CT Scan (Chest) Cost in Terre Haute, IN (2026): Average Prices & What You'll Pay
What does a ct scan (chest) cost in Terre Haute, IN?
The same ct scan (chest) in Terre Haute, IN might cost you $227 at one facility and $284 at another - the building you walk into drives the difference. The median cash price across 4 reporting hospitals is $262. These figures come straight from hospital price transparency files published under federal law. The sections below break this down by coverage and by insurer.
Three low-priced facilities in Terre Haute, IN, from hospital price files
- Union Hospital Clinton $240
- Union Hospital Regional $284
- Union Hospital Terre Haute $284
All 4 facilities are listed below, free.
The same CT scan costs 3–6× more at a hospital than at an imaging center. Location is the biggest variable - and you can choose.
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Cheapest CT Scan (Chest) Providers in Terre Haute, IN
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs Median |
|---|---|---|---|---|
| 1 | Union Hospital Clinton | IN | $240 | -$22 |
| 2 | Union Hospital Regional | IN | $284 | +$22 |
| 3 | Union Hospital Terre Haute | IN | $284 | +$22 |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
Estimate your out-of-pocket cost → · When the bills arrive, we check them for errors →
Quick take
- Union Hospital Clinton is the lowest-cost option at $240 - $22 below the state median, just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $262, and it's often lower than what insurance pays before your deductible is satisfied.
- Independent imaging centers often charge much less than hospital outpatient departments for the same scan and may not appear in this hospital-only dataset - ask your doctor whether one is an option.
| Coverage | Hospitals with a rate | Typical range | Median |
|---|---|---|---|
| Medicare (national rate) | — | $89 to $179 | $107 |
| With insurance (commercial, average) | 3 | $276 to $1,005 | $1,005 |
| Without insurance (cash price) | 4 | $150 to $284 | $262 |
| Anthem Blue Cross and Blue Shield | 3 | $241 to $1,150 | $1,150 |
Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.
How much does an CT Scan (Chest) cost with Medicare in Terre Haute, IN?
Medicare's national hospital outpatient payment for CT Scan (Chest) is about $89 to $179 (typically near $107). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $21 on a $107 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.
Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.
How much does an CT Scan (Chest) cost with insurance in Terre Haute, IN?
Across 3 Terre Haute, IN hospitals, the negotiated rates commercial insurers pay for CT Scan (Chest) average $276 to $1,005 per hospital, with a median near $1,005. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.
Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.
How much does an CT Scan (Chest) cost without insurance in Terre Haute, IN?
Cash (self-pay) prices for CT Scan (Chest) at 4 Terre Haute, IN hospitals range from $150 to $284, with a median of $262. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.
Cash prices are the hospital’s published discounted rate for patients paying without insurance.
How much does an CT Scan (Chest) cost with Anthem Blue Cross and Blue Shield in Terre Haute, IN?
Anthem Blue Cross and Blue Shield negotiated rates for CT Scan (Chest) at 3 Terre Haute, IN hospitals range from $241 to $1,150, with a median near $1,150. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.
Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.
Indiana has one of the most concentrated hospital markets in the Midwest, which the FTC has previously flagged as insufficiently competitive. Indiana University Health and Ascension St. Vincent hold significant combined market share in Indianapolis. The lack of robust competition is reflected in commercial reimbursement rates that run above the Midwest average. CT chest pricing is almost entirely driven by site of service - the identical scan costs 3–6× more at a hospital outpatient department than at an independent imaging center. Most commercial payers reimburse at the same negotiated rate regardless of setting, so choosing an independent imaging center captures the full savings without sacrificing clinical quality. For non-urgent scans, calling ahead to compare cash prices across freestanding centers is the single most effective cost lever.
Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →
Why prices vary - and what it means for your coverage
Facility classification matters as much as the hospital itself - a hospital-owned outpatient center adds a facility fee that a freestanding clinic does not. Whether the scan happens in a hospital outpatient department (which adds a separate facility fee) or a freestanding imaging center is usually the single biggest driver of price for this procedure.
On top of the facility price, your actual bill depends on your deductible, your out-of-pocket maximum, and whether every provider involved - not just the facility - is in-network.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$262 |
| Deductible met - 20% coinsurance | ~$52 |
| Out-of-network provider | $576+ |
Frequently asked questions: CT Scan (Chest) costs in Terre Haute, IN
How much does a CT Scan (Chest) cost in Terre Haute, IN?
The typical price is $262, with most facilities between $227 and $284. Full market pricing - including cash rates, gross charges, and outlier facilities - ranges more widely, from $111 to $284 across all 4 Terre Haute, IN hospitals that publish prices. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get a CT Scan (Chest) in Terre Haute, IN?
Based on declared prices, the lowest-cost facility in our Terre Haute, IN data is St. Vincent Clay Hospital, Inc. at about $111. Independent imaging centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is a CT Scan (Chest) so much cheaper at some Terre Haute, IN hospitals?
Prices vary up to 2.6× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Terre Haute, IN, the median cash (self-pay) price is $262 versus a median negotiated rate of $1,005 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for a CT Scan (Chest) in Terre Haute, IN?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Deductible vs out-of-pocket max
- How to negotiate your medical bills
- EOB vs medical bill: complete guide
- Already have a bill? Check it for errors
- How to read a Medicare Summary Notice
Other procedures in Terre Haute, IN
CT Scan (Chest), elsewhere
What matters before you schedule
Imaging center vs. hospital
Hospital outpatient departments typically charge 2-4x more than independent imaging centers for the same ct scan (chest) - same outcome, very different bill. The ER charges the most of any setting and should only be used when the situation is medically urgent. Call ahead and ask for a self-pay or cash quote at each setting you're considering.
With vs. without contrast
Which type your doctor orders for this ct scan (chest) changes the billing code, and what you pay. For example: A standard ct scan (chest) with no contrast dye - the most common and lowest-cost version.
This is shoppable
CT Scan (Chest) is elective and schedulable, so you have time to compare facilities before booking - hospital outpatient prices often run 2-4x higher than alternative settings for the identical clinical outcome.
What to ask before you book
Get the CPT code from your doctor, confirm every provider involved (not just the facility) is in-network, ask for the cash-pay rate if you're uninsured or haven't met your deductible, and request a written estimate for ct scan (chest) before you schedule.
CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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