MRI Scan Cost in Connecticut (2026): Average Prices & What You'll Pay
What does a mri scan cost in Connecticut?
For a commercially insured patient, an mri scan in Connecticut typically runs $390–$1,604 once facility and physician fees are combined. The median reported facility price across 20 hospitals is $856. The figures draw on CMS fee schedules and hospital price transparency data published under federal law.
The same MRI Scan that costs $103 at Prospect Manchester Hospital, Inc in Manchester reaches $20,000 at Prospect Waterbury, Inc in Waterbury — a 194.2× gap across the 20 Connecticut hospitals reporting prices. Half of Connecticut facilities price it at or below $856, with most clustered between $258 and $1,434. Insurers negotiate this down to a median of $241, while self-pay patients are quoted $856 — about 3.6× higher, so asking for the cash or insurer-negotiated rate is often the single biggest lever on your bill. Location within the state matters too: Stamford has the lowest metro median ($182) while Derby runs highest ($1,846) — a 10.1× difference inside Connecticut alone.
Hospital MRI costs run 2–5× more than independent imaging centers. Most patients never knew they had a choice.
The free toolkit shows you:
- ✓ Why the exact same scan costs $400 at one site and $2,200 at another
- ✓ The separate radiologist bill most patients miss (and how to verify it's in-network)
- ✓ When contrast adds a charge — and when to ask if you need it
- ✓ The questions to ask before scheduling that protect you from surprise bills
- ✓ A real patient billing breakdown, line by line
Free for patients — takes 30 seconds to get.
We'll email it to you immediately. No account required, no spam.
Forecast your out-of-pocket cost
- Lower-cost hospitals (bottom 25%): under $258
- Median hospital: $856
- Higher-cost hospitals (top 30%): $1,434+
That's a 6× spread for the same procedure — driven entirely by which facility you choose, not by clinical complexity.
- Patient A (higher-rate plan or out-of-network): ~$1,434
- Patient B (lower-rate in-network plan): ~$308
Where mri scan costs vary in Connecticut
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers, imaging centers, and other facilities (colored by type). Click any pin for facility name and estimated cost range.
See every Connecticut hospital's price
The 5 cheapest are shown. Enter your email to reveal the rest of the map and unlock all 15 remaining facilities — instantly.
We'll email you the full Connecticut price list as a PDF. Sourced from CMS files. No spam.
Estimate YOUR exact out-of-pocket cost →
Cheapest MRI Scan Providers in Connecticut
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs Median |
|---|---|---|---|---|
| 1 | Gaylord Hospital Inc | Wallingford, CT | $201 | -$655 |
| 2 | Bristol Hospital, Inc | Bristol, CT | $201 | -$655 |
| 3 | Sharon Hospital | Po Box 789, CT | $229 | -$627 |
| 4 | Gaylord Hospital Inc | Wallingford, CT | $241 | -$615 |
| 5 | Norwalk Hospital | Norwalk, CT | $241 | -$615 |
| 6 | Danbury Hospital | Danbury, CT | $242 | -$614 |
| 7 | Danbury Hospital | Danbury, CT | $248 | -$608 |
| 8 | Stamford Hospital | Stamford, CT | $261 | -$595 |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
The facility you choose matters more than almost anything else — the same procedure, same quality, same state can cost 5× more at one hospital versus the one down the road.
→ Compare all procedure costs → MRI Scan costs nationwide
Check YOUR hospital's pricing → Estimate YOUR exact cost →
What you'll actually pay — example scenarios
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met (pay in full) | ~$978 |
| Deductible met — 20% coinsurance | ~$196 |
| Out-of-network provider | $2,152+ |
Based on a typical episode cost of $978 (facility + physician fees). Your actual cost depends on your plan deductible, coinsurance rate, and network tier. Get YOUR personalized estimate →
What this means for you
If you haven't met your deductible, you are effectively a cash-pay patient.
That means:
- You should verify your hospital is in-network before an elective visit when possible
- The cheapest facility can save you $595+ vs. the median.
This is the single biggest lever most patients have to reduce their cost.
Lower-cost options in Connecticut start around $258 or below. Most hospitals cluster between $258 and $1,434. A smaller group reports prices above that — often academic medical centers or high-cost markets.
If you're comparing specific hospitals, the lowest self-pay rates reported in this dataset include: Prospect Manchester Hospital, Inc in Manchester (cash price from $121); Prospect Rockville Hospital, Inc in Vernon Rockville (cash price from $121); Sharon Hospital in Po Box 789 (cash price from $229). These are declared cash prices — contact each facility for a formal quote before scheduling.
How where you go changes what you pay for mri scan
The same mri scan bundles different services depending on the setting — facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.
- Facility fee $103–$3,132
- Professional fee $291–$1,568
Estimated from CMS fee schedules + commercial rate multipliers
- Facility fee $103–$1,846
- Professional fee $291–$1,568
Estimated from CMS fee schedules + commercial rate multipliers
- technical_component $150–$725
- professional_interpretation $94–$428
Estimated from CMS fee schedules + commercial rate multipliers
- Best value hospitals (lowest prices): Stamford Hospital: $261; Prospect Manchester Hospital, Inc: $121; Prospect Rockville Hospital, Inc: $121
- Most expensive (outpatient): Middlesex Hospital: ~$3,132; THE CHARLOTTE HUNGERFORD HOSPITAL: ~$1,619
→ Choosing the right facility can save $595+ vs. the state median.
Connecticut MRI Scan prices by facility
All prices below come from hospital chargemasters — the official price lists each hospital must publish under federal law. Gross charge is the undiscounted list price; cash price is the self-pay rate; negotiated range covers the spread across insurance contracts.
- Cash price — the self-pay rate you can actually negotiate and pay
- Negotiated rate — if reported by the hospital across insurance contracts
- Gross charge — fallback only; this is the inflated list price few people pay
This reflects the real prices patients encounter — not inflated chargemaster rates.
| # | Facility | City | Your Price | vs Median | Gross Charge |
|---|---|---|---|---|---|
| #1 | Stamford Hospital | Stamford, CT | $261 | -$595 | $261–$3,458 |
| #2 | Prospect Manchester Hospital, Inc | Manchester, CT | $121 | -$735 | $121–$17,298 |
| #3 | Prospect Rockville Hospital, Inc | Vernon Rockville, CT | $121 | -$735 | $121–$17,298 |
| #4 | Gaylord Hospital Inc | Wallingford, CT | $241 | -$615 | $241–$790 |
| #5 | Bristol Hospital, Inc | Bristol, CT | $1,356 | +$500 | $2,466–$6,470 |
| #6 | Sharon Hospital | Po Box 789, CT | $229 | -$627 | $229–$1,857 |
| #7 | Norwalk Hospital | Norwalk, CT | $241 | -$615 | $241–$1,942 |
| #8 | Danbury Hospital | Danbury, CT | $242 | -$614 | $242–$1,876 |
| #9 | Griffin Hospital | Derby, CT | $288 | -$568 | $426–$15,540 |
| #10 | Connecticut Children's | Hartford, CT | $781 | -$75 | $1,303–$2,830 |
| #11 | Bridgeport Hospital | Bridgeport, CT | $802 | -$54 | $1,543–$2,506 |
| #12 | Yale New Haven Hospital | New Haven, CT | $910 | +$54 | $1,543–$2,506 |
| #13 | Prospect Waterbury, Inc | Waterbury, CT | $1,235 | +$379 | $1,235–$20,000 |
| #14 | HOSPITAL OF CENTRAL CONNECTICUT AT NEW BRITAIN D/B/A THE HOSPITAL OF CENTRAL CONNECTICUT | New Britain, CT | $1,434 | +$578 | $1,434–$4,430 |
| #15 | THE WILLIAM W BACKUS HOSPITAL | Norwich, CT | $1,434 | +$578 | $1,434–$4,430 |
| #16 | HARTFORD HOSPITAL | Hartford, CT | $1,434 | +$578 | $1,434–$4,755 |
| #17 | WINDHAM COMMUNITY MEMORIAL HOSPITAL INC | Willimantic, CT | $1,486 | +$630 | $1,486–$4,430 |
| #18 | MIDSTATE MEDICAL CENTER | Meriden, CT | $1,486 | +$630 | $1,486–$4,430 |
| #19 | THE CHARLOTTE HUNGERFORD HOSPITAL | Torrington, CT | $1,619 | +$763 | $1,619–$4,430 |
| #20 | Middlesex Hospital | CT | $3,132 | +$2,276 | $3,132–$7,872 |
Unlock all 15 remaining Connecticut hospitals
Enter your email to reveal the full table instantly — and we'll email you the complete price list as a PDF to keep.
We'll email you the full Connecticut price list as a PDF. Sourced from CMS files. No spam.
Source: CMS hospital price transparency machine-readable files. vs Median = savings or premium relative to the state median price. Gross Charge = undiscounted list price for reference.
Received a bill? Check it for errors → Estimate YOUR cost before you go →
Compare other procedures in Connecticut:
Where you can save the most on mri scan in Connecticut
These facilities have the lowest declared prices relative to the state median — they represent the best opportunities to reduce your out-of-pocket cost for this procedure.
| Facility | City | Your Price | vs Median |
|---|---|---|---|
| Stamford Hospital | Stamford, CT | $261 | -$595 |
| Prospect Manchester Hospital, Inc | Manchester, CT | $121 | -$735 |
| Prospect Rockville Hospital, Inc | Vernon Rockville, CT | $121 | -$735 |
| Gaylord Hospital Inc | Wallingford, CT | $241 | -$615 |
| Bristol Hospital, Inc | Bristol, CT | $1,356 | +$500 |
How to choose a lower-cost facility
- Choose independent outpatient centers when possible — freestanding ASCs (ambulatory surgical centers) consistently charge less than hospital outpatient departments for identical procedures.
- Ask for the cash price if your deductible isn't met — self-pay rates are often lower than what insurance pays before your deductible is satisfied, especially at facilities that have a high cash-price discount.
- Avoid hospital outpatient departments for routine cases — hospital-owned locations add a facility fee that freestanding centers don't charge, often adding $500–$1,500 to the same procedure.
Most expensive mri scan providers in Connecticut
These facilities report the highest prices for this procedure. Academic medical centers and specialty hospitals often top this list — their gross charges rarely reflect what anyone actually pays, but understanding the spread helps you negotiate.
| Facility | City | Price | vs Median |
|---|---|---|---|
| Middlesex Hospital | CT | $3,132 | +$2,276 |
| THE CHARLOTTE HUNGERFORD HOSPITAL | Torrington, CT | $1,619 | +$763 |
| WINDHAM COMMUNITY MEMORIAL HOSPITAL INC | Willimantic, CT | $1,486 | +$630 |
| MIDSTATE MEDICAL CENTER | Meriden, CT | $1,486 | +$630 |
| HOSPITAL OF CENTRAL CONNECTICUT AT NEW BRITAIN D/B/A THE HOSPITAL OF CENTRAL CONNECTICUT | New Britain, CT | $1,434 | +$578 |
Why prices vary this much
Setting drives much of the gap in Connecticut: the median outpatient price is $582 versus $1,008 inpatient — about 1.7× more, so where a procedure is performed often matters more than which hospital you choose. Of the Connecticut facilities reporting prices, 10 fall in a low-cost tier (up to $258) while 15 sit in a high-cost tier ($1,434 and up) — a lower-priced option almost always exists within the same state.
Among the cities with the most reporting hospitals, Hartford has a median reported price of $781 across 5 facilities, while facilities in Stamford tend to report lower prices (median: $182). City-level variation within a state often reflects local market structure, not procedure complexity.
The spread comes from how each hospital sets its chargemaster (the undiscounted list price), what cash discounts it applies, and what rates it negotiates with each insurer. Facility classification matters too — a hospital-owned outpatient center adds a facility fee that a freestanding clinic does not. Understanding these mechanics is the first step to paying less.
Learn more:
→ Allowed amount vs negotiated rate — what your EOB is really saying
→ How to read your medical bill
→ Why hospital prices are so hard to find — and what to do about it
How insurance changes what you actually pay
Hospital list prices are only part of the picture. What you pay out of pocket depends on your deductible, your plan's out-of-pocket maximum, whether the facility is in-network, and whether your plan classifies the visit as outpatient or inpatient. A lower gross charge doesn't guarantee a lower bill if the facility is out-of-network or adds facility fees your plan doesn't cover.
Understand your cost before you go:
→ Deductible vs out-of-pocket max
→ EOB vs medical bill — complete guide
→ How to stop medical bill problems before they start (in-network vs out-of-network)
Compare mri scan costs in nearby states
Frequently asked questions: MRI Scan costs in Connecticut
How much does an MRI Scan cost in Connecticut?
Across 20 Connecticut hospitals that publish prices, an MRI Scan ranges from $103 to $20,000, with a median of $856. Most facilities fall between $258 and $1,434. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get an MRI Scan in Connecticut?
Based on declared prices, the lowest-cost facility in our Connecticut data is Prospect Manchester Hospital, Inc in Manchester at about $121. By metro, Stamford has the lowest median ($182). Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data — ask your doctor whether one is an option.
Why is an MRI Scan so much cheaper at some Connecticut hospitals?
Prices vary up to 194.2× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Connecticut, the median cash (self-pay) price is $856 versus a median negotiated rate of $241 — about 3.6× higher. Asking for the cash price or your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for an MRI Scan in Connecticut?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network — not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Explore all mri scan cost data
→ See mri scan costs across all states
Other Connecticut Hospitals for MRI Scan
These hospitals are registered in the CMS National Provider Identifier (NPI) registry as active hospitals in Connecticut. Cost estimates use the bundled service model for each place of service. Contact them directly for a formal quote.
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23 FAIR STREET OPERATIONS LLC
8605892923 |
BRISTOL, CT | Long Term Care Hospital | $394–$4,700 bundled est. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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APC SURGICAL, LLC
2039123396 |
STAMFORD, CT | General Acute Care Hospital | $394–$4,700 bundled est. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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BRADLEY MEMORIAL HOSPITAL AND HEALTH CENTER
8602768326 |
SOUTHINGTON, CT | General Acute Care Hospital | $394–$4,700 bundled est. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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BRIDGEPORT HOSPITAL
2038764000 |
MILFORD, CT | General Acute Care Hospital | $394–$4,700 bundled est. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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BRIDGEPORT HOSPITAL
2033843775 |
BRIDGEPORT, CT | General Acute Care Hospital | $394–$4,700 bundled est. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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BRIDGEPORT HOSPITAL
2036882046 |
BRIDGEPORT, CT | General Acute Care Hospital | $394–$4,700 bundled est. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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BRIDGEPORT HOSPITAL
2033843446 |
BRIDGEPORT, CT | General Acute Care Hospital | $394–$4,700 bundled est. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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BRIDGEPORT HOSPITAL
2033843232 |
BRIDGEPORT, CT | General Acute Care Hospital | $394–$4,700 bundled est. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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BRIDGEPORT HOSPITAL
2033843233 |
BRIDGEPORT, CT | Women's Hospital | $394–$4,700 bundled est. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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BRIDGEPORT HOSPITAL
2033843792 |
BRIDGEPORT, CT | General Acute Care Hospital | $394–$4,700 bundled est. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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BRIDGEPORT HOSPITAL/YALE NEW HAVEN HEALTH
3136329014 |
BRIDGEPORT, CT | General Acute Care Hospital | $394–$4,700 bundled est. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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BRIDGEPORT HOSPTTAL
2033843000 |
BRIDGEPORT, CT | General Acute Care Hospital | $394–$4,700 bundled est. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Est. cost = bundled estimate (facility fee + professional fee + anesthesia where applicable) based on CMS fee schedules and commercial rate multipliers. Contact each provider for an actual quote.
Source: CMS NPPES NPI Registry. NPI numbers can be verified at npiregistry.cms.hhs.gov.
Where You Get an MRI Scan Matters
Hospital outpatient departments typically charge 2–4× more than ASCs or independent centers for the same procedure — same outcome, very different bill.
Hospital Outpatient Department
Hospital Outpatient Department typically carries a higher price for an mri scan. Facility fee billed separately from professional fee. Provider-based billing adds facility overhead. You can shop here — call ahead and ask for a self-pay or cash quote.
Independent Imaging Center
Independent Imaging Center typically carries the lowest typical price for an mri scan. Freestanding radiology centers. Technical component billed by center; professional (radiologist read) billed separately. You can shop here — call ahead and ask for a self-pay or cash quote.
Emergency Room MRI Scan
An MRI Scan performed in the emergency department can run 2–5× the cost of the identical scan at an outpatient or independent facility, because a hospital facility fee stacks on top. Use the ER only when the situation is medically urgent — it is not a setting where you can shop on price.
MRI Scan Cost With vs Without Contrast
Which type your doctor orders changes the billing code — and what you pay. Here's how the common types differ.
MRI Without Contrast
A standard mri scan with no contrast dye — the most common and lowest-cost version.
MRI With Contrast
Uses contrast dye to highlight tissue. The dye and its administration are billed on top of the base scan. Gadolinium-based contrast agent adds $100–$300.
MRI With and Without Contrast
Two sets of images — before and after contrast — in one visit. It costs more than either alone because both sequences are performed and interpreted.
This Procedure Is Shoppable — Choosing the Right Facility Can Save Thousands
MRI Scan is elective and schedulable. You have time to compare facilities — and hospital outpatient prices often run 2–4× higher than Hospital OP, Imaging Center for identical clinical outcomes.
How to shop: Ask your doctor for the CPT code, then call 2–3 facilities and request an out-of-pocket cost estimate. Confirm your insurance is accepted. If uninsured, ask for the cash-pay rate — it's usually 20–50% below the list price.
Prior Authorization Is Usually Required
Most commercial and Medicare Advantage plans require pre-approval for mri scan before scheduling. If your doctor submits the order without prior authorization — or if the authorization lapses — your insurer can deny the entire claim, leaving you responsible for the full cost.
Action step: Call the member services number on your insurance card before scheduling. Ask: "Does this procedure require prior authorization?" Get the authorization number in writing and confirm it's attached to the claim before your appointment.
Who performs this: MRI Scan is typically performed by a Radiology. The specialist's professional fee is billed separately from the facility charge — you will likely receive separate bills from each.
CostKits compiles hospital price transparency data to help families make informed decisions. If you've received a bill for this procedure:
→ Analyze your medical bill for errors
→ How to negotiate your medical bills
→ Track and manage your healthcare costs (free account)
Hospital MRI costs run 2–5× more than independent imaging centers. Most patients never knew they had a choice.
The free toolkit shows you:
- ✓ Why the exact same scan costs $400 at one site and $2,200 at another
- ✓ The separate radiologist bill most patients miss (and how to verify it's in-network)
- ✓ When contrast adds a charge — and when to ask if you need it
- ✓ The questions to ask before scheduling that protect you from surprise bills
- ✓ A real patient billing breakdown, line by line
Free for patients — takes 30 seconds to get.
We'll email it to you immediately. No account required, no spam.
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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