Cholecystectomy Cost in Tampa, FL (2026): Average Prices & What You'll Pay
What does a cholecystectomy cost in Tampa, FL?
The same cholecystectomy in Tampa, FL might cost you $2,702 at one facility and $5,856 at another - the building you walk into drives the difference. The median cash price across 28 reporting hospitals is $5,430. These figures come straight from hospital price transparency files published under federal law.
Three low-priced facilities in Tampa, FL, from hospital price files
- HCA FLORIDA SOUTH TAMPA HOSPITAL · Tampa, FL $1,638
- HCA FLORIDA TRINITY HOSPITAL · Lutz, FL $1,638
- HCA FLORIDA LARGO WEST HOSPITAL · Largo, FL $2,702
Free: the typical range and the facilities above. Add your email and we send the full ranked list of all 28 facilities (PDF) plus a checklist of what to ask before you book. We don't sell your information (privacy policy).
Where cholecystectomy costs vary in Tampa, FL
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers and other facilities (colored by type). Click any pin for facility name and estimated cost range.
26+ people checked prices near them this month.
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Cheapest Cholecystectomy Providers in Tampa, FL
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs Median |
|---|---|---|---|---|
| 1 | Hospital name hidden | Your City, FL | $748 | -$000 |
| 2 | HCA FLORIDA SOUTH TAMPA HOSPITAL | Tampa, FL | $1,638 | -$3,792 |
| 3 | Hospital name hidden | Your City, FL | $746 | -$000 |
| 4 | HCA FLORIDA TRINITY HOSPITAL | Lutz, FL | $1,638 | -$3,792 |
| 5 | Hospital name hidden | Your City, FL | $744 | -$000 |
| 6 | Hospital name hidden | Your City, FL | $743 | -$000 |
| 7 | HCA FLORIDA LARGO WEST HOSPITAL | Largo, FL | $2,702 | -$2,728 |
| 8 | Hospital name hidden | Your City, FL | $741 | -$000 |
Your ranked price list is on its way to your email. Open the PDF now.
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Email me this price comparison plus what to ask before booking
Sends a PDF with all 28 facilities ranked cheapest first, plus a short checklist of questions that change what you pay. We don't sell your information (privacy policy).
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
Estimate your out-of-pocket cost → · When the bills arrive, we check them for errors →
Quick take
- HCA FLORIDA SOUTH SHORE HOSPITAL is the lowest-cost option at $1,638 - $3,792 below the state median, just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $5,856, and it's often lower than what insurance pays before your deductible is satisfied.
- Ask whether this procedure can be done at a freestanding ambulatory surgical center - they're typically 30-60% cheaper than a hospital for identical care, and most aren't in this hospital-only dataset.
Florida has one of the most fragmented hospital markets in the country - HCA Healthcare (the nation's largest for-profit system, headquartered in Nashville), AdventHealth, BayCare, and dozens of independents compete aggressively in major metros. South Florida prices track higher than the rest of the state, driven by higher wage indices and a larger share of complex specialty care. Rural northern Florida has extensive critical access hospital coverage. Laparoscopic cholecystectomy (gallbladder removal) is one of the most common ambulatory surgeries in the US, and facility type is the single biggest cost lever - ambulatory surgery centers charge 40–60% less than hospital outpatient departments for identical outcomes. Most commercial payers require prior authorization, and the surgeon and anesthesiologist bill separately from the facility, so confirming all three providers are in-network prevents unexpected out-of-network charges.
Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →
Why prices vary - and what it means for your coverage
Setting matters too: the median outpatient price is $5,430 versus $2,271 inpatient, so where a procedure happens often matters more than which hospital you pick.
On top of the facility price, your actual bill depends on your deductible, your out-of-pocket maximum, and whether every provider involved - not just the facility - is in-network.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$5,430 |
| Deductible met - 20% coinsurance | ~$1,086 |
| Out-of-network provider | $11,946+ |
Frequently asked questions: cholecystectomy costs in Tampa, FL
How much does a cholecystectomy cost in Tampa, FL?
The typical insurer-negotiated rate is $1,325, with most facilities between $1,161 and $3,606 (based on 27 hospitals reporting negotiated rates). Full market pricing - including cash rates, gross charges, and outlier facilities - ranges more widely, from $1,638 to $6,313 across all 28 Tampa, FL hospitals that publish prices. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get a cholecystectomy in Tampa, FL?
Based on declared prices, the lowest-cost facility in our Tampa, FL data is HCA FLORIDA SOUTH SHORE HOSPITAL in Apollo Beach at about $1,638. By metro, Tampa has the lowest median ($2,626). Freestanding ambulatory surgery centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is a cholecystectomy so much cheaper at some Tampa, FL hospitals?
Prices vary up to 3.9× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Tampa, FL, the median cash (self-pay) price is $5,856 versus a median negotiated rate of $1,325 - about 4.4× higher. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for a cholecystectomy in Tampa, FL?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Deductible vs out-of-pocket max
- How to negotiate your medical bills
- EOB vs medical bill: complete guide
- Already have a bill? Check it for errors
- How to read a Medicare Summary Notice
Other procedures in Tampa, FL
Cholecystectomy, elsewhere
What matters before you schedule
ASC vs. hospital
Hospital outpatient departments typically charge 2-4x more than ambulatory surgery centers for the same cholecystectomy - same outcome, very different bill. Call ahead and ask for a self-pay or cash quote at each setting you're considering.
What's on your bill
A cholecystectomy involves multiple providers who bill separately - typically Facility Fee, Surgeon Professional Fee, Anesthesia. Check each line item against your Explanation of Benefits to catch billing errors.
Cost by type
Which type your doctor orders for this cholecystectomy changes the billing code, and what you pay. For example: A recognized variation that can change the billing code and what you owe.
What to ask before you book
Get the CPT code from your doctor, confirm every provider involved (not just the facility) is in-network, ask for the cash-pay rate if you're uninsured or haven't met your deductible, and request a written estimate for cholecystectomy before you schedule.
CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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