CT Scan (Chest) Cost in Chattanooga, TN (2026): Average Prices & What You'll Pay
What does a ct scan (chest) cost in Chattanooga, TN?
Where you have a ct scan (chest) done in Chattanooga, TN swings the bill from $120 to $1,117 for identical care. The median cash price across 6 reporting hospitals is $520. The numbers are pulled directly from federally mandated hospital price transparency files.
Where ct scan (chest) costs vary in Chattanooga, TN
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers, imaging centers, and other facilities (colored by type). Click any pin for facility name and estimated cost range.
26+ people checked prices near them this month.
The same CT scan costs 3–6× more at a hospital than at an imaging center. Location is the biggest variable - and you can choose.
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Cheapest CT Scan (Chest) Providers in Chattanooga, TN
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs Median |
|---|---|---|---|---|
| 1 | CHI Memorial Hospital - Georgia | Fort Oglethorpe, TN | $99 | -$421 |
| 2 | CHI Memorial Hospital - Hixson | Hixson, TN | $99 | -$421 |
| 3 | CHI Memorial Hospital - Chattanooga | Chattanooga, TN | $141 | -$379 |
| 4 | Erlanger Health System | Chattanooga, TN | $899 | +$379 |
| 5 | Encompass Health Rehabilitation Hospital of Chattanooga | Chattanooga, TN | $1,335 | +$815 |
| 6 | Kindred Hospital Chattanooga | Chattanooga, TN | $2,738 | +$2,218 |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Quick take
- CHI Memorial Hospital - Georgia is the lowest-cost option at $99 - $421 below the state median, just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $520, and it's often lower than what insurance pays before your deductible is satisfied.
- Ask whether this procedure can be done at a freestanding ambulatory surgical center - they're typically 30-60% cheaper than a hospital for identical care, and most aren't in this hospital-only dataset.
HCA Healthcare, headquartered in Nashville, has significant hospital presence in its home state, creating pricing patterns more aligned with for-profit hospital economics than nonprofit systems in comparable markets. Vanderbilt University Medical Center anchors the Nashville academic tier. Tennessee has not expanded Medicaid under the ACA, maintaining a high uninsured rate that influences facility pricing structures. CT chest pricing is almost entirely driven by site of service - the identical scan costs 3–6× more at a hospital outpatient department than at an independent imaging center. Most commercial payers reimburse at the same negotiated rate regardless of setting, so choosing an independent imaging center captures the full savings without sacrificing clinical quality. For non-urgent scans, calling ahead to compare cash prices across freestanding centers is the single most effective cost lever.
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Why prices vary - and what it means for your coverage
Setting matters too: the median outpatient price is $141 versus $2,036 inpatient (about 14.4× more), so where a procedure happens often matters more than which hospital you pick. Whether the scan happens in a hospital outpatient department (which adds a separate facility fee) or a freestanding imaging center is usually the single biggest driver of price for this procedure.
None of the prices above are what you'll necessarily owe: your deductible, out-of-pocket maximum, and each provider's network status all still apply.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$520 |
| Deductible met - 20% coinsurance | ~$104 |
| Out-of-network provider | $1,144+ |
Frequently asked questions: CT Scan (Chest) costs in Chattanooga, TN
How much does a CT Scan (Chest) cost in Chattanooga, TN?
Across 6 Chattanooga, TN hospitals that publish prices, a CT Scan (Chest) ranges from $99 to $2,738, with a median of $520. Most facilities fall between $110 and $1,117. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get a CT Scan (Chest) in Chattanooga, TN?
Based on declared prices, the lowest-cost facility in our Chattanooga, TN data is CHI Memorial Hospital - Georgia in Fort Oglethorpe at about $99. By metro, Chattanooga has the lowest median ($1,117). Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is a CT Scan (Chest) so much cheaper at some Chattanooga, TN hospitals?
Prices vary up to 27.7× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Chattanooga, TN, the median cash (self-pay) price is $520 versus a median negotiated rate of $31 - about 16.8× higher. Asking for the cash price or your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for a CT Scan (Chest) in Chattanooga, TN?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Deductible vs out-of-pocket max
- How to negotiate your medical bills
- EOB vs medical bill: complete guide
- Already have a bill? Check it for errors
- Understanding your UnitedHealthcare EOB
Other procedures in Chattanooga, TN
CT Scan (Chest), elsewhere
What matters before you schedule
ASC vs. hospital
Hospital outpatient departments typically charge 2-4x more than ASCs or independent centers for the same ct scan (chest) - same outcome, very different bill. The ER charges the most of any setting and should only be used when the situation is medically urgent. Call ahead and ask for a self-pay or cash quote at each setting you're considering.
With vs. without contrast
Which type your doctor orders for this ct scan (chest) changes the billing code, and what you pay. For example: A standard ct scan (chest) with no contrast dye - the most common and lowest-cost version.
This is shoppable
CT Scan (Chest) is elective and schedulable, so you have time to compare facilities before booking - hospital outpatient prices often run 2-4x higher than alternative settings for the identical clinical outcome.
What to ask before you book
Get the CPT code from your doctor, confirm every provider involved (not just the facility) is in-network, ask for the cash-pay rate if you're uninsured or haven't met your deductible, and request a written estimate for ct scan (chest) before you schedule.
CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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