CostKits Healthcare, Organized
Login

Knee Replacement Cost in Utica, NY (2026): Average Prices & What You'll Pay

What does a knee replacement cost in Utica, NY?

You could pay $1,947 or $3,175 for the same knee replacement in Utica, NY - depending entirely on which facility you choose. The median cash price across 2 reporting hospitals is $2,561. This data comes directly from hospital price transparency files published under federal law.

A knee replacement is four separate bills - and physical therapy, the longest of any joint replacement, is billed per visit.

Your personalized cost report includes:

  • ✓ Why a short inpatient stay adds a facility day-rate on top of the surgery itself
  • ✓ The separate anesthesia bill that can be out-of-network even at an in-network hospital
  • ✓ How physical therapy is billed - per visit, often for months - and the plan limits to confirm first
  • ✓ The questions to ask before scheduling, including whether you qualify for a lower-cost surgery center
  • ✓ A real patient billing breakdown, line by line

Free for patients - takes 30 seconds to get.

We'll send a sign-in link to your email - click it to get your guide. No account required, no spam.

Cheapest Knee Replacement Providers in Utica, NY

Based on declared cash/self-pay prices from CMS hospital price transparency files.

# Facility City Price vs Median
1 Rome Memorial Hospital NY $4,097 +$1,536

Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.

Quick take

  • Ask for the cash price if your deductible isn't met - the median cash price here is $4,097, and it's often lower than what insurance pays before your deductible is satisfied.
  • This dataset covers hospitals only - freestanding ASCs, which routinely run 30-60% cheaper for the same procedure, aren't included, so it's worth asking your doctor whether one is an option.

New York has some of the highest hospital prices in the country, driven by extreme labor costs, regulatory complexity, and the dominance of large academic medical systems - NewYork-Presbyterian, NYU Langone, Northwell, and Mount Sinai all command substantial commercial rate premiums. Upstate New York prices are substantially lower than the NYC metro area. The No Surprises Act and state-level billing protections apply, but the baseline rates themselves remain among the nation's highest. Knee replacement is a high-cost elective procedure where facility selection has an outsized impact on total cost. Hospital outpatient and ambulatory surgery center rates for knee replacement have converged on outcomes but diverged further on price - ASC rates are typically 30–50% below hospital rates for the same implant and surgeon. Medicare Advantage plans increasingly direct patients to designated bundled-payment facilities where your out-of-pocket liability is capped.

Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →

Why prices vary - and what it means for your coverage

Facility classification matters as much as the hospital itself - a hospital-owned outpatient center adds a facility fee that a freestanding clinic does not. Setting drives most of the spread here: an ambulatory surgical center (ASC) is usually meaningfully cheaper than a hospital operating room for the same procedure, when your case qualifies.

None of the prices above are what you'll necessarily owe: your deductible, out-of-pocket maximum, and each provider's network status all still apply.

Your situation Estimated out-of-pocket
Deductible not yet met ~$2,561
Deductible met - 20% coinsurance ~$512
Out-of-network provider $5,634+

Frequently asked questions: knee replacement costs in Utica, NY

How much does a knee replacement cost in Utica, NY?

Across 2 Utica, NY hospitals that publish prices, a knee replacement ranges from $1,025 to $4,097, with a median of $2,561. Most facilities fall between $1,793 and $3,175. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get a knee replacement in Utica, NY?

Based on declared prices, the lowest-cost facility in our Utica, NY data is Little Falls Hospital at about $1,025. Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.

Why is a knee replacement so much cheaper at some Utica, NY hospitals?

Prices vary up to 4× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Utica, NY, the median cash (self-pay) price is $4,097 versus a median negotiated rate of $1,838 - about 2.2× higher. Asking for the cash price or your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for a knee replacement in Utica, NY?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Before you book

Other procedures in Utica, NY

Knee Replacement, elsewhere

What matters before you schedule

ASC vs. hospital

Hospital outpatient departments typically charge 2-4x more than ASCs or independent centers for the same knee replacement - same outcome, very different bill. Call ahead and ask for a self-pay or cash quote at each setting you're considering.

What's on your bill

A knee replacement involves multiple providers who bill separately - typically ASC Facility Fee, Orthopedic Surgeon Professional Fee, Anesthesia. Check each line item against your Explanation of Benefits to catch billing errors.

Cost by type

Which type your doctor orders for this knee replacement changes the billing code, and what you pay. For example: A recognized variation that can change the billing code and what you owe.

What to ask before you book

Get the CPT code from your doctor, confirm every provider involved (not just the facility) is in-network, ask for the cash-pay rate if you're uninsured or haven't met your deductible, and request a written estimate for knee replacement before you schedule.


CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).

Other Procedure Costs in Utica, NY

Interested in understanding healthcare costs and managing your medical expenses?

About the Author

John Caruso, FSA, MAAA

Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.

Connect on LinkedIn →

Ready to take control of your healthcare costs?

Use the free cost estimator →  ·  Get your bill screened for free →  ·  See the family plan →

Published June 12, 2026

Track Your Healthcare Costs

Create a free account to save procedures, compare prices, and analyze future medical bills.