ACL Surgery Cost in Washington (2026): Average Prices & What You'll Pay
What does a acl surgery cost in Washington?
The same acl surgery in Washington might cost you $3,844 at one facility and $7,178 at another - the building you walk into drives the difference. The median cash price across 54 reporting hospitals is $4,883. These figures come straight from hospital price transparency files published under federal law. The sections below break this down by coverage and by insurer.
Once you have a bill or an appointment on the calendar, CostKits can help you keep it all organized.
Where acl surgery costs vary in Washington
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers and other facilities (colored by type). Click any pin for facility name and estimated cost range.
26+ people checked prices near them this month.
What you pay for a acl surgery depends on where you go and what is billed separately. Most patients find out after.
Your personalized cost report includes:
- ✓ Type of graft: The source of the graft, from your own tissue or a donor, affects the supplies and the bill.
- ✓ Surgery center or hospital: Facility fees differ between settings.
- ✓ Which bills usually arrive separately, and which providers to check are in-network
- ✓ The questions to ask before you schedule, so the estimate covers everything
- ✓ A real patient billing breakdown, line by line
Free for patients - takes 30 seconds to get.
We'll send a sign-in link to your email - click it to get your guide. No account required, no spam.
Cheapest ACL Surgery Providers in Washington
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs median ($4,883) |
|---|---|---|---|---|
| 1 | Swedish Health Services | Seattle, WA | $2,117 | $2,766 below |
| 2 | KITTITAS COUNTY PUBLIC HOSPITAL DIST 1 | WA | $2,176 | $2,707 below |
| 3 | Mid-Valley Hospital | Omak, WA | $2,242 | $2,641 below |
| 4 | Pend Oreille County Public Hospital District No 1 | Newport, WA | $2,312 | $2,571 below |
| 5 | Swedish Edmonds | Edmonds, WA | $2,443 | $2,440 below |
| 6 | JEFFERSON COUNTY PUBLIC HOSPITAL DISTRICT NO 2 | WA | $3,013 | $1,870 below |
| 7 | Astria Toppenish Hospital | WA | $3,104 | $1,779 below |
| 8 | PUBLIC HOSPITAL DISTRICT 1A OF WHITMAN COUNTY | WA | $3,359 | $1,524 below |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
Estimate your out-of-pocket cost → · When the bills arrive, we check them for errors →
Quick take
- Swedish Health Services is the lowest-cost option at $2,117 - $2,766 below the median posted price ($4,883), just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $4,982, and it's often lower than what insurance pays before your deductible is satisfied.
- Ask whether this procedure can be done at a freestanding ambulatory surgical center - they're typically 30-60% cheaper than a hospital for identical care, and most aren't in this hospital-only dataset.
| Coverage | Hospitals with a rate | Typical range | Median |
|---|---|---|---|
| Medicare (national rate) | — | $7,413 to $7,413 | $7,413 |
| With insurance (commercial, average) | 40 | $6,272 to $17,758 | $15,314 |
| Without insurance (cash price) | 54 | $2,263 to $9,739 | $4,982 |
| Premera Blue Cross | 36 | $3,870 to $20,334 | $15,189 |
| Aetna | 34 | $2,413 to $30,021 | $11,895 |
| Cigna | 31 | $2,499 to $34,832 | $7,277 |
| UnitedHealthcare | 24 | $3,017 to $25,963 | $8,631 |
Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.
How much does an ACL Surgery cost with Medicare in Washington?
Medicare's national hospital outpatient payment for ACL Surgery is about $7,413 to $7,413 (typically near $7,413). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $1,483 on a $7,413 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.
Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.
How much does an ACL Surgery cost with insurance in Washington?
Across 40 Washington hospitals, the negotiated rates commercial insurers pay for ACL Surgery average $6,272 to $17,758 per hospital, with a median near $15,314. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.
Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.
How much does an ACL Surgery cost without insurance in Washington?
Cash (self-pay) prices for ACL Surgery at 54 Washington hospitals range from $2,263 to $9,739, with a median of $4,982. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.
Cash prices are the hospital’s published discounted rate for patients paying without insurance.
How much does an ACL Surgery cost with Premera Blue Cross in Washington?
Premera Blue Cross negotiated rates for ACL Surgery at 36 Washington hospitals range from $3,870 to $20,334, with a median near $15,189. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.
Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.
How much does an ACL Surgery cost with Aetna in Washington?
Aetna negotiated rates for ACL Surgery at 34 Washington hospitals range from $2,413 to $30,021, with a median near $11,895. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.
How much does an ACL Surgery cost with Cigna in Washington?
Cigna negotiated rates for ACL Surgery at 31 Washington hospitals range from $2,499 to $34,832, with a median near $7,277. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.
How much does an ACL Surgery cost with UnitedHealthcare in Washington?
UnitedHealthcare negotiated rates for ACL Surgery at 24 Washington hospitals range from $3,017 to $25,963, with a median near $8,631. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.
How where you go changes what you pay for acl surgery
The same acl surgery bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.
- Facility fee $1,539–$67,103
- Professional fee $1,458–$3,888
Estimated from CMS fee schedules + commercial rate multipliers
- Facility fee $2,117–$67,103
- Professional fee $1,458–$3,888
Estimated from CMS fee schedules + commercial rate multipliers
Providence Health, Swedish Health Services (a Providence affiliate), and UW Medicine compete in the Western Washington market. Kaiser Permanente Washington has substantial commercial market share in the Puget Sound area. Eastern Washington operates as a distinct, lower-cost market anchored by Providence and MultiCare. Washington state has active price transparency enforcement.
Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →
Why prices vary - and what it means for your coverage
A small number of hospitals (6) report prices above $14,634, including PeaceHealth Southwest Medical Center at $26,878, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $4,883 versus $2,242 inpatient, so where a procedure happens often matters more than which hospital you pick. Setting drives most of the spread here: an ambulatory surgical center (ASC) is usually meaningfully cheaper than a hospital operating room for the same procedure, when your case qualifies.
On top of the facility price, your actual bill depends on your deductible, your out-of-pocket maximum, and whether every provider involved - not just the facility - is in-network.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$4,883 |
| Deductible met - 20% coinsurance | ~$977 |
| Out-of-network provider | $10,743+ |
Frequently asked questions: ACL Surgery costs in Washington
How much does an ACL Surgery cost in Washington?
The typical insurer-negotiated rate is $3,971, with most facilities between $778 and $6,630 (based on 54 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of Washington hospitals run $2,263–$9,739; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get an ACL Surgery in Washington?
Based on declared prices, the lowest posted price in our Washington data is Swedish Health Services in Seattle at about $2,117. By metro, Seattle has the lowest median ($4,780). Freestanding ambulatory surgery centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is an ACL Surgery so much cheaper at some Washington hospitals?
Typical prices vary about 8.5× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Washington, the median cash (self-pay) price is $4,982 versus a median negotiated rate of $15,314 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for an ACL Surgery in Washington?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Deductible vs out-of-pocket max
- How to negotiate your medical bills
- EOB vs medical bill: complete guide
- Already have a bill? Check it for errors
- Understanding your UnitedHealthcare EOB
Other procedures in Washington
ACL Surgery, elsewhere
CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
Other Procedure Costs in Washington
Bone, joint and pain
- Bunion Surgery Cost in Washington
- Carpal Tunnel Surgery Cost in Washington
- Cortisone Shot Cost in Washington
- Epidural Steroid Injection Cost in Washington
- Facet Joint Injection Cost in Washington
- Hip Replacement Cost in Washington
- Hip Replacement Cost in Washington
- Knee Arthroscopy Cost in Washington
- Knee Replacement Cost in Washington
- Knee Replacement Cost in Washington
- Physical Therapy Cost in Washington
- Rotator Cuff Surgery Cost in Washington
- Spinal Fusion Cost in Washington
- Spinal Fusion Cost in Washington
Imaging and scans
- Bone Density Test Cost in Washington
- CT Abdomen Cost in Washington
- CT Abdomen Cost in Washington
- CT Chest Cost in Washington
- CT Head Cost in Washington
- CT Scan Cost in Washington
- Doppler Ultrasound Cost in Washington
- Mammogram Cost in Washington
- MRI Brain Cost in Washington
- MRI Knee Cost in Washington
- MRI Cost in Washington
- PET Scan Cost in Washington
- Ultrasound Cost in Washington
- Xray Cost in Washington
Heart and cardiac tests
- Echocardiogram Cost in Washington
- Heart Catheterization Cost in Washington
- Nuclear Stress Test Cost in Washington
- Pacemaker Surgery Cost in Washington
- Treadmill Stress Test Cost in Washington
Sleep and breathing tests
- Home Sleep Test Cost in Washington
- Pulmonary Function Test Cost in Washington
- Sleep Study Cost in Washington
Scopes and screening
General surgery
- Appendectomy Cost in Washington
- Appendectomy Cost in Washington
- Breast Biopsy Cost in Washington
- Cholecystectomy Cost in Washington
- Cholecystectomy Cost in Washington
- Hernia Repair Cost in Washington
Lab tests
- A1C Test Cost in Washington
- CBC Blood Test Cost in Washington
- Cholesterol Test Cost in Washington
- Metabolic Panel Cost in Washington
- Thyroid Test (TSH) Cost in Washington
Ear, nose and throat
- Deviated Septum Surgery Cost in Washington
- Ear Tube Surgery Cost in Washington
- Hearing Test Cost in Washington
- Sinus Surgery Cost in Washington
- Tonsillectomy Cost in Washington
Urology and women's health
- Childbirth Cost in Washington
- Childbirth Cost in Washington
- Cystoscopy Cost in Washington
- D&C (Dilation and Curettage) Cost in Washington
- Hysterectomy Cost in Washington
- Hysterectomy Cost in Washington
- Hysteroscopy Cost in Washington
- Ovarian Cyst Removal Cost in Washington
- Prostate Biopsy Cost in Washington
- Vasectomy Cost in Washington
Eye care
- Cataract Surgery Cost in Washington
- Eye Injection Cost in Washington
- Glaucoma Laser Surgery Cost in Washington
- YAG Laser Surgery Cost in Washington
Infusions
Emergency care
Related Articles
Interested in understanding healthcare costs and managing your medical expenses?
- Free Cost EstimatorCalculate your exact out-of-pocket cost for any procedure
- Free Bill ScreenerCheck whether your bill and paperwork are ready for a professional review
- Family Bill TrackerTrack costs across every family member and every bill in one place
- ACL Surgery Cost GuideCompare ACL Surgery prices across all 50 states
- Deductible vs Out-of-Pocket MaximumLearn how insurance cost-sharing works and what you actually pay
- Cost ExplorerBrowse procedures and compare prices across the country
- Physical Therapy Cost GuideCompare Physical Therapy prices across all 50 states
- Knee Arthroscopy Cost GuideCompare Knee Arthroscopy prices across all 50 states
- Rotator Cuff Surgery Cost GuideCompare Rotator Cuff Surgery prices across all 50 states
About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
Connect on LinkedIn →Ready to take control of your healthcare costs?
Use the free cost estimator → · Get your bill screened for free → · See the family plan →