Knee Replacement Cost in Lexington, KY (2026): Average Prices & What You'll Pay
What does a knee replacement cost in Lexington, KY?
The same knee replacement in Lexington, KY might cost you $6,338 at one facility and $11,016 at another - the building you walk into drives the difference. The median cash price across 7 reporting hospitals is $8,032. These figures come straight from hospital price transparency files published under federal law.
Where knee replacement costs vary in Lexington, KY
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers, imaging centers, and other facilities (colored by type). Click any pin for facility name and estimated cost range.
26+ people checked prices near them this month.
A knee replacement is four separate bills - and physical therapy, the longest of any joint replacement, is billed per visit.
Your personalized cost report includes:
- ✓ Why a short inpatient stay adds a facility day-rate on top of the surgery itself
- ✓ The separate anesthesia bill that can be out-of-network even at an in-network hospital
- ✓ How physical therapy is billed - per visit, often for months - and the plan limits to confirm first
- ✓ The questions to ask before scheduling, including whether you qualify for a lower-cost surgery center
- ✓ A real patient billing breakdown, line by line
Free for patients - takes 30 seconds to get.
We'll send a sign-in link to your email - click it to get your guide. No account required, no spam.
Cheapest Knee Replacement Providers in Lexington, KY
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs Median |
|---|---|---|---|---|
| 1 | CHI Saint Joseph Health - Saint Joseph Hospital | Lexington, KY | $3,078 | -$4,954 |
| 2 | CHI Saint Joseph Health - Saint Joseph East | Lexington, KY | $3,078 | -$4,954 |
| 3 | Clark Regional Medical Center | KY | $7,153 | -$879 |
| 4 | Georgetown Community Hospital | KY | $8,032 | +$0 |
| 5 | Bourbon Community Hospital | KY | $10,610 | +$2,578 |
| 6 | CHI Saint Joseph Health - Saint Joseph Jessamine | Nicholasville, KY | $12,641 | +$4,609 |
| 7 | Bluegrass Community Hospital | KY | $14,101 | +$6,069 |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Quick take
- CHI Saint Joseph Health - Saint Joseph Hospital is the lowest-cost option at $3,078 - $4,954 below the state median, just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $8,032, and it's often lower than what insurance pays before your deductible is satisfied.
- Freestanding ambulatory surgical centers (ASCs) are often 30-60% cheaper than hospital outpatient departments for the same procedure and may not appear in this hospital-only dataset - ask your doctor if one is an option.
Norton Healthcare and Baptist Health dominate Louisville, while UK HealthCare (University of Kentucky) and CHI Saint Joseph anchor the Lexington market. Kentucky has historically had high uninsured rates and elevated uncompensated care loads, which influences charity care policies and cash price discounting practices at many facilities. Knee replacement is a high-cost elective procedure where facility selection has an outsized impact on total cost. Hospital outpatient and ambulatory surgery center rates for knee replacement have converged on outcomes but diverged further on price - ASC rates are typically 30–50% below hospital rates for the same implant and surgeon. Medicare Advantage plans increasingly direct patients to designated bundled-payment facilities where your out-of-pocket liability is capped.
Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →
Why prices vary - and what it means for your coverage
Facility classification matters as much as the hospital itself - a hospital-owned outpatient center adds a facility fee that a freestanding clinic does not. Setting drives most of the spread here: an ambulatory surgical center (ASC) is usually meaningfully cheaper than a hospital operating room for the same procedure, when your case qualifies.
On top of the facility price, your actual bill depends on your deductible, your out-of-pocket maximum, and whether every provider involved - not just the facility - is in-network.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$8,032 |
| Deductible met - 20% coinsurance | ~$1,606 |
| Out-of-network provider | $17,670+ |
Frequently asked questions: knee replacement costs in Lexington, KY
How much does a knee replacement cost in Lexington, KY?
Across 7 Lexington, KY hospitals that publish prices, a knee replacement ranges from $3,078 to $14,101, with a median of $8,032. Most facilities fall between $5,116 and $11,016. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get a knee replacement in Lexington, KY?
Based on declared prices, the lowest-cost facility in our Lexington, KY data is CHI Saint Joseph Health - Saint Joseph Hospital in Lexington at about $3,078. By metro, Lexington has the lowest median ($3,078). Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is a knee replacement so much cheaper at some Lexington, KY hospitals?
Prices vary up to 4.6× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Lexington, KY, the median cash (self-pay) price is $8,032 versus a median negotiated rate of $3,078 - about 2.6× higher. Asking for the cash price or your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for a knee replacement in Lexington, KY?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Allowed amount vs negotiated rate: what your EOB is really saying
- How to read your medical bill
- Deductible vs out-of-pocket max
- Already have a bill? Check it for errors
- Understanding your UnitedHealthcare EOB
Other procedures in Lexington, KY
Knee Replacement, elsewhere
What matters before you schedule
ASC vs. hospital
Hospital outpatient departments typically charge 2-4x more than ASCs or independent centers for the same knee replacement - same outcome, very different bill. Call ahead and ask for a self-pay or cash quote at each setting you're considering.
What's on your bill
A knee replacement involves multiple providers who bill separately - typically ASC Facility Fee, Orthopedic Surgeon Professional Fee, Anesthesia. Check each line item against your Explanation of Benefits to catch billing errors.
Cost by type
Which type your doctor orders for this knee replacement changes the billing code, and what you pay. For example: A recognized variation that can change the billing code and what you owe.
What to ask before you book
Get the CPT code from your doctor, confirm every provider involved (not just the facility) is in-network, ask for the cash-pay rate if you're uninsured or haven't met your deductible, and request a written estimate for knee replacement before you schedule.
CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
Other Procedure Costs in Lexington, KY
- Appendectomy Cost in Lexington, KY
- Cataract Surgery Cost in Lexington, KY
- Childbirth Cost in Lexington, KY
- Cholecystectomy Cost in Lexington, KY
- Colonoscopy Cost in Lexington, KY
- CT Scan (Abdomen) Cost in Lexington, KY
- CT Scan (Chest) Cost in Lexington, KY
- CT Scan (Head) Cost in Lexington, KY
- CT Scan Cost in Lexington, KY
- Echocardiogram Cost in Lexington, KY
- Emergency Room Visit Cost in Lexington, KY
- Endoscopy Cost in Lexington, KY
- Hip Replacement Cost in Lexington, KY
- Hysterectomy Cost in Lexington, KY
- Mammogram Cost in Lexington, KY
- Brain MRI Cost in Lexington, KY
- Knee MRI Cost in Lexington, KY
- MRI Cost in Lexington, KY
- Spinal Fusion Cost in Lexington, KY
- Ultrasound Cost in Lexington, KY
- X-Ray Cost in Lexington, KY
Related Articles
Interested in understanding healthcare costs and managing your medical expenses?
- Free Cost EstimatorCalculate your exact out-of-pocket cost for any procedure
- Free Bill ScreenerCheck whether your bill and paperwork are ready for a professional review
- Family Bill TrackerTrack costs across every family member and every bill in one place
- Knee Replacement Cost GuideCompare Knee Replacement prices across all 50 states
- Deductible vs Out-of-Pocket MaximumLearn how insurance cost-sharing works and what you actually pay
- Cost ExplorerBrowse procedures and compare prices across the country
About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
Connect on LinkedIn →Ready to take control of your healthcare costs?
Use the free cost estimator → · Get your bill screened for free → · See the family plan →