MRI Cost in Baltimore, MD (2026): Average Prices & What You'll Pay
What does a mri cost in Baltimore, MD?
The same mri in Baltimore, MD might cost you $119 at one facility and $292 at another - the building you walk into drives the difference. The median cash price across 26 reporting hospitals is $142. These figures come straight from hospital price transparency files published under federal law.
Where mri costs vary in Baltimore, MD
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers, imaging centers, and other facilities (colored by type). Click any pin for facility name and estimated cost range.
26+ people checked prices near them this month.
Hospital MRI costs run 2–5× more than independent imaging centers. Most patients never knew they had a choice.
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Cheapest MRI Providers in Baltimore, MD
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs Median |
|---|---|---|---|---|
| 1 | MedStar Franklin Square Medical Center | Baltimore, MD | $101 | -$41 |
| 2 | UM Upper Chesapeake Medical Center | Bel Air, MD | $103 | -$39 |
| 3 | UM R Adams Cowley Shock Trauma Center | Baltimore, MD | $109 | -$33 |
| 4 | UM Baltimore Washington Medical Center | Glen Burnie, MD | $110 | -$32 |
| 5 | UM Rehabilitation and Orthopaedic Institute | Baltimore, MD | $114 | -$28 |
| 6 | Sinai Hospital of Baltimore | Baltimore, MD | $124 | -$18 |
| 7 | MedStar Harbor Hospital | Baltimore, MD | $125 | -$17 |
| 8 | Carroll Hospital Center | Westminster, MD | $130 | -$12 |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Quick take
- MedStar Franklin Square Medical Center is the lowest-cost option at $101 - $41 below the state median, just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $142, and it's often lower than what insurance pays before your deductible is satisfied.
- Freestanding ambulatory surgical centers (ASCs) are often 30-60% cheaper than hospital outpatient departments for the same procedure and may not appear in this hospital-only dataset - ask your doctor if one is an option.
Maryland operates the nation's only all-payer hospital rate-setting system through the Health Services Cost Review Commission (HSCRC) - all payers, including Medicare, Medicaid, commercial, and self-pay, pay the same regulated rates at each facility. This makes Maryland's cash prices more meaningful than in other states, because the discounting common elsewhere is largely prohibited. Johns Hopkins Medicine and University of Maryland Medical System anchor the academic tier. MRI pricing has some of the widest site-of-service spreads in all of imaging - hospital outpatient MRIs often cost 4–8× more than the same scan at a freestanding imaging center. With vs. without contrast and body part scanned are separate CPT codes with meaningfully different prices; confirm exactly what was ordered before scheduling. For non-urgent imaging, independent imaging centers offer the same diagnostic quality at a fraction of hospital prices.
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Why prices vary - and what it means for your coverage
A small number of hospitals (3) report prices above $1,004, including The Kennedy Krieger Institute at $2,779, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $142 versus $145 inpatient, so where a procedure happens often matters more than which hospital you pick. Whether the scan happens in a hospital outpatient department (which adds a separate facility fee) or a freestanding imaging center is usually the single biggest driver of price for this procedure.
What you pay out of pocket on top of this depends on your deductible, your plan's out-of-pocket maximum, and whether every provider involved is in-network - not just the facility.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$142 |
| Deductible met - 20% coinsurance | ~$28 |
| Out-of-network provider | $312+ |
Frequently asked questions: MRI costs in Baltimore, MD
How much does an MRI cost in Baltimore, MD?
Across 26 Baltimore, MD hospitals that publish prices, an MRI ranges from $83 to $2,779, with a median of $142. Most facilities fall between $111 and $292. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get an MRI in Baltimore, MD?
Based on declared prices, the lowest-cost facility in our Baltimore, MD data is St. Agnes Healthcare, Inc. at about $83. By metro, Baltimore has the lowest median ($128). Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is an MRI so much cheaper at some Baltimore, MD hospitals?
Prices vary up to 33.5× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Baltimore, MD, the median cash (self-pay) price is $142 versus a median negotiated rate of $138 - about 1× higher. Asking for the cash price or your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for an MRI in Baltimore, MD?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Deductible vs out-of-pocket max
- How to negotiate your medical bills
- EOB vs medical bill: complete guide
- Already have a bill? Check it for errors
- Understanding your UnitedHealthcare EOB
Other procedures in Baltimore, MD
MRI, elsewhere
What matters before you schedule
ASC vs. hospital
Hospital outpatient departments typically charge 2-4x more than ASCs or independent centers for the same mri - same outcome, very different bill. The ER charges the most of any setting and should only be used when the situation is medically urgent. Call ahead and ask for a self-pay or cash quote at each setting you're considering.
With vs. without contrast
Which type your doctor orders for this mri changes the billing code, and what you pay. For example: A standard mri with no contrast dye - the most common and lowest-cost version.
This is shoppable
MRI is elective and schedulable, so you have time to compare facilities before booking - hospital outpatient prices often run 2-4x higher than alternative settings for the identical clinical outcome.
What to ask before you book
Get the CPT code from your doctor, confirm every provider involved (not just the facility) is in-network, ask for the cash-pay rate if you're uninsured or haven't met your deductible, and request a written estimate for mri before you schedule.
CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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