X-Ray Cost in Louisville Jefferson County, KY (2026): Average Prices & What You'll Pay
What does a x-ray cost in Louisville Jefferson County, KY?
The same x-ray in Louisville Jefferson County, KY might cost you $53 at one facility and $59 at another - the building you walk into drives the difference. The median cash price across 13 reporting hospitals is $53. These figures come straight from hospital price transparency files published under federal law. The sections below break this down by coverage and by insurer.
Three low-priced facilities in Louisville Jefferson County, KY, from hospital price files
- UofL Health-Louisville Inc. · Louisville, KY $53
- UofL Health-Louisville Inc. · Shepherdville, KY $53
- UofL Health -Shelbyville, Inc. · Shelbyville, KY $53
Free: the typical range and the facilities above. Add your email and we send the full ranked list of all 13 facilities (PDF) plus a checklist of what to ask before you book. We don't sell your information (privacy policy).
Where x-ray costs vary in Louisville Jefferson County, KY
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers, imaging centers, and other facilities (colored by type). Click any pin for facility name and estimated cost range.
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Cheapest X-Ray Providers in Louisville Jefferson County, KY
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs Median |
|---|---|---|---|---|
| 1 | Hospital name hidden | Your City, KY | $226 | -$000 |
| 2 | UofL Health-Louisville Inc. | Louisville, KY | $53 | +$0 |
| 3 | UofL Health-Louisville Inc. | Shepherdville, KY | $53 | +$0 |
| 4 | UofL Health -Shelbyville, Inc. | Shelbyville, KY | $53 | +$0 |
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Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Email me this price comparison plus what to ask before booking
Sends a PDF with all 13 facilities ranked cheapest first, plus a short checklist of questions that change what you pay. We don't sell your information (privacy policy).
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
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Quick take
- Ask for the cash price if your deductible isn't met - the median cash price here is $53, and it's often lower than what insurance pays before your deductible is satisfied.
- Ask whether this procedure can be done at a freestanding ambulatory surgical center - they're typically 30-60% cheaper than a hospital for identical care, and most aren't in this hospital-only dataset.
| Coverage | Hospitals with a rate | Typical range | Median |
|---|---|---|---|
| Medicare (national rate) | — | $89 to $107 | $89 |
| With insurance (commercial, average) | 8 | $131 to $279 | $169 |
| Without insurance (cash price) | 24 | $41 to $212 | $53 |
| Anthem Blue Cross and Blue Shield | 7 | $140 to $257 | $212 |
| Aetna | 7 | $135 to $343 | $135 |
| Cigna | 7 | $163 to $325 | $164 |
| UnitedHealthcare | 6 | $117 to $222 | $142 |
Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.
How much does an X-ray cost with Medicare in Louisville Jefferson County, KY?
Medicare's national hospital outpatient payment for X-ray is about $89 to $107 (typically near $89). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $18 on a $89 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.
Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.
How much does an X-ray cost with insurance in Louisville Jefferson County, KY?
Across 8 Louisville Jefferson County, KY hospitals, the negotiated rates commercial insurers pay for X-ray average $131 to $279 per hospital, with a median near $169. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.
Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.
How much does an X-ray cost without insurance in Louisville Jefferson County, KY?
Cash (self-pay) prices for X-ray at 24 Louisville Jefferson County, KY hospitals range from $41 to $212, with a median of $53. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.
Cash prices are the hospital’s published discounted rate for patients paying without insurance.
How much does an X-ray cost with Anthem Blue Cross and Blue Shield in Louisville Jefferson County, KY?
Anthem Blue Cross and Blue Shield negotiated rates for X-ray at 7 Louisville Jefferson County, KY hospitals range from $140 to $257, with a median near $212. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.
Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.
How much does an X-ray cost with Aetna in Louisville Jefferson County, KY?
Aetna negotiated rates for X-ray at 7 Louisville Jefferson County, KY hospitals range from $135 to $343, with a median near $135. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.
How much does an X-ray cost with Cigna in Louisville Jefferson County, KY?
Cigna negotiated rates for X-ray at 7 Louisville Jefferson County, KY hospitals range from $163 to $325, with a median near $164. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.
How much does an X-ray cost with UnitedHealthcare in Louisville Jefferson County, KY?
UnitedHealthcare negotiated rates for X-ray at 6 Louisville Jefferson County, KY hospitals range from $117 to $222, with a median near $142. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.
Norton Healthcare and Baptist Health dominate Louisville, while UK HealthCare (University of Kentucky) and CHI Saint Joseph anchor the Lexington market. Kentucky has historically had high uninsured rates and elevated uncompensated care loads, which influences charity care policies and cash price discounting practices at many facilities. X-ray is the most commoditized of all imaging procedures, and price differences are almost entirely explained by facility type: a hospital outpatient chest X-ray can cost 5–10× more than the same study at an urgent care center or independent imaging clinic. For non-emergency X-rays, asking your physician for a referral to an outpatient imaging center rather than a hospital radiology department is the simplest and most reliable cost reduction available.
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Why prices vary - and what it means for your coverage
A small number of hospitals (6) report prices above $126, including JFK MEMORIAL HOSPITAL, INC. at $528, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $53 versus $374 inpatient (about 7.1× more), so where a procedure happens often matters more than which hospital you pick. Whether the scan happens in a hospital outpatient department (which adds a separate facility fee) or a freestanding imaging center is usually the single biggest driver of price for this procedure.
None of the prices above are what you'll necessarily owe: your deductible, out-of-pocket maximum, and each provider's network status all still apply.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$53 |
| Deductible met - 20% coinsurance | ~$11 |
| Out-of-network provider | $117+ |
Frequently asked questions: X-ray costs in Louisville Jefferson County, KY
How much does an X-ray cost in Louisville Jefferson County, KY?
The typical insurer-negotiated rate is $36, with most facilities between $16 and $53 (based on 23 hospitals reporting negotiated rates). Full market pricing - including cash rates, gross charges, and outlier facilities - ranges more widely, from $30 to $528 across all 13 Louisville Jefferson County, KY hospitals that publish prices. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get an X-ray in Louisville Jefferson County, KY?
Based on declared prices, the lowest-cost facility in our Louisville Jefferson County, KY data is St. Vincent Salem Hospital, Inc. at about $30. By metro, Louisville has the lowest median ($53). Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is an X-ray so much cheaper at some Louisville Jefferson County, KY hospitals?
Prices vary up to 17.6× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Louisville Jefferson County, KY, the median cash (self-pay) price is $53 versus a median negotiated rate of $169 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for an X-ray in Louisville Jefferson County, KY?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- How to read your medical bill
- How to stop medical bill problems before they start
- How to negotiate your medical bills
- Allowed amount vs negotiated rate: what your EOB is really saying
- How to read a Medicare Summary Notice
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CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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