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Cholecystectomy Cost in Phoenix, AZ (2026): Average Prices & What You'll Pay

What does a cholecystectomy cost in Phoenix, AZ?

Where you have a cholecystectomy done in Phoenix, AZ swings the bill from $850 to $3,668 for identical care. The median cash price across 18 reporting hospitals is $3,555. The numbers are pulled directly from federally mandated hospital price transparency files.

Location within the state matters too: Glendale has the lowest metro median ($2,180) while Mesa runs highest ($3,668) — a 1.7× difference inside Phoenix, AZ alone. Phoenix, AZ prices for a cholecystectomy span 5.8× across 18 reporting hospitals, from $630 (Chandler Regional Medical Center in Chandler) up to $3,668 (Wickenburg Community Hospital) for identical care. The median Phoenix, AZ price is $3,555. Most facilities fall between $692 and $3,668. There's a gap between the sticker and the real price here: a median cash quote of $3,668 sits above the $3,393 insurers negotiate.

Forecast your out-of-pocket cost

How prices are distributed across Phoenix, AZ hospitals:
  • Lower-cost hospitals (bottom 25%): under $692
  • Median hospital: $3,555
  • Higher-cost hospitals (top 30%): $3,668+

That's a 5× spread for the same procedure — driven entirely by which facility you choose, not by clinical complexity.

Example — two commercially insured patients in Phoenix:
  • Patient A (higher-rate plan or out-of-network): ~$3,668
  • Patient B (lower-rate in-network plan): ~$850
Same procedure. Same week. $2,818 difference.

Where cholecystectomy costs vary in Phoenix, AZ

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers, imaging centers, and other facilities (colored by type). Click any pin for facility name and estimated cost range.

Hospital (below avg) Hospital (above avg) Click a pin for details.

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Cheapest Cholecystectomy Providers in Phoenix, AZ

Based on declared cash/self-pay prices from CMS hospital price transparency files.

# Facility City Price vs Median
1 St. Joseph's Hospital and Medical Center Phoenix, AZ $692 -$2,863
2 St. Joseph's Westgate Medical Center Glendale, AZ $692 -$2,863
3 Mercy Gilbert Medical Center Gilbert, AZ $692 -$2,863
4 Arizona General Hospital - Mesa Hospital Mesa, AZ $692 -$2,863
5 Arizona General Hospital - Laveen Hospital Phoenix, AZ $692 -$2,863
6 East Valley ER & Hospital Gilbert, AZ $2,272 -$1,283
7 East Valley ER - Chandler Chandler, AZ $2,272 -$1,283
8 Phoenix Children's Hospital Phoenix, AZ $3,485 -$70

Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.

The facility you choose matters more than almost anything else — the same procedure, same quality, same state can cost 5× more at one hospital versus the one down the road.

Compare all procedure costs   → Cholecystectomy costs nationwide

Check YOUR hospital's pricing → Estimate YOUR exact cost →

Worth knowing: Declared gross charges vary significantly across Phoenix, AZ hospitals — the same procedure can look very different on a hospital's price list versus what you actually owe. Cash and negotiated prices are a more practical guide.
Every hospital in this dataset offers a cash price — with a median of $3,668. If your deductible hasn't been met, always ask for the self-pay rate before scheduling.

What you'll actually pay — example scenarios

Your situation Estimated out-of-pocket
Deductible not yet met (pay in full) ~$3,555
Deductible met — 20% coinsurance ~$711
Out-of-network provider $7,821+

Based on the state median facility price of $3,555. Your actual cost depends on your plan deductible, coinsurance rate, and network tier. Get YOUR personalized estimate →

What this means for you

If you haven't met your deductible, you are effectively a cash-pay patient.

That means:

  • You should verify your hospital is in-network before an elective visit when possible
  • The cheapest facility can save you $2,925+ vs. the median.

This is the single biggest lever most patients have to reduce their cost.

Lower-cost options in Phoenix, AZ start around $692 or below. Most hospitals cluster between $692 and $3,668. A smaller group reports prices above that — often academic medical centers or high-cost markets.

If you're comparing specific hospitals, the lowest self-pay rates reported in this dataset include: Phoenix Children's Hospital in Phoenix (cash price from $3,485); Banner University Medical Center Phoenix in Phoenix (cash price from $3,668); Banner Desert Medical Center in Mesa (cash price from $3,668). These are declared cash prices — contact each facility for a formal quote before scheduling.

Quick decision guide:
  • Best value hospitals (lowest prices): Chandler Regional Medical Center: $630; St. Joseph's Hospital and Medical Center: $692; St. Joseph's Westgate Medical Center: $692
  • Most expensive (outpatient): Banner University Medical Center Phoenix: ~$3,668; Banner Desert Medical Center: ~$3,668

→ Choosing the right facility can save $2,925+ vs. the state median.

Phoenix, AZ Cholecystectomy prices by facility

All prices below come from hospital chargemasters — the official price lists each hospital must publish under federal law. Gross charge is the undiscounted list price; cash price is the self-pay rate; negotiated range covers the spread across insurance contracts.

How we calculate "Your Price" — We prioritize the most actionable price in this order:
  1. Cash price — the self-pay rate you can actually negotiate and pay
  2. Negotiated rate — if reported by the hospital across insurance contracts
  3. Gross charge — fallback only; this is the inflated list price few people pay

This reflects the real prices patients encounter — not inflated chargemaster rates.

# Facility City Your Price vs Median Gross Charge
#1 Chandler Regional Medical Center Chandler, AZ $630 -$2,925 $630–$1,301
#2 St. Joseph's Hospital and Medical Center Phoenix, AZ $692 -$2,863 $692–$1,432
#3 St. Joseph's Westgate Medical Center Glendale, AZ $692 -$2,863 $692–$1,432
#4 Mercy Gilbert Medical Center Gilbert, AZ $692 -$2,863 $692–$1,432
#5 Arizona General Hospital - Mesa Hospital Mesa, AZ $692 -$2,863 $692–$1,432
#6 Arizona General Hospital - Laveen Hospital Phoenix, AZ $692 -$2,863 $692–$1,432
#7 East Valley ER & Hospital Gilbert, AZ $2,272 -$1,283 $2,272
#8 East Valley ER - Chandler Chandler, AZ $2,272 -$1,283 $2,272
#9 Phoenix Children's Hospital Phoenix, AZ $3,485 -$70 $3,485–$16,661
#10 Wickenburg Community Hospital AZ $3,625 +$70 $5,578–$45,105
#11 Banner University Medical Center Phoenix Phoenix, AZ $3,668 +$113 $3,668–$16,820
#12 Banner Desert Medical Center Mesa, AZ $3,668 +$113 $3,668–$16,820
#13 Banner Baywood Medical Center Mesa, AZ $3,668 +$113 $3,668–$16,820
#14 Banner Estrella Medical Center Phoenix, AZ $3,668 +$113 $3,668–$16,820
#15 Banner Gateway Medical Center Gilbert, AZ $3,668 +$113 $3,668–$16,820
#16 Banner Thunderbird Medical Center Glendale, AZ $3,668 +$113 $3,668–$16,820
#17 Banner Ocotillo Medical Center Chandler, AZ $3,668 +$113 $3,668–$16,820
#18 Banner Casa Grande Medical Center Casa Grande, AZ $3,668 +$113 $3,668–$8,297

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Source: CMS hospital price transparency machine-readable files. vs Median = savings or premium relative to the state median price. Gross Charge = undiscounted list price for reference.

Received a bill? Check it for errors → Estimate YOUR cost before you go →

Compare other procedures in Phoenix, AZ:

Where you can save the most on cholecystectomy in Phoenix, AZ

These facilities have the lowest declared prices relative to the state median — they represent the best opportunities to reduce your out-of-pocket cost for this procedure.

Facility City Your Price vs Median
Chandler Regional Medical Center Chandler, AZ $630 -$2,925
St. Joseph's Hospital and Medical Center Phoenix, AZ $692 -$2,863
St. Joseph's Westgate Medical Center Glendale, AZ $692 -$2,863
Mercy Gilbert Medical Center Gilbert, AZ $692 -$2,863
Arizona General Hospital - Mesa Hospital Mesa, AZ $692 -$2,863

How to choose a lower-cost facility

  • Choose independent outpatient centers when possible — freestanding ASCs (ambulatory surgical centers) consistently charge less than hospital outpatient departments for identical procedures.
  • Ask for the cash price if your deductible isn't met — self-pay rates are often lower than what insurance pays before your deductible is satisfied, especially at facilities that have a high cash-price discount.
  • Avoid hospital outpatient departments for routine cases — hospital-owned locations add a facility fee that freestanding centers don't charge, often adding $500–$1,500 to the same procedure.
Important: Many procedures are done at ambulatory surgical centers (ASCs) that are often 30–60% cheaper than hospital outpatient departments with the same clinical quality. Most ASCs are not in this hospital dataset — meaning your cheapest option may not even appear here. Ask your doctor if the procedure can be done at a freestanding ASC.

Most expensive cholecystectomy providers in Phoenix, AZ

These facilities report the highest prices for this procedure. Academic medical centers and specialty hospitals often top this list — their gross charges rarely reflect what anyone actually pays, but understanding the spread helps you negotiate.

Facility City Price vs Median
Banner University Medical Center Phoenix Phoenix, AZ $3,668 +$113
Banner Desert Medical Center Mesa, AZ $3,668 +$113
Banner Baywood Medical Center Mesa, AZ $3,668 +$113
Banner Estrella Medical Center Phoenix, AZ $3,668 +$113
Banner Gateway Medical Center Gilbert, AZ $3,668 +$113

Why prices vary this much

Setting drives much of the gap in Phoenix, AZ: the median outpatient price is $3,555 versus $3,625 inpatient, so where a procedure is performed often matters more than which hospital you choose. Of the Phoenix, AZ facilities reporting prices, 6 fall in a low-cost tier (up to $692) while 8 sit in a high-cost tier ($3,668 and up) — a lower-priced option almost always exists within the same state.

Among the cities with the most reporting hospitals, Phoenix has a median reported price of $3,485 across 5 facilities, while facilities in Glendale tend to report lower prices (median: $2,180). City-level variation within a state often reflects local market structure, not procedure complexity.

The spread comes from how each hospital sets its chargemaster (the undiscounted list price), what cash discounts it applies, and what rates it negotiates with each insurer. Facility classification matters too — a hospital-owned outpatient center adds a facility fee that a freestanding clinic does not. Understanding these mechanics is the first step to paying less.

Learn more:
Allowed amount vs negotiated rate — what your EOB is really saying
How to read your medical bill
Why hospital prices are so hard to find — and what to do about it

How insurance changes what you actually pay

Hospital list prices are only part of the picture. What you pay out of pocket depends on your deductible, your plan's out-of-pocket maximum, whether the facility is in-network, and whether your plan classifies the visit as outpatient or inpatient. A lower gross charge doesn't guarantee a lower bill if the facility is out-of-network or adds facility fees your plan doesn't cover.

Understand your cost before you go:
Deductible vs out-of-pocket max
EOB vs medical bill — complete guide
How to stop medical bill problems before they start (in-network vs out-of-network)

Compare cholecystectomy costs in nearby states

Frequently asked questions: cholecystectomy costs in Phoenix, AZ

How much does a cholecystectomy cost in Phoenix, AZ?

Across 18 Phoenix, AZ hospitals that publish prices, a cholecystectomy ranges from $630 to $3,668, with a median of $3,555. Most facilities fall between $692 and $3,668. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get a cholecystectomy in Phoenix, AZ?

Based on declared prices, the lowest-cost facility in our Phoenix, AZ data is Chandler Regional Medical Center in Chandler at about $630. By metro, Glendale has the lowest median ($2,180). Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data — ask your doctor whether one is an option.

Why is a cholecystectomy so much cheaper at some Phoenix, AZ hospitals?

Prices vary up to 5.8× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Phoenix, AZ, the median cash (self-pay) price is $3,668 versus a median negotiated rate of $3,393 — about 1.1× higher. Asking for the cash price or your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for a cholecystectomy in Phoenix, AZ?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network — not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Explore all cholecystectomy cost data

See cholecystectomy costs across all states

Where You Get a Cholecystectomy Matters

Hospital outpatient departments typically charge 2–4× more than ASCs or independent centers for the same procedure — same outcome, very different bill.

Hospital Outpatient Department

Hospital Outpatient Department typically carries a higher price for a cholecystectomy. Facility fee billed separately from professional fee. Provider-based billing adds facility overhead. You can shop here — call ahead and ask for a self-pay or cash quote.

Ambulatory Surgery Center

Ambulatory Surgery Center typically carries a mid-range price for a cholecystectomy. Typically 40–60% less than hospital OP for surgical procedures. Anesthesia billed separately. You can shop here — call ahead and ask for a self-pay or cash quote.

Hospital Inpatient

Hospital Inpatient typically carries the highest price for a cholecystectomy. DRG-based billing bundles most services. Professional fees billed separately. Length of stay drives cost.

What's Actually on Your Cholecystectomy Bill

A cholecystectomy involves multiple providers — each bills separately. Understanding each line item helps you verify your Explanation of Benefits and catch billing errors.

Hospital Outpatient

  • Facility Fee
  • Surgeon Professional Fee
  • Anesthesia

Asc

  • ASC Facility Fee
  • Surgeon Professional Fee
  • Anesthesia

Hospital Inpatient

  • Drg Facility Stay
  • Surgeon Professional Fee
  • Anesthesia

Cholecystectomy Cost by Type

Which type your doctor orders changes the billing code — and what you pay. Here's how the common types differ.

Laparoscopic Cholecystectomy

A recognized variation that can change the billing code and what you owe. Most common. Same-day or 1-night stay.

Laparoscopic with Cholangiography

A recognized variation that can change the billing code and what you owe. Adds bile duct imaging — higher facility fee.

Open Cholecystectomy

A recognized variation that can change the billing code and what you owe. Used for complex cases. Longer hospitalization — typically inpatient.

This Procedure Is Shoppable — Choosing the Right Facility Can Save Thousands

Cholecystectomy is elective and schedulable. You have time to compare facilities — and hospital outpatient prices often run 2–4× higher than Hospital OP, ASC for identical clinical outcomes.

How to shop: Ask your doctor for the CPT code, then call 2–3 facilities and request an out-of-pocket cost estimate. Confirm your insurance is accepted. If uninsured, ask for the cash-pay rate — it's usually 20–50% below the list price.

Watch for Separate Bills from These Providers

A cholecystectomy involves multiple providers: the facility, the operating physician, and often Anesthesia. These providers bill independently — and each one may or may not be in your network, even if the facility is.

Action step: Before your procedure, ask the facility coordinator to confirm that all participating providers are in-network on your plan. The No Surprises Act (2022) protects you from unexpected out-of-network bills in many scenarios — but not all. Request a Good Faith Estimate (GFE) if you ask for one.

Who performs this: Cholecystectomy is typically performed by a General Surgery. The specialist's professional fee is billed separately from the facility charge — you will likely receive separate bills from each.


CostKits compiles hospital price transparency data to help families make informed decisions. If you've received a bill for this procedure:
Analyze your medical bill for errors
How to negotiate your medical bills
Track and manage your healthcare costs (free account)

Other Procedure Costs in Phoenix, AZ

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About the Author

John Caruso, FSA, MAAA

Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.

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Published June 12, 2026

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