ACL Surgery Cost in Oregon (2026): Average Prices & What You'll Pay
What does a acl surgery cost in Oregon?
You could pay $3,090 or $7,936 for the same acl surgery in Oregon - depending entirely on which facility you choose. The median cash price across 27 reporting hospitals is $6,291. This data comes directly from hospital price transparency files published under federal law. The sections below break this down by coverage and by insurer.
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Where acl surgery costs vary in Oregon
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers and other facilities (colored by type). Click any pin for facility name and estimated cost range.
26+ people checked prices near them this month.
What you pay for a acl surgery depends on where you go and what is billed separately. Most patients find out after.
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Cheapest ACL Surgery Providers in Oregon
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs median ($6,291) |
|---|---|---|---|---|
| 1 | NORTHWEST MEDICAL FOUNDATION OF TILLAMOOK | OR | $2,071 | $4,220 below |
| 2 | Grande Ronde Hospital | La Grande, OR | $2,271 | $4,020 below |
| 3 | Harney District Hospital | Burns, OR | $2,596 | $3,695 below |
| 4 | WALLOWA COUNTY HEALTH CARE DISTRICT | OR | $2,706 | $3,585 below |
| 5 | OREGON HEALTH & SCIENCE UNIVERSITY | Portland, OR | $2,724 | $3,567 below |
| 6 | Bay Area Hospital District | OR | $2,821 | $3,470 below |
| 7 | Saint Alphonsus Medical Center - Ontario | Ontario, OR | $2,981 | $3,310 below |
| 8 | Good Shepherd Health Care System | Hermiston, OR | $3,528 | $2,763 below |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
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Quick take
- NORTHWEST MEDICAL FOUNDATION OF TILLAMOOK is the lowest-cost option at $2,071 - $4,220 below the median posted price ($6,291), just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $6,291, and it's often lower than what insurance pays before your deductible is satisfied.
- This dataset covers hospitals only - freestanding ASCs, which routinely run 30-60% cheaper for the same procedure, aren't included, so it's worth asking your doctor whether one is an option.
| Coverage | Hospitals with a rate | Typical range | Median |
|---|---|---|---|
| Medicare (national rate) | — | $7,413 to $7,413 | $7,413 |
| With insurance (commercial, average) | 22 | $1,195 to $19,883 | $14,626 |
| Without insurance (cash price) | 31 | $2,271 to $8,065 | $6,291 |
| Regence BlueCross BlueShield of Oregon | 18 | $1,080 to $25,775 | $18,209 |
| Cigna | 15 | $1,468 to $17,193 | $9,247 |
| UnitedHealthcare | 14 | $1,866 to $21,536 | $20,708 |
| Aetna | 11 | $1,609 to $13,320 | $13,320 |
Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.
How much does an ACL Surgery cost with Medicare in Oregon?
Medicare's national hospital outpatient payment for ACL Surgery is about $7,413 to $7,413 (typically near $7,413). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $1,483 on a $7,413 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.
Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.
How much does an ACL Surgery cost with insurance in Oregon?
Across 22 Oregon hospitals, the negotiated rates commercial insurers pay for ACL Surgery average $1,195 to $19,883 per hospital, with a median near $14,626. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.
Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.
How much does an ACL Surgery cost without insurance in Oregon?
Cash (self-pay) prices for ACL Surgery at 31 Oregon hospitals range from $2,271 to $8,065, with a median of $6,291. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.
Cash prices are the hospital’s published discounted rate for patients paying without insurance.
How much does an ACL Surgery cost with Regence BlueCross BlueShield of Oregon?
Regence BlueCross BlueShield of Oregon negotiated rates for ACL Surgery at 18 Oregon hospitals range from $1,080 to $25,775, with a median near $18,209. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.
Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.
How much does an ACL Surgery cost with Cigna in Oregon?
Cigna negotiated rates for ACL Surgery at 15 Oregon hospitals range from $1,468 to $17,193, with a median near $9,247. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.
How much does an ACL Surgery cost with UnitedHealthcare in Oregon?
UnitedHealthcare negotiated rates for ACL Surgery at 14 Oregon hospitals range from $1,866 to $21,536, with a median near $20,708. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.
How much does an ACL Surgery cost with Aetna in Oregon?
Aetna negotiated rates for ACL Surgery at 11 Oregon hospitals range from $1,609 to $13,320, with a median near $13,320. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.
How where you go changes what you pay for acl surgery
The same acl surgery bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.
- Facility fee $860–$90,084
- Professional fee $1,458–$3,888
Estimated from CMS fee schedules + commercial rate multipliers
- Facility fee $1,830–$90,084
- Professional fee $1,458–$3,888
Estimated from CMS fee schedules + commercial rate multipliers
Oregon Health & Science University (OHSU) anchors the academic tier and the Portland market. Providence Health and Legacy Health compete for commercial volume in Portland, while PeaceHealth covers the southern coast and Eugene corridor. Oregon passed aggressive price transparency legislation, and its hospital-reported data is among the most complete in the West.
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Why prices vary - and what it means for your coverage
A small number of hospitals (2) report prices above $16,004, including Legacy Silverton Medical Center at $8,148, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $6,291 versus $5,666 inpatient, so where a procedure happens often matters more than which hospital you pick. Setting drives most of the spread here: an ambulatory surgical center (ASC) is usually meaningfully cheaper than a hospital operating room for the same procedure, when your case qualifies.
On top of the facility price, your actual bill depends on your deductible, your out-of-pocket maximum, and whether every provider involved - not just the facility - is in-network.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$6,291 |
| Deductible met - 20% coinsurance | ~$1,258 |
| Out-of-network provider | $13,840+ |
Frequently asked questions: ACL Surgery costs in Oregon
How much does an ACL Surgery cost in Oregon?
The typical insurer-negotiated rate is $6,444, with most facilities between $1,053 and $7,936 (based on 27 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of Oregon hospitals run $2,271–$8,065; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get an ACL Surgery in Oregon?
Based on declared prices, the lowest posted price in our Oregon data is NORTHWEST MEDICAL FOUNDATION OF TILLAMOOK at about $2,071. By metro, Portland has the lowest median ($7,936). Freestanding ambulatory surgery centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is an ACL Surgery so much cheaper at some Oregon hospitals?
Typical prices vary about 7.5× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Oregon, the median cash (self-pay) price is $6,291 versus a median negotiated rate of $14,626 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for an ACL Surgery in Oregon?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- How to read your medical bill
- How to stop medical bill problems before they start
- How to negotiate your medical bills
- Allowed amount vs negotiated rate: what your EOB is really saying
- Understanding your UnitedHealthcare EOB
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CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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