X-Ray Cost in Rockford, IL (2026): Average Prices & What You'll Pay
What does a x-ray cost in Rockford, IL?
The same x-ray in Rockford, IL might cost you $114 at one facility and $181 at another - the building you walk into drives the difference. The median cash price across 2 reporting hospitals is $148. These figures come straight from hospital price transparency files published under federal law.
Where x-ray costs vary in Rockford, IL
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers, imaging centers, and other facilities (colored by type). Click any pin for facility name and estimated cost range.
26+ people checked prices near them this month.
Cheapest X-Ray Providers in Rockford, IL
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs Median |
|---|---|---|---|---|
| 1 | OSF Saint Anthony Medical Center | Rockford, IL | $232 | +$84 |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Quick take
- Ask for the cash price if your deductible isn't met - the median cash price here is $148, and it's often lower than what insurance pays before your deductible is satisfied.
- This dataset covers hospitals only - freestanding ASCs, which routinely run 30-60% cheaper for the same procedure, aren't included, so it's worth asking your doctor whether one is an option.
Illinois presents two distinct markets: Chicago (highly competitive, high commercial rates, major academic medical centers) and downstate (lower density, smaller regional systems, lower rates). Northwestern Medicine, Advocate Aurora Health, and Rush University Medical Center compete aggressively in the Chicago market. Downstate Illinois prices typically run 20–35% below Chicago-area rates for identical services. X-ray is the most commoditized of all imaging procedures, and price differences are almost entirely explained by facility type: a hospital outpatient chest X-ray can cost 5–10× more than the same study at an urgent care center or independent imaging clinic. For non-emergency X-rays, asking your physician for a referral to an outpatient imaging center rather than a hospital radiology department is the simplest and most reliable cost reduction available.
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Why prices vary - and what it means for your coverage
Setting matters too: the median outpatient price is $63 versus $232 inpatient (about 3.7× more), so where a procedure happens often matters more than which hospital you pick. Whether the scan happens in a hospital outpatient department (which adds a separate facility fee) or a freestanding imaging center is usually the single biggest driver of price for this procedure.
What you pay out of pocket on top of this depends on your deductible, your plan's out-of-pocket maximum, and whether every provider involved is in-network - not just the facility.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$148 |
| Deductible met - 20% coinsurance | ~$30 |
| Out-of-network provider | $326+ |
Frequently asked questions: X-ray costs in Rockford, IL
How much does an X-ray cost in Rockford, IL?
Across 2 Rockford, IL hospitals that publish prices, an X-ray ranges from $63 to $232, with a median of $148. Most facilities fall between $105 and $181. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get an X-ray in Rockford, IL?
Based on declared prices, the lowest-cost facility in our Rockford, IL data is Rockford Memorial Hospital in Rockford at about $63. By metro, Rockford has the lowest median ($148). Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is an X-ray so much cheaper at some Rockford, IL hospitals?
Prices vary up to 3.7× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Rockford, IL, the median cash (self-pay) price is $148 versus a median negotiated rate of $63 - about 2.3× higher. Asking for the cash price or your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for an X-ray in Rockford, IL?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Deductible vs out-of-pocket max
- How to negotiate your medical bills
- EOB vs medical bill: complete guide
- Already have a bill? Check it for errors
- How to read an EOB line by line
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CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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