CT Scan Cost in Miami, FL (2026): Average Prices & What You'll Pay
What does a ct scan cost in Miami, FL?
Where you have a ct scan done in Miami, FL swings the bill from $137 to $497 for identical care. The median cash price across 38 reporting hospitals is $272. The numbers are pulled directly from federally mandated hospital price transparency files. The sections below break this down by coverage and by insurer.
Three low-priced facilities in Miami, FL, from hospital price files
- Oakwood Healthcare Inc · Wayne, FL $104
- CORAL WEST COMMUNITY HOSPITAL · Miami, FL $137
- HCA FLORIDA MERCY HOSPITAL · Miami, FL $137
Free: the typical range and the facilities above. Add your email and we send the full ranked list of all 38 facilities (PDF) plus a checklist of what to ask before you book. We don't sell your information (privacy policy).
Where ct scan costs vary in Miami, FL
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby imaging centers and other facilities (colored by type). Click any pin for facility name and estimated cost range.
26+ people checked prices near them this month.
The same CT scan costs 3–6× more at a hospital than at an imaging center. Location is the biggest variable - and you can choose.
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Cheapest CT Scan Providers in Miami, FL
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs Median |
|---|---|---|---|---|
| 1 | Hospital name hidden | Your City, FL | $152 | -$000 |
| 2 | Oakwood Healthcare Inc | Wayne, FL | $104 | -$168 |
| 3 | Hospital name hidden | Your City, FL | $150 | -$000 |
| 4 | CORAL WEST COMMUNITY HOSPITAL | Miami, FL | $137 | -$135 |
| 5 | Hospital name hidden | Your City, FL | $148 | -$000 |
| 6 | HCA FLORIDA MERCY HOSPITAL | Miami, FL | $137 | -$135 |
| 7 | Hospital name hidden | Your City, FL | $146 | -$000 |
| 8 | Hospital name hidden | Your City, FL | $145 | -$000 |
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Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Email me this price comparison plus what to ask before booking
Sends a PDF with all 38 facilities ranked cheapest first, plus a short checklist of questions that change what you pay. We don't sell your information (privacy policy).
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
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Quick take
- Honorhealth Sonoran Crossing Medical Center is the lowest-cost option at $103 - $169 below the state median, just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $272, and it's often lower than what insurance pays before your deductible is satisfied.
- Independent imaging centers often charge much less than hospital outpatient departments for the same scan and may not appear in this hospital-only dataset - ask your doctor whether one is an option.
| Coverage | Hospitals with a rate | Typical range | Median |
|---|---|---|---|
| Medicare (national rate) | — | $96 to $311 | $179 |
| With insurance (commercial, average) | 18 | $127 to $745 | $177 |
| Without insurance (cash price) | 38 | $98 to $1,799 | $272 |
| Florida Blue | 4 | $69 to $410 | $145 |
| Aetna | 16 | $49 to $789 | $148 |
| Cigna | 15 | $170 to $1,829 | $239 |
| Humana | 8 | $95 to $218 | $105 |
Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.
How much does an CT Scan cost with Medicare in Miami, FL?
Medicare's national hospital outpatient payment for CT Scan is about $96 to $311 (typically near $179). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $36 on a $179 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.
Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.
How much does an CT Scan cost with insurance in Miami, FL?
Across 18 Miami, FL hospitals, the negotiated rates commercial insurers pay for CT Scan average $127 to $745 per hospital, with a median near $177. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.
Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.
How much does an CT Scan cost without insurance in Miami, FL?
Cash (self-pay) prices for CT Scan at 38 Miami, FL hospitals range from $98 to $1,799, with a median of $272. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.
Cash prices are the hospital’s published discounted rate for patients paying without insurance.
How much does an CT Scan cost with Florida Blue in Miami, FL?
Florida Blue negotiated rates for CT Scan at 4 Miami, FL hospitals range from $69 to $410, with a median near $145. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.
Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.
How much does an CT Scan cost with Aetna in Miami, FL?
Aetna negotiated rates for CT Scan at 16 Miami, FL hospitals range from $49 to $789, with a median near $148. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.
How much does an CT Scan cost with Cigna in Miami, FL?
Cigna negotiated rates for CT Scan at 15 Miami, FL hospitals range from $170 to $1,829, with a median near $239. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.
How much does an CT Scan cost with Humana in Miami, FL?
Humana negotiated rates for CT Scan at 8 Miami, FL hospitals range from $95 to $218, with a median near $105. If a hospital is out of network for your Humana plan, you may owe more than the negotiated rate, so check the network first.
Florida has one of the most fragmented hospital markets in the country - HCA Healthcare (the nation's largest for-profit system, headquartered in Nashville), AdventHealth, BayCare, and dozens of independents compete aggressively in major metros. South Florida prices track higher than the rest of the state, driven by higher wage indices and a larger share of complex specialty care. Rural northern Florida has extensive critical access hospital coverage. CT scan pricing is driven almost entirely by site of service - the identical scan costs 3–6× more at a hospital outpatient department than at an independent imaging center. With-contrast and without-contrast scans carry different CPT codes and prices, so confirm which your physician ordered before scheduling. For non-urgent imaging, comparing cash prices across independent imaging centers near you typically yields the largest savings.
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Why prices vary - and what it means for your coverage
A small number of hospitals (5) report prices above $1,184, including HSA PGH LLC at $4,200, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $272 versus $497 inpatient (about 1.8× more), so where a procedure happens often matters more than which hospital you pick. Whether the scan happens in a hospital outpatient department (which adds a separate facility fee) or a freestanding imaging center is usually the single biggest driver of price for this procedure.
What you pay out of pocket on top of this depends on your deductible, your plan's out-of-pocket maximum, and whether every provider involved is in-network - not just the facility.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$272 |
| Deductible met - 20% coinsurance | ~$54 |
| Out-of-network provider | $598+ |
Frequently asked questions: CT Scan costs in Miami, FL
How much does a CT Scan cost in Miami, FL?
The typical insurer-negotiated rate is $42, with most facilities between $34 and $97 (based on 34 hospitals reporting negotiated rates). Full market pricing - including cash rates, gross charges, and outlier facilities - ranges more widely, from $86 to $4,200 across all 38 Miami, FL hospitals that publish prices. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get a CT Scan in Miami, FL?
Based on declared prices, the lowest-cost facility in our Miami, FL data is PUBLIC HEALTH TRUST OF MIAMI DADE COUNTY FLORIDA at about $86. By metro, Fort Lauderdale has the lowest median ($184). Independent imaging centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is a CT Scan so much cheaper at some Miami, FL hospitals?
Prices vary up to 48.8× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Miami, FL, the median cash (self-pay) price is $272 versus a median negotiated rate of $177 - about 1.5× higher. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for a CT Scan in Miami, FL?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Allowed amount vs negotiated rate: what your EOB is really saying
- How to read your medical bill
- Deductible vs out-of-pocket max
- Already have a bill? Check it for errors
- How to read an EOB line by line
Other procedures in Miami, FL
CT Scan, elsewhere
What matters before you schedule
Imaging center vs. hospital
Hospital outpatient departments typically charge 2-4x more than independent imaging centers for the same ct scan - same outcome, very different bill. The ER charges the most of any setting and should only be used when the situation is medically urgent. Call ahead and ask for a self-pay or cash quote at each setting you're considering.
With vs. without contrast
Which type your doctor orders for this ct scan changes the billing code, and what you pay. For example: A standard ct scan with no contrast dye - the most common and lowest-cost version.
This is shoppable
CT Scan is elective and schedulable, so you have time to compare facilities before booking - hospital outpatient prices often run 2-4x higher than alternative settings for the identical clinical outcome.
What to ask before you book
Get the CPT code from your doctor, confirm every provider involved (not just the facility) is in-network, ask for the cash-pay rate if you're uninsured or haven't met your deductible, and request a written estimate for ct scan before you schedule.
CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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