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Cholecystectomy Cost in Tampa, FL (2026): Average Prices & What You'll Pay

What does a cholecystectomy cost in Tampa, FL?

The same cholecystectomy in Tampa, FL might cost you $5,856 at one facility and $5,947 at another - the building you walk into drives the difference. The median cash price across 17 reporting hospitals is $5,856. These figures come straight from hospital price transparency files published under federal law.

Where cholecystectomy costs vary in Tampa, FL

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers, imaging centers, and other facilities (colored by type). Click any pin for facility name and estimated cost range.

Hospital (below avg) Hospital (above avg) Click a pin for details.

26+ people checked prices near them this month.

Cheapest Cholecystectomy Providers in Tampa, FL

Based on declared cash/self-pay prices from CMS hospital price transparency files.

# Facility City Price vs Median
1 Starkey Ranch ER & Hospital FL $2,272 -$3,584
2 OHI West, Inc. Saint Petersburg, FL $5,005 -$851
3 South Florida Baptist Hospital FL $5,856 +$0
4 St. Joseph's Hospital FL $5,856 +$0
5 Morton Plant NorthBay Hospital FL $5,856 +$0
6 Mease Countryside Hospital FL $5,856 +$0
7 Morton Plant Hospital FL $5,856 +$0
8 Mease Dunedin Hospital FL $5,856 +$0

Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.

Quick take

  • Starkey Ranch ER & Hospital is the lowest-cost option at $2,272 - $3,584 below the state median, just by choosing where you go.
  • Ask for the cash price if your deductible isn't met - the median cash price here is $5,856, and it's often lower than what insurance pays before your deductible is satisfied.
  • Ask whether this procedure can be done at a freestanding ambulatory surgical center - they're typically 30-60% cheaper than a hospital for identical care, and most aren't in this hospital-only dataset.

Florida has one of the most fragmented hospital markets in the country - HCA Healthcare (the nation's largest for-profit system, headquartered in Nashville), AdventHealth, BayCare, and dozens of independents compete aggressively in major metros. South Florida prices track higher than the rest of the state, driven by higher wage indices and a larger share of complex specialty care. Rural northern Florida has extensive critical access hospital coverage. Laparoscopic cholecystectomy (gallbladder removal) is one of the most common ambulatory surgeries in the US, and facility type is the single biggest cost lever - ambulatory surgery centers charge 40–60% less than hospital outpatient departments for identical outcomes. Most commercial payers require prior authorization, and the surgeon and anesthesiologist bill separately from the facility, so confirming all three providers are in-network prevents unexpected out-of-network charges.

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Why prices vary - and what it means for your coverage

Facility classification matters as much as the hospital itself - a hospital-owned outpatient center adds a facility fee that a freestanding clinic does not.

On top of the facility price, your actual bill depends on your deductible, your out-of-pocket maximum, and whether every provider involved - not just the facility - is in-network.

Your situation Estimated out-of-pocket
Deductible not yet met ~$5,856
Deductible met - 20% coinsurance ~$1,171
Out-of-network provider $12,883+

Frequently asked questions: cholecystectomy costs in Tampa, FL

How much does a cholecystectomy cost in Tampa, FL?

Across 17 Tampa, FL hospitals that publish prices, a cholecystectomy ranges from $1,638 to $6,313, with a median of $5,856. Most facilities fall between $5,856 and $5,947. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get a cholecystectomy in Tampa, FL?

Based on declared prices, the lowest-cost facility in our Tampa, FL data is HCA FLORIDA WEST TAMPA HOSPITAL in Tampa at about $1,638. By metro, Tampa has the lowest median ($3,976). Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.

Why is a cholecystectomy so much cheaper at some Tampa, FL hospitals?

Prices vary up to 3.9× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Tampa, FL, the median cash (self-pay) price is $5,856 versus a median negotiated rate of $1,243 - about 4.7× higher. Asking for the cash price or your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for a cholecystectomy in Tampa, FL?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Before you book

Other procedures in Tampa, FL

Cholecystectomy, elsewhere

What matters before you schedule

ASC vs. hospital

Hospital outpatient departments typically charge 2-4x more than ASCs or independent centers for the same cholecystectomy - same outcome, very different bill. Call ahead and ask for a self-pay or cash quote at each setting you're considering.

What's on your bill

A cholecystectomy involves multiple providers who bill separately - typically Facility Fee, Surgeon Professional Fee, Anesthesia. Check each line item against your Explanation of Benefits to catch billing errors.

Cost by type

Which type your doctor orders for this cholecystectomy changes the billing code, and what you pay. For example: A recognized variation that can change the billing code and what you owe.

What to ask before you book

Get the CPT code from your doctor, confirm every provider involved (not just the facility) is in-network, ask for the cash-pay rate if you're uninsured or haven't met your deductible, and request a written estimate for cholecystectomy before you schedule.


CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).

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About the Author

John Caruso, FSA, MAAA

Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.

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Published June 12, 2026

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