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Cataract Surgery Cost in Michigan (2026): Average Prices & What You'll Pay

What does a cataract surgery cost in Michigan?

You could pay $918 or $1,398 for the same cataract surgery in Michigan - depending entirely on which facility you choose. The median cash price across 59 reporting hospitals is $1,197. This data comes directly from hospital price transparency files published under federal law.

Where cataract surgery costs vary in Michigan

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers, imaging centers, and other facilities (colored by type). Click any pin for facility name and estimated cost range.

Hospital (below avg) Hospital (above avg) Click a pin for details.

26+ people checked prices near them this month.

Insurance covers cataract surgery - but the premium lens it won't cover can add $1,500–$3,000 per eye.

Your personalized cost report includes:

  • ✓ Why the standard lens is covered but a toric/multifocal upgrade is billed directly to you
  • ✓ The four separate bills (facility, surgeon, anesthesia, lens) and which to scrutinize
  • ✓ Why an ambulatory surgery center usually costs less than a hospital for the identical operation
  • ✓ How anesthesia ends up out-of-network even at an in-network surgery center
  • ✓ A real patient billing breakdown, line by line

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Cheapest Cataract Surgery Providers in Michigan

Based on declared cash/self-pay prices from CMS hospital price transparency files.

# Facility City Price vs Median
1 BEACON ALLEGAN MI $594 -$603
2 Deckerville Community Hospital MI $627 -$570
3 Aspirus Keweenaw Hospital Laurium, MI $679 -$518
4 Aspirus Ironwood Hospital Ironwood, MI $679 -$518
5 Aspirus Iron River Hospital Iron River, MI $679 -$518
6 BEACON DOWAGIAC MI $705 -$492
7 Henry Ford Health MI $800 -$397

Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.

Quick take

  • BEACON ALLEGAN is the lowest-cost option at $594 - $603 below the state median, just by choosing where you go.
  • Ask for the cash price if your deductible isn't met - the median cash price here is $1,197, and it's often lower than what insurance pays before your deductible is satisfied.
  • Freestanding ambulatory surgical centers (ASCs) are often 30-60% cheaper than hospital outpatient departments for the same procedure and may not appear in this hospital-only dataset - ask your doctor if one is an option.

How where you go changes what you pay for cataract surgery

The same cataract surgery bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.

Hospital Outpatient
$1,340–$7,120
  • Facility fee $537–$4,188
  • Professional fee $803–$2,932

Estimated from CMS fee schedules + commercial rate multipliers

Hospital Inpatient
$1,340–$5,596
  • Facility fee $537–$2,664
  • Professional fee $803–$2,932

Estimated from CMS fee schedules + commercial rate multipliers

Corewell Health (formed from Beaumont Health and Spectrum Health) and Henry Ford Health System are the dominant systems in Southeast and West Michigan respectively, with the University of Michigan Health anchoring academic care. Michigan's hospital market has consolidated significantly over the past decade. The Upper Peninsula operates as a separate, low-competition market with several critical access hospitals. Medicare covers cataract surgery at a defined allowed amount wage-adjusted for your location - the main cost variable isn't geography but lens type. Standard monofocal lenses are fully covered; premium multifocal or toric lenses add $1,500–$3,000 per eye out-of-pocket regardless of insurance. Ambulatory surgery centers consistently charge less than hospital outpatient departments for the identical procedure.

Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →

Why prices vary - and what it means for your coverage

A small number of hospitals (6) report prices above $2,188, including Schoolcraft Memorial Hospital at $4,188, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $1,197 versus $537 inpatient, so where a procedure happens often matters more than which hospital you pick. Setting drives most of the spread here: an ambulatory surgical center (ASC) is usually meaningfully cheaper than a hospital operating room for the same procedure, when your case qualifies.

What you pay out of pocket on top of this depends on your deductible, your plan's out-of-pocket maximum, and whether every provider involved is in-network - not just the facility.

Your situation Estimated out-of-pocket
Deductible not yet met ~$1,197
Deductible met - 20% coinsurance ~$239
Out-of-network provider $2,633+

Frequently asked questions: cataract surgery costs in Michigan

How much does a cataract surgery cost in Michigan?

Across 59 Michigan hospitals that publish prices, a cataract surgery ranges from $340 to $16,273, with a median of $1,197. Most facilities fall between $871 and $1,398. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get a cataract surgery in Michigan?

Based on declared prices, the lowest-cost facility in our Michigan data is University of Michigan Health-Sparrow Carson in Carson City at about $537. By metro, Lansing has the lowest median ($968). Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.

Why is a cataract surgery so much cheaper at some Michigan hospitals?

Prices vary up to 47.9× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Michigan, the median cash (self-pay) price is $1,197 versus a median negotiated rate of $918 - about 1.3× higher. Asking for the cash price or your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for a cataract surgery in Michigan?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Before you book

Other procedures in Michigan

Cataract Surgery, elsewhere

Other Michigan Hospitals and ambulatory surgery centers for Cataract Surgery

These hospitals and ambulatory surgery centers are registered in the CMS National Provider Identifier (NPI) registry as active hospitals and ambulatory surgery centers in Michigan. Cost estimates use the bundled service model for each place of service. Contact them directly for a formal quote.

Provider City Type Est. Cost
12 MILE SURGERY CENTER, PLLC
5863438717 		SAINT CLAIR SHORES, MI Ambulatory Surgical Center -
A2 CENTER PLLC
7349135100 		ANN ARBOR, MI Ambulatory Surgical Center -
ACQUISITION BELL HOSPITAL LLC
9064864431 		ISHPEMING, MI Critical Access Hospital $1,340–$7,120 bundled est.
ADVANCED HEALTHCARE HOSPITAL LLC
2483385430 		PONTIAC, MI General Acute Care Hospital $1,340–$7,120 bundled est.
ADVANCED PLASTIC SURGERY, PC
6163233102 		GRAND RAPIDS, MI Ambulatory Surgical Center -
ADVANCED SURGERY CENTER LLC
7347702433 		DEARBORN, MI Ambulatory Surgical Center -
ADVANTAGE HEALTH SAINT MARY'S MEDICAL GROUP
6166855000 		GRAND RAPIDS, MI General Acute Care Hospital $1,340–$7,120 bundled est.
ALLEGIANCE OCCUPATIONAL HEALTH
5177687766 		JACKSON, MI General Acute Care Hospital $1,340–$7,120 bundled est.
ALLIANCE SURGERY CENTER, LLC
2314994419 		TRAVERSE CITY, MI Ambulatory Surgical Center -
AMBULATORY SURGERY ASSOCIATES, LLC
2699792490 		BATTLE CREEK, MI Ambulatory Surgical Center -
AMERICAN SURGICAL CENTERS - ANN ARBOR LLC
8332762677 		ANN ARBOR, MI Ambulatory Surgical Center -
AMERICAN SURGICAL CENTERS II, LLC
2485387095 		WEST BLOOMFIELD, MI Ambulatory Surgical Center -
▼ Show 88 more Michigan hospitals and ambulatory surgery centers (of 716 registered)
ANDERSEN EYE SURGERY CENTER, LLC
9892491018 		SAGINAW, MI Ambulatory Surgical Center -
ANN ARBOR VAMC
6088217200 		ANN ARBOR, MI General Acute Care Hospital $1,340–$7,120 bundled est.
ARUN SINGAL MD PC
7342836835 		WYANDOTTE, MI General Acute Care Hospital $1,340–$7,120 bundled est.
ASC - UTICA
5862542280 		UTICA, MI Ambulatory Surgical Center -
ASC-TCG, LLC
5862285300 		CLINTON TOWNSHIP, MI Ambulatory Surgical Center -
ASCENSION BORGESS ALLEGAN HOSPITAL
2696864051 		ALLEGAN, MI Critical Access Hospital $1,340–$7,120 bundled est.
ASCENSION BORGESS HOSPITAL
2692267000 		KALAMAZOO, MI General Acute Care Hospital $1,340–$7,120 bundled est.
ASCENSION BORGESS LEE HOSPITAL
2697828681 		DOWAGIAC, MI Critical Access Hospital $1,340–$7,120 bundled est.
ASCENSION MICHIGAN EMPLOYER SOLUTIONS LLC
2486808121 		DETROIT, MI General Acute Care Hospital $1,340–$7,120 bundled est.
ASPIRUS IRON RIVER HOSPITAL & CLINICS, INC.
9062656121 		IRON RIVER, MI Critical Access Hospital $1,340–$7,120 bundled est.
ASPIRUS IRONWOOD HOSPITAL & CLINICS, INC.
9069322525 		IRONWOOD, MI Critical Access Hospital $1,340–$7,120 bundled est.
ASPIRUS KEWEENAW
9063376500 		LAURIUM, MI Critical Access Hospital $1,340–$7,120 bundled est.
ASPIRUS ONTONAGON HOSPITAL, INC.
9068848000 		ONTONAGON, MI Critical Access Hospital $1,340–$7,120 bundled est.
ASSOCIATED SURGICAL CENTER OF DEARBORN LLC
7346735917 		DEARBORN HEIGHTS, MI Ambulatory Surgical Center -
ASSOCIATED SURGICAL CENTER, P.C.
3133572688 		DEARBORN HEIGHTS, MI Ambulatory Surgical Center -
BARAGA COUNTY MEMORIAL HOSPITAL
9065243300 		LANSE, MI Critical Access Hospital $1,340–$7,120 bundled est.
BARBARA ANN KARMANOS CANCER CENTER
3135769345 		DETROIT, MI General Acute Care Hospital $1,340–$7,120 bundled est.
BARBARA ANN KARMANOS CANCER HOSPITAL
8005276266 		DETROIT, MI General Acute Care Hospital $1,340–$7,120 bundled est.
BATTLE CREEK ENDOSCOPY & SURGERY LLC
2694411755 		BATTLE CREEK, MI Ambulatory Surgical Center -
BATTLE CREEK VAMC
6088217200 		BATTLE CREEK, MI General Acute Care Hospital $1,340–$7,120 bundled est.
BAZZI PROPERTIES, LLC
7348445700 		CANTON, MI Ambulatory Surgical Center -
BEAUMONT - FARMINGTON HILLS
2484718000 		FARMINGTON HILLS, MI General Acute Care Hospital $1,340–$7,120 bundled est.
BEAUMONT HEALTH SYSTEM
2485510424 		ROYAL OAK, MI General Acute Care Hospital $1,340–$7,120 bundled est.
BEAUMONT WEST BLOOMFIELD ASC LLC
2484062400 		WEST BLOOMFIELD, MI Ambulatory Surgical Center -
BELL MEMORIAL HOSPITAL
9064864431 		ISHPEMING, MI Rural Acute Care Hospital $1,340–$7,120 bundled est.
BELL MEMORIAL HOSPITAL
9064864431 		ISHPEMING, MI Critical Access Hospital $1,340–$7,120 bundled est.
BELLIN HEALTH IRON MOUNTAIN INC
9067741313 		IRON MOUNTAIN, MI General Acute Care Hospital $1,340–$7,120 bundled est.
BELLIN HEALTH IRON MOUNTAIN INC
9067741313 		IRON MOUNTAIN, MI General Acute Care Hospital $1,340–$7,120 bundled est.
BETH ISRAEL MEDICAL CENTER
3102275687 		TROY, MI General Acute Care Hospital $1,340–$7,120 bundled est.
BIRMINGHAM AMBULATORY SURGICAL CENTER, PLLC
2482441500 		TROY, MI Ambulatory Surgical Center -
BLOOMFIELD HILLS SURGERY CENTER
2482207505 		BLOOMFIELD HILLS, MI Ambulatory Surgical Center -
BLUE WATER ASC LLC
8109845200 		PORT HURON, MI Ambulatory Surgical Center -
BON SECOURS COTTAGE HEALTH SERVICES
3136402537 		GROSSE POINTE FARMS, MI General Acute Care Hospital $1,340–$7,120 bundled est.
BOTSFORD GENERAL HOSPITAL
9475218000 		FARMINGTON HILLS, MI General Acute Care Hospital $1,340–$7,120 bundled est.
BOTSFORD HOSPITAL
2484718000 		FARMINGTON HILLS, MI Critical Access Hospital $1,340–$7,120 bundled est.
BRONSON -VICKSBURG HOSPITAL, INC.
2696492321 		VICKSBURG, MI General Acute Care Hospital $1,340–$7,120 bundled est.
BRONSON AMBULATORY SURGERY CENTER
2693431381 		KALAMAZOO, MI Ambulatory Surgical Center -
BRONSON BATTLE CREEK HOSPITAL
2692458000 		BATTLE CREEK, MI General Acute Care Hospital $1,340–$7,120 bundled est.
BRONSON METHODIST HOSPITAL
2693417806 		KALAMAZOO, MI General Acute Care Hospital $1,340–$7,120 bundled est.
CANTON ASC LLC
7342152397 		CANTON, MI Ambulatory Surgical Center -
CARELINK OF JACKSON, A COMMUNITY-OWNED SPECIALTY HOSPITAL
5177964475 		JACKSON, MI General Acute Care Hospital $1,340–$7,120 bundled est.
CARSON CITY HOSPITAL
9895843971 		CARSON CITY, MI Rural Acute Care Hospital $1,340–$7,120 bundled est.
CARSON CITY HOSPITAL
9895843131 		CARSON CITY, MI Rural Acute Care Hospital $1,340–$7,120 bundled est.
CASTLEMAN EMERGENCY CENTER PC
7342830500 		SOUTHGATE, MI Ambulatory Surgical Center -
CASTLEMAN SURGERY CENTER, LLC
7342810100 		SOUTHGATE, MI Ambulatory Surgical Center -
CENTER FOR DIGESTIVE CARE LLC
7344346273 		YPSILANTI, MI Ambulatory Surgical Center -
CENTER HEALTH SURGERY CENTER LLC
3135443614 		MADISON HEIGHTS, MI Ambulatory Surgical Center -
CENTRAL HEALTH INSTITUTE CENTER OF MICHIGAN LLC
3134148673 		MADISON HEIGHTS, MI Ambulatory Surgical Center -
CENTRAL MICHIGAN UNIVERSITY
9895836828 		SAGINAW, MI General Acute Care Hospital $1,340–$7,120 bundled est.
CHCC GRAND RAPIDS LLC
6163178995 		GRAND RAPIDS, MI Ambulatory Surgical Center -
CHEC 1 LLC
6168056882 		GRAND RAPIDS, MI Ambulatory Surgical Center -
CHELSEA COMMUNITY HOSPITAL
7344754040 		CHELSEA, MI General Acute Care Hospital $1,340–$7,120 bundled est.
CHILDREN HOSPTIAL OF MICHIGAN
9173011386 		DETROIT, MI Children's Hospital $1,340–$7,120 bundled est.
CHILDREN'S HOSPITAL OF MICHIGAN
2489102901 		DETROIT, MI Children's Hospital $1,340–$7,120 bundled est.
CHILDREN'S HOSPITAL OF MICHIGAN
3137455850 		DETROIT, MI Children's Hospital $1,340–$7,120 bundled est.
CHILDREN'S HOSPITAL OF MICHIGAN
3138334490 		DETROIT, MI Children's Hospital $1,340–$7,120 bundled est.
CHILDREN'S HOSPITAL OF MICHIGAN, DETROIT MEDICAL CENTER
3137455638 		DETROIT, MI Children's Hospital $1,340–$7,120 bundled est.
CHILDRENS HOSPITAL OF MICHIGAN
3136320287 		DETROIT, MI Children's Hospital $1,340–$7,120 bundled est.
CHILDRENS HOSPITAL OF MICHIGAN
3135782564 		DETROIT, MI Children's Hospital $1,340–$7,120 bundled est.
CLARKSTON ASC PARTNERS LLC
2489224800 		CLARKSTON, MI Ambulatory Surgical Center -
CLINTON PARTNERS, LLC
7817332301 		CLINTON TOWNSHIP, MI Ambulatory Surgical Center -
COLUMBIA SURGICAL CENTER
2485240620 		TROY, MI Ambulatory Surgical Center -
COMMUNITY BIRTH GROUP
8003418598 		DETROIT, MI General Acute Care Hospital $1,340–$7,120 bundled est.
COMMUNITY BIRTH GROUP
8003418598 		GRAND RAPIDS, MI General Acute Care Hospital $1,340–$7,120 bundled est.
COMMUNITY BIRTH GROUP
8003418598 		BLANCHARD, MI General Acute Care Hospital $1,340–$7,120 bundled est.
COMMUNITY HEALTH CENTER OF BRANCH COUNTY
5172795400 		COLDWATER, MI General Acute Care Hospital $1,340–$7,120 bundled est.
COMMUNITY MEMORIAL HOSPITAL
2316271289 		CHEBOYGAN, MI Critical Access Hospital $1,340–$7,120 bundled est.
COMMUNITY MEMORIAL HOSPITAL
2316275601 		CHEBOYGAN, MI Rural Acute Care Hospital $1,340–$7,120 bundled est.
COVENANT HEALTH CARE
9895836200 		SAGINAW, MI General Acute Care Hospital $1,340–$7,120 bundled est.
COVENANT HEALTHCARE
9895837175 		SAGINAW, MI Critical Access Hospital $1,340–$7,120 bundled est.
COVENANT HEALTHCARE
9895835483 		SAGINAW, MI General Acute Care Hospital $1,340–$7,120 bundled est.
COVENANT MEDICAL CENTER, INC.
9895830000 		SAGINAW, MI General Acute Care Hospital $1,340–$7,120 bundled est.
CRITTENTON HOSPITAL
2486525000 		ROCHESTER, MI General Acute Care Hospital $1,340–$7,120 bundled est.
CRITTENTON HOSPITAL, WAYNE STATE UNIVERSITY
2486525000 		ROCHESTER, MI General Acute Care Hospital $1,340–$7,120 bundled est.
CROWN PROCEDURE CENTER LLC
2488434553 		MADISON HEIGHTS, MI Ambulatory Surgical Center -
CUKROWSKI SURGERY CENTER PC
8102383603 		FLINT, MI Ambulatory Surgical Center -
DEARBORN SURGERY CENTER, LLC
3132532000 		DEARBORN, MI Ambulatory Surgical Center -
DECKERVILLE COMMUNITY HOSPITAL INC
8103762835 		DECKERVILLE, MI Critical Access Hospital $1,340–$7,120 bundled est.
DERMATOLOGY & SKIN SURGERY CENTER
2697891670 		MARSHALL, MI Ambulatory Surgical Center -
DETRIOT MEDICAL CENTER
3137211130 		DETROIT, MI General Acute Care Hospital $1,340–$7,120 bundled est.
DETROIT HOPE HOSPITAL
2485469100 		DETROIT, MI General Acute Care Hospital $1,340–$7,120 bundled est.
DETROIT HOPE HOSPITAL
2485469100 		DETROIT, MI General Acute Care Hospital $1,340–$7,120 bundled est.
DETROIT MEDICAL CENTER
3137457233 		DETROIT, MI Women's Hospital $1,340–$7,120 bundled est.
DETROIT MEDICAL CENTER
3137454008 		DETROIT, MI General Acute Care Hospital $1,340–$7,120 bundled est.
DETROIT MEDICAL CENTER
3138295498 		CANTON, MI Critical Access Hospital $1,340–$7,120 bundled est.
DETROIT MEDICAL CENTER
3139932529 		DETROIT, MI General Acute Care Hospital $1,340–$7,120 bundled est.
DETROIT MEDICAL CENTER
3139660515 		DETROIT, MI General Acute Care Hospital $1,340–$7,120 bundled est.
DETROIT MEDICAL CENTER
3135775980 		DETROIT, MI General Acute Care Hospital $1,340–$7,120 bundled est.

Est. cost = bundled estimate (facility fee + professional fee + anesthesia where applicable) based on CMS fee schedules and commercial rate multipliers. Contact each provider for an actual quote.

Source: CMS NPPES NPI Registry. NPI numbers can be verified at npiregistry.cms.hhs.gov.

What matters before you schedule

ASC vs. hospital

Hospital outpatient departments typically charge 2-4x more than ASCs or independent centers for the same cataract surgery - same outcome, very different bill. Call ahead and ask for a self-pay or cash quote at each setting you're considering.

What's on your bill

A cataract surgery involves multiple providers who bill separately - typically Facility Fee, Surgeon Professional Fee, Anesthesia. Check each line item against your Explanation of Benefits to catch billing errors.

Cost by type

Which type your doctor orders for this cataract surgery changes the billing code, and what you pay. For example: A recognized variation that can change the billing code and what you owe.

What to ask before you book

Get the CPT code from your doctor, confirm every provider involved (not just the facility) is in-network, ask for the cash-pay rate if you're uninsured or haven't met your deductible, and request a written estimate for cataract surgery before you schedule.

CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).

Other Procedure Costs in Michigan

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About the Author

John Caruso, FSA, MAAA

Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.

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Published July 17, 2026

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