Cataract Surgery Cost in Dayton, OH (2026): Average Prices & What You'll Pay
What does a cataract surgery cost in Dayton, OH?
You could pay $2,262 or $2,273 for the same cataract surgery in Dayton, OH - depending entirely on which facility you choose. The median cash price across 8 reporting hospitals is $2,273. This data comes directly from hospital price transparency files published under federal law.
Where cataract surgery costs vary in Dayton, OH
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers, imaging centers, and other facilities (colored by type). Click any pin for facility name and estimated cost range.
26+ people checked prices near them this month.
Insurance covers cataract surgery - but the premium lens it won't cover can add $1,500–$3,000 per eye.
Your personalized cost report includes:
- ✓ Why the standard lens is covered but a toric/multifocal upgrade is billed directly to you
- ✓ The four separate bills (facility, surgeon, anesthesia, lens) and which to scrutinize
- ✓ Why an ambulatory surgery center usually costs less than a hospital for the identical operation
- ✓ How anesthesia ends up out-of-network even at an in-network surgery center
- ✓ A real patient billing breakdown, line by line
Free for patients - takes 30 seconds to get.
We'll send a sign-in link to your email - click it to get your guide. No account required, no spam.
Cheapest Cataract Surgery Providers in Dayton, OH
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs Median |
|---|---|---|---|---|
| 1 | Kettering Medical Center | Troy, OH | $2,261 | -$12 |
| 2 | Greene Memorial Hospital Inc | Xenia, OH | $2,261 | -$12 |
| 3 | Upper Valley Medical Center | Troy, OH | $2,261 | -$12 |
| 4 | Dayton Osteopathic Hospital | Dayton, OH | $2,273 | +$0 |
| 5 | Beavercreek Medical Center | Beaver Creek, OH | $2,273 | +$0 |
| 6 | Kettering Medical Center | Kettering, OH | $2,273 | +$0 |
| 7 | Miami Valley Hospital | Dayton, OH | $2,288 | +$15 |
| 8 | Kettering Medical Center | Miamisburg, OH | $2,288 | +$15 |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Quick take
- Kettering Medical Center is the lowest-cost option at $2,261 - $12 below the state median, just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $2,273, and it's often lower than what insurance pays before your deductible is satisfied.
- Ask whether this procedure can be done at a freestanding ambulatory surgical center - they're typically 30-60% cheaper than a hospital for identical care, and most aren't in this hospital-only dataset.
Ohio has one of the most concentrated hospital markets in the Midwest. Cleveland Clinic and University Hospitals compete in Northeast Ohio (one of the few Ohio markets with genuine competition); OhioHealth and Nationwide Children's dominate Columbus; Kettering Health and Premier Health compete in Dayton. Prices across Ohio's urban markets tend to run near the Midwest median. Medicare covers cataract surgery at a defined allowed amount wage-adjusted for your location - the main cost variable isn't geography but lens type. Standard monofocal lenses are fully covered; premium multifocal or toric lenses add $1,500–$3,000 per eye out-of-pocket regardless of insurance. Ambulatory surgery centers consistently charge less than hospital outpatient departments for the identical procedure.
Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →
Why prices vary - and what it means for your coverage
Facility classification matters as much as the hospital itself - a hospital-owned outpatient center adds a facility fee that a freestanding clinic does not. Setting drives most of the spread here: an ambulatory surgical center (ASC) is usually meaningfully cheaper than a hospital operating room for the same procedure, when your case qualifies.
On top of the facility price, your actual bill depends on your deductible, your out-of-pocket maximum, and whether every provider involved - not just the facility - is in-network.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$2,273 |
| Deductible met - 20% coinsurance | ~$455 |
| Out-of-network provider | $5,001+ |
Frequently asked questions: cataract surgery costs in Dayton, OH
How much does a cataract surgery cost in Dayton, OH?
Across 8 Dayton, OH hospitals that publish prices, a cataract surgery ranges from $2,261 to $2,288, with a median of $2,273. Most facilities fall between $2,261 and $2,273. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get a cataract surgery in Dayton, OH?
Based on declared prices, the lowest-cost facility in our Dayton, OH data is Kettering Medical Center in Troy at about $2,261. By metro, Troy has the lowest median ($2,261). Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is a cataract surgery so much cheaper at some Dayton, OH hospitals?
Prices vary up to 1× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Dayton, OH, the median cash (self-pay) price is $2,273 versus a median negotiated rate of $2,273 - about 1× higher. Asking for the cash price or your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for a cataract surgery in Dayton, OH?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- How to read your medical bill
- How to stop medical bill problems before they start
- How to negotiate your medical bills
- Allowed amount vs negotiated rate: what your EOB is really saying
- How to read a Medicare Summary Notice
Other procedures in Dayton, OH
Cataract Surgery, elsewhere
What matters before you schedule
ASC vs. hospital
Hospital outpatient departments typically charge 2-4x more than ASCs or independent centers for the same cataract surgery - same outcome, very different bill. Call ahead and ask for a self-pay or cash quote at each setting you're considering.
What's on your bill
A cataract surgery involves multiple providers who bill separately - typically Facility Fee, Surgeon Professional Fee, Anesthesia. Check each line item against your Explanation of Benefits to catch billing errors.
Cost by type
Which type your doctor orders for this cataract surgery changes the billing code, and what you pay. For example: A recognized variation that can change the billing code and what you owe.
What to ask before you book
Get the CPT code from your doctor, confirm every provider involved (not just the facility) is in-network, ask for the cash-pay rate if you're uninsured or haven't met your deductible, and request a written estimate for cataract surgery before you schedule.
CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
Other Procedure Costs in Dayton, OH
- Appendectomy Cost in Dayton, OH
- Childbirth Cost in Dayton, OH
- Cholecystectomy Cost in Dayton, OH
- Colonoscopy Cost in Dayton, OH
- CT Scan (Abdomen) Cost in Dayton, OH
- CT Scan (Chest) Cost in Dayton, OH
- CT Scan (Head) Cost in Dayton, OH
- CT Scan Cost in Dayton, OH
- Echocardiogram Cost in Dayton, OH
- Emergency Room Visit Cost in Dayton, OH
- Endoscopy Cost in Dayton, OH
- Hip Replacement Cost in Dayton, OH
- Hysterectomy Cost in Dayton, OH
- Knee Replacement Cost in Dayton, OH
- Mammogram Cost in Dayton, OH
- Brain MRI Cost in Dayton, OH
- Knee MRI Cost in Dayton, OH
- MRI Cost in Dayton, OH
- Spinal Fusion Cost in Dayton, OH
- Ultrasound Cost in Dayton, OH
- X-Ray Cost in Dayton, OH
Related Articles
Interested in understanding healthcare costs and managing your medical expenses?
- Free Cost EstimatorCalculate your exact out-of-pocket cost for any procedure
- Free Bill ScreenerCheck whether your bill and paperwork are ready for a professional review
- Family Bill TrackerTrack costs across every family member and every bill in one place
- Cataract Surgery Cost GuideCompare Cataract Surgery prices across all 50 states
- Deductible vs Out-of-Pocket MaximumLearn how insurance cost-sharing works and what you actually pay
- Cost ExplorerBrowse procedures and compare prices across the country
About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
Connect on LinkedIn →Ready to take control of your healthcare costs?
Use the free cost estimator → · Get your bill screened for free → · See the family plan →