Hearing Test Cost in Iowa (2026): Average Prices & What You'll Pay
What does a hearing test cost in Iowa?
The same hearing test in Iowa might cost you $62 at one facility and $110 at another - the building you walk into drives the difference. The median cash price across 34 reporting hospitals is $90. These figures come straight from hospital price transparency files published under federal law. The sections below break this down by coverage and by insurer.
Three low-priced facilities in Iowa, from hospital price files
- Montgomery County Memorial Hospital · Red Oak, IA $44
- Broadlawns Medical Center · Des Moines, IA $45
- Southeast Iowa Regional Medical Center INC $49
All 34 facilities are listed below, free.
Where hearing test costs vary in Iowa
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby outpatient clinics and other facilities (colored by type). Click any pin for facility name and estimated cost range.
26+ people checked prices near them this month.
What you pay for a hearing test depends on where you go and what is billed separately. Most patients find out after.
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Cheapest Hearing Test Providers in Iowa
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs median ($90) |
|---|---|---|---|---|
| 1 | Montgomery County Memorial Hospital | Red Oak, IA | $44 | $46 below |
| 2 | Broadlawns Medical Center | Des Moines, IA | $45 | $45 below |
| 3 | Southeast Iowa Regional Medical Center INC | IA | $49 | $41 below |
| 4 | Dallas County Hospital | Perry, IA | $49 | $41 below |
| 5 | Mary Greeley Medical Center | IA | $53 | $37 below |
| 6 | MercyOne Genesis DeWitt Medical Center | Dewitt, IA | $55 | $35 below |
| 7 | Community Memorial Hospital Medical Center | Box 148 Sumner, IA | $56 | $34 below |
| 8 | Stewart Memorial Community Hospital | Lake City, IA | $61 | $29 below |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
Estimate your out-of-pocket cost → · When the bills arrive, we check them for errors →
Quick take
- Montgomery County Memorial Hospital is the lowest-cost option at $44 - $46 below the median posted price ($90), just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $91, and it's often lower than what insurance pays before your deductible is satisfied.
- Doctor offices and independent clinics may charge differently from hospitals for the same service and may not appear in this hospital-only dataset. Ask your doctor whether another site is an option.
| Coverage | Hospitals with a rate | Typical range | Median |
|---|---|---|---|
| Medicare (national rate) | — | $132 to $135 | $134 |
| With insurance (commercial, average) | 26 | $49 to $266 | $147 |
| Without insurance (cash price) | 35 | $47 to $156 | $91 |
| Wellmark Blue Cross and Blue Shield | 10 | $38 to $175 | $62 |
| UnitedHealthcare | 20 | $42 to $345 | $142 |
| Aetna | 19 | $38 to $315 | $181 |
| Cigna | 7 | $54 to $129 | $85 |
Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.
How much does a hearing test cost with Medicare in Iowa?
Medicare's national hospital outpatient payment for hearing test is about $132 to $135 (typically near $134). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $27 on a $134 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.
Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.
How much does a hearing test cost with insurance in Iowa?
Across 26 Iowa hospitals, the negotiated rates commercial insurers pay for hearing test average $49 to $266 per hospital, with a median near $147. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.
Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.
How much does a hearing test cost without insurance in Iowa?
Cash (self-pay) prices for hearing test at 35 Iowa hospitals range from $47 to $156, with a median of $91. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.
Cash prices are the hospital’s published discounted rate for patients paying without insurance.
How much does a hearing test cost with Wellmark Blue Cross and Blue Shield in Iowa?
Wellmark Blue Cross and Blue Shield negotiated rates for hearing test at 10 Iowa hospitals range from $38 to $175, with a median near $62. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.
Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.
How much does a hearing test cost with UnitedHealthcare in Iowa?
UnitedHealthcare negotiated rates for hearing test at 20 Iowa hospitals range from $42 to $345, with a median near $142. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.
How much does a hearing test cost with Aetna in Iowa?
Aetna negotiated rates for hearing test at 19 Iowa hospitals range from $38 to $315, with a median near $181. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.
How much does a hearing test cost with Cigna in Iowa?
Cigna negotiated rates for hearing test at 7 Iowa hospitals range from $54 to $129, with a median near $85. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.
How where you go changes what you pay for hearing test
The same hearing test bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.
- Facility fee $18–$165
- Professional fee $47–$160
Estimated from CMS fee schedules + commercial rate multipliers
- Facility fee $55–$295
- Professional fee $47–$160
Estimated from CMS fee schedules + commercial rate multipliers
Iowa's hospital market is dominated by UnityPoint Health and MercyOne (CommonSpirit), with relatively limited inter-system competition in most markets. Des Moines prices run below national averages, but facility fees at affiliated hospital systems can add substantially to the base service rates. University of Iowa Hospitals & Clinics is the primary academic referral center.
Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →
Why prices vary - and what it means for your coverage
A small number of hospitals (1) report prices above $196, including Mercy Rehabilitation Hospital at $295, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $90 versus $64 inpatient, so where a procedure happens often matters more than which hospital you pick.
What you pay out of pocket on top of this depends on your deductible, your plan's out-of-pocket maximum, and whether every provider involved is in-network - not just the facility.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$90 |
| Deductible met - 20% coinsurance | ~$18 |
| Out-of-network provider | $198+ |
Frequently asked questions: hearing test costs in Iowa
How much does a hearing test cost in Iowa?
The typical insurer-negotiated rate is $52, with most facilities between $29 and $73 (based on 34 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of Iowa hospitals run $47–$156; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get a hearing test in Iowa?
Based on declared prices, the lowest posted price in our Iowa data is Montgomery County Memorial Hospital in Red Oak at about $44. By metro, Davenport has the lowest median ($84).
Why is a hearing test so much cheaper at some Iowa hospitals?
Typical prices vary about 2.5× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Iowa, the median cash (self-pay) price is $91 versus a median negotiated rate of $147 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for a hearing test in Iowa?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Deductible vs out-of-pocket max
- How to negotiate your medical bills
- EOB vs medical bill: complete guide
- Already have a bill? Check it for errors
- How to read an EOB line by line
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CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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