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X-Ray Cost in Naples, FL (2026): Average Prices & What You'll Pay

What does a x-ray cost in Naples, FL?

You could pay $278 or $418 for the same x-ray in Naples, FL - depending entirely on which facility you choose. The median cash price across 3 reporting hospitals is $418. This data comes directly from hospital price transparency files published under federal law.

Where x-ray costs vary in Naples, FL

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers, imaging centers, and other facilities (colored by type). Click any pin for facility name and estimated cost range.

Hospital (below avg) Hospital (above avg) Click a pin for details.

26+ people checked prices near them this month.

Cheapest X-Ray Providers in Naples, FL

Based on declared cash/self-pay prices from CMS hospital price transparency files.

# Facility City Price vs Median
1 Physicians Regional Med Center - Pine Ridge Naples, FL $418 +$0
2 Physicians Regional Med Center - North Naples, FL $418 +$0

Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.

Quick take

  • Ask for the cash price if your deductible isn't met - the median cash price here is $418, and it's often lower than what insurance pays before your deductible is satisfied.
  • Freestanding ambulatory surgical centers (ASCs) are often 30-60% cheaper than hospital outpatient departments for the same procedure and may not appear in this hospital-only dataset - ask your doctor if one is an option.

Florida has one of the most fragmented hospital markets in the country - HCA Healthcare (the nation's largest for-profit system, headquartered in Nashville), AdventHealth, BayCare, and dozens of independents compete aggressively in major metros. South Florida prices track higher than the rest of the state, driven by higher wage indices and a larger share of complex specialty care. Rural northern Florida has extensive critical access hospital coverage. X-ray is the most commoditized of all imaging procedures, and price differences are almost entirely explained by facility type: a hospital outpatient chest X-ray can cost 5–10× more than the same study at an urgent care center or independent imaging clinic. For non-emergency X-rays, asking your physician for a referral to an outpatient imaging center rather than a hospital radiology department is the simplest and most reliable cost reduction available.

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Why prices vary - and what it means for your coverage

Setting matters too: the median outpatient price is $418 versus $68 inpatient, so where a procedure happens often matters more than which hospital you pick. Whether the scan happens in a hospital outpatient department (which adds a separate facility fee) or a freestanding imaging center is usually the single biggest driver of price for this procedure.

What you pay out of pocket on top of this depends on your deductible, your plan's out-of-pocket maximum, and whether every provider involved is in-network - not just the facility.

Your situation Estimated out-of-pocket
Deductible not yet met ~$418
Deductible met - 20% coinsurance ~$84
Out-of-network provider $920+

Frequently asked questions: X-ray costs in Naples, FL

How much does an X-ray cost in Naples, FL?

Across 3 Naples, FL hospitals that publish prices, an X-ray ranges from $68 to $418, with a median of $418. Most facilities fall between $243 and $418. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get an X-ray in Naples, FL?

Based on declared prices, the lowest-cost facility in our Naples, FL data is Naples Community Hospital in Naples at about $68. By metro, Naples has the lowest median ($418). Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.

Why is an X-ray so much cheaper at some Naples, FL hospitals?

Prices vary up to 6.1× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Naples, FL, the median cash (self-pay) price is $418 versus a median negotiated rate of $86 - about 4.9× higher. Asking for the cash price or your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for an X-ray in Naples, FL?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Before you book

Other procedures in Naples, FL

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About the Author

John Caruso, FSA, MAAA

Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.

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Published June 12, 2026

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