Cataract Surgery Cost in El Paso, TX (2026): Average Prices & What You'll Pay
What does a cataract surgery cost in El Paso, TX?
Where you have a cataract surgery done in El Paso, TX swings the bill from $849 to $849 for identical care. The median cash price across 6 reporting hospitals is $849. The numbers are pulled directly from federally mandated hospital price transparency files. The sections below break this down by coverage and by insurer.
Three low-priced facilities in El Paso, TX, from hospital price files
- DEL SOL MEDICAL CENTER · El Paso, TX $849
- El Paso Children's Hospital · El Paso, TX $849
- University Medical Center Surgical Hospital $849
Free: the typical range and the facilities above. Add your email and we send the full ranked list of all 6 facilities (PDF) plus a checklist of what to ask before you book. We don't sell your information (privacy policy).
Where cataract surgery costs vary in El Paso, TX
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers and other facilities (colored by type). Click any pin for facility name and estimated cost range.
26+ people checked prices near them this month.
Insurance covers cataract surgery - but the premium lens it won't cover can add $1,500–$3,000 per eye.
Your personalized cost report includes:
- ✓ Why the standard lens is covered but a toric/multifocal upgrade is billed directly to you
- ✓ The four separate bills (facility, surgeon, anesthesia, lens) and which to scrutinize
- ✓ Why an ambulatory surgery center usually costs less than a hospital for the identical operation
- ✓ How anesthesia ends up out-of-network even at an in-network surgery center
- ✓ A real patient billing breakdown, line by line
Free for patients - takes 30 seconds to get.
We'll send a sign-in link to your email - click it to get your guide. No account required, no spam.
Cheapest Cataract Surgery Providers in El Paso, TX
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs Median |
|---|---|---|---|---|
| 1 | Hospital name hidden | Your City, TX | $250 | -$000 |
| 2 | DEL SOL MEDICAL CENTER | El Paso, TX | $849 | +$0 |
| 3 | El Paso Children's Hospital | El Paso, TX | $849 | +$0 |
| 4 | Hospital name hidden | Your City, TX | $253 | -$000 |
| 5 | University Medical Center Surgical Hospital | TX | $849 | +$0 |
| 6 | Hospital name hidden | Your City, TX | $255 | -$000 |
Your ranked price list is on its way to your email. Open the PDF now.
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Email me this price comparison plus what to ask before booking
Sends a PDF with all 6 facilities ranked cheapest first, plus a short checklist of questions that change what you pay. We don't sell your information (privacy policy).
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
Estimate your out-of-pocket cost → · When the bills arrive, we check them for errors →
Quick take
- Ask for the cash price if your deductible isn't met - the median cash price here is $849, and it's often lower than what insurance pays before your deductible is satisfied.
- Ask whether this procedure can be done at a freestanding ambulatory surgical center - they're typically 30-60% cheaper than a hospital for identical care, and most aren't in this hospital-only dataset.
| Coverage | Hospitals with a rate | Typical range | Median |
|---|---|---|---|
| Medicare (national rate) | — | $2,358 to $4,223 | $2,358 |
| With insurance (commercial, average) | 5 | $2,122 to $4,525 | $2,192 |
| Without insurance (cash price) | 6 | $849 to $1,462 | $849 |
| Blue Cross and Blue Shield of Texas | 3 | $2,436 to $3,882 | $3,882 |
Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.
How much does a cataract surgery cost with Medicare in El Paso, TX?
Medicare's national hospital outpatient payment for cataract surgery is about $2,358 to $4,223 (typically near $2,358). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $472 on a $2,358 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.
Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.
How much does a cataract surgery cost with insurance in El Paso, TX?
Across 5 El Paso, TX hospitals, the negotiated rates commercial insurers pay for cataract surgery average $2,122 to $4,525 per hospital, with a median near $2,192. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.
Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.
How much does a cataract surgery cost without insurance in El Paso, TX?
Cash (self-pay) prices for cataract surgery at 6 El Paso, TX hospitals range from $849 to $1,462, with a median of $849. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.
Cash prices are the hospital’s published discounted rate for patients paying without insurance.
How much does a cataract surgery cost with Blue Cross and Blue Shield of Texas in El Paso, TX?
Blue Cross and Blue Shield of Texas negotiated rates for cataract surgery at 3 El Paso, TX hospitals range from $2,436 to $3,882, with a median near $3,882. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.
Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.
Texas is the largest commercial hospital market in the country by revenue. HCA, Tenet, and Community Health Systems are significant for-profit players across the state. Dallas-Fort Worth, Houston, and San Antonio have genuine multi-system competition that creates real price variation. Rural Texas - particularly West Texas and the Panhandle - has extensive critical access hospital coverage where pricing differs substantially from urban PPS hospitals. Medicare covers cataract surgery at a defined allowed amount wage-adjusted for your location - the main cost variable isn't geography but lens type. Standard monofocal lenses are fully covered; premium multifocal or toric lenses add $1,500–$3,000 per eye out-of-pocket regardless of insurance. Ambulatory surgery centers consistently charge less than hospital outpatient departments for the identical procedure.
Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →
Why prices vary - and what it means for your coverage
A small number of hospitals (1) report prices above $849, including Cobalt Rehabilitation Hospital El Paso LLC at $2,074, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Facility classification matters as much as the hospital itself - a hospital-owned outpatient center adds a facility fee that a freestanding clinic does not. Setting drives most of the spread here: an ambulatory surgical center (ASC) is usually meaningfully cheaper than a hospital operating room for the same procedure, when your case qualifies.
None of the prices above are what you'll necessarily owe: your deductible, out-of-pocket maximum, and each provider's network status all still apply.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$849 |
| Deductible met - 20% coinsurance | ~$170 |
| Out-of-network provider | $1,868+ |
Frequently asked questions: cataract surgery costs in El Paso, TX
How much does a cataract surgery cost in El Paso, TX?
The typical insurer-negotiated rate is $849, with most facilities between $849 and $849 (based on 6 hospitals reporting negotiated rates). Full market pricing - including cash rates, gross charges, and outlier facilities - ranges more widely, from $849 to $2,074 across all 6 El Paso, TX hospitals that publish prices. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get a cataract surgery in El Paso, TX?
Based on declared prices, the lowest-cost facility in our El Paso, TX data is LAS PALMAS MEDICAL CENTER in El Paso at about $849. By metro, El Paso has the lowest median ($849). Freestanding ambulatory surgery centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is a cataract surgery so much cheaper at some El Paso, TX hospitals?
Prices vary up to 2.4× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In El Paso, TX, the median cash (self-pay) price is $849 versus a median negotiated rate of $2,192 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for a cataract surgery in El Paso, TX?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- How to read your medical bill
- How to stop medical bill problems before they start
- How to negotiate your medical bills
- Allowed amount vs negotiated rate: what your EOB is really saying
- How to read an EOB line by line
Other procedures in El Paso, TX
Cataract Surgery, elsewhere
What matters before you schedule
ASC vs. hospital
Hospital outpatient departments typically charge 2-4x more than ambulatory surgery centers for the same cataract surgery - same outcome, very different bill. Call ahead and ask for a self-pay or cash quote at each setting you're considering.
What's on your bill
A cataract surgery involves multiple providers who bill separately - typically Facility Fee, Surgeon Professional Fee, Anesthesia. Check each line item against your Explanation of Benefits to catch billing errors.
Cost by type
Which type your doctor orders for this cataract surgery changes the billing code, and what you pay. For example: A recognized variation that can change the billing code and what you owe.
What to ask before you book
Get the CPT code from your doctor, confirm every provider involved (not just the facility) is in-network, ask for the cash-pay rate if you're uninsured or haven't met your deductible, and request a written estimate for cataract surgery before you schedule.
CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
Other Procedure Costs in El Paso, TX
- Appendectomy Cost in El Paso, TX
- Childbirth Cost in El Paso, TX
- Cholecystectomy Cost in El Paso, TX
- Colonoscopy Cost in El Paso, TX
- CT Scan (Abdomen) Cost in El Paso, TX
- CT Scan (Chest) Cost in El Paso, TX
- CT Scan (Head) Cost in El Paso, TX
- CT Scan Cost in El Paso, TX
- Echocardiogram Cost in El Paso, TX
- Emergency Room Visit Cost in El Paso, TX
- Endoscopy Cost in El Paso, TX
- Hip Replacement Cost in El Paso, TX
- Hysterectomy Cost in El Paso, TX
- Knee Replacement Cost in El Paso, TX
- Mammogram Cost in El Paso, TX
- Brain MRI Cost in El Paso, TX
- Knee MRI Cost in El Paso, TX
- MRI Cost in El Paso, TX
- Spinal Fusion Cost in El Paso, TX
- Ultrasound Cost in El Paso, TX
- X-Ray Cost in El Paso, TX
Related Articles
Interested in understanding healthcare costs and managing your medical expenses?
- Free Cost EstimatorCalculate your exact out-of-pocket cost for any procedure
- Free Bill ScreenerCheck whether your bill and paperwork are ready for a professional review
- Family Bill TrackerTrack costs across every family member and every bill in one place
- Cataract Surgery Cost GuideCompare Cataract Surgery prices across all 50 states
- Deductible vs Out-of-Pocket MaximumLearn how insurance cost-sharing works and what you actually pay
- Cost ExplorerBrowse procedures and compare prices across the country
About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
Connect on LinkedIn →Ready to take control of your healthcare costs?
Use the free cost estimator → · Get your bill screened for free → · See the family plan →