 (based on 5 hospitals reporting negotiated rates). Full market pricing - including cash rates, gross charges, and outlier facilities - ranges more widely, from $30 to $237 across all 5 Terre Haute, IN hospitals that publish prices. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get an X-ray in Terre Haute, IN?
Based on declared prices, the lowest-cost facility in our Terre Haute, IN data is St. Vincent Clay Hospital, Inc. at about $30. Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is an X-ray so much cheaper at some Terre Haute, IN hospitals?
Prices vary up to 7.9× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Terre Haute, IN, the median cash (self-pay) price is $234 versus a median negotiated rate of $35 - about 6.7× higher. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for an X-ray in Terre Haute, IN?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Deductible vs out-of-pocket max
- How to negotiate your medical bills
- EOB vs medical bill: complete guide
- Already have a bill? Check it for errors
- Understanding your UnitedHealthcare EOB
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CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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