Xray Cost in Arkansas (2026): Average Prices & What You'll Pay
What does a xray cost in Arkansas?
An xray in Arkansas is priced differently for each type of coverage. With commercial insurance it typically runs $54–$154, facility and physician fees combined. Medicare pays one national rate to every provider, and you generally owe about 20% of it (around $18) after the Part B deductible. Without insurance, posted hospital cash prices run $19–$189. The sections below break this down by coverage and by insurer. This estimate is based on CMS fee schedules and hospital price transparency data published under federal law.
Once you have a bill or an appointment on the calendar, CostKits can help you keep it all organized.
Where xray costs vary in Arkansas
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers, imaging centers, and other facilities (colored by type). Click any pin for facility name and estimated cost range.
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Cheapest Xray Providers in Arkansas
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs median ($74) |
|---|---|---|---|---|
| 1 | Mena Hospital Commission | Mena, AR | $19 | $55 below |
| 2 | Southwest Arkansas Regional Medical Center | AR | $19 | $55 below |
| 3 | ST ANTHONY'S HOSPITAL ASSOCIATION | Morrilton, AR | $19 | $55 below |
| 4 | North Arkansas Regional Medical Center | Harrison, AR | $19 | $55 below |
| 5 | UAMS Health Benton-Bryant | Bryant, AR | $21 | $53 below |
| 6 | University of Arkansas for Medical Sciences | Little Rock, AR | $21 | $53 below |
| 7 | ST. VINCENT INFIRMARY MEDICAL CENTER | Sherwood, AR | $26 | $48 below |
| 8 | Baptist Health Medical Center - Heber Springs | AR | $29 | $45 below |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
Estimate your out-of-pocket cost → · When the bills arrive, we check them for errors →
Quick take
- Mena Hospital Commission is the lowest-cost option at $19 - $55 below the median posted price ($74), just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $58, and it's often lower than what insurance pays before your deductible is satisfied.
- Freestanding ambulatory surgical centers (ASCs) are often 30-60% cheaper than hospital outpatient departments for the same procedure and may not appear in this hospital-only dataset - ask your doctor if one is an option.
| Coverage | Hospitals with a rate | Typical range | Median |
|---|---|---|---|
| Medicare (national rate) | — | $89 to $107 | $89 |
| With insurance (commercial, average) | 35 | $12 to $133 | $83 |
| Without insurance (cash price) | 82 | $19 to $189 | $58 |
| Arkansas Blue Cross and Blue Shield | 28 | $14 to $105 | $77 |
| Cigna | 20 | $35 to $187 | $76 |
| Aetna | 18 | $35 to $198 | $81 |
| UnitedHealthcare | 18 | $62 to $191 | $129 |
Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.
How much does an X-ray cost with Medicare in Arkansas?
Medicare's national hospital outpatient payment for X-ray is about $89 to $107 (typically near $89). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $18 on a $89 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.
Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.
How much does an X-ray cost with insurance in Arkansas?
Across 35 Arkansas hospitals, the negotiated rates commercial insurers pay for X-ray average $12 to $133 per hospital, with a median near $83. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.
Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.
How much does an X-ray cost without insurance in Arkansas?
Cash (self-pay) prices for X-ray at 82 Arkansas hospitals range from $19 to $189, with a median of $58. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.
Cash prices are the hospital’s published discounted rate for patients paying without insurance.
How much does an X-ray cost with Arkansas Blue Cross and Blue Shield?
Arkansas Blue Cross and Blue Shield negotiated rates for X-ray at 28 Arkansas hospitals range from $14 to $105, with a median near $77. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.
Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.
How much does an X-ray cost with Cigna in Arkansas?
Cigna negotiated rates for X-ray at 20 Arkansas hospitals range from $35 to $187, with a median near $76. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.
How much does an X-ray cost with Aetna in Arkansas?
Aetna negotiated rates for X-ray at 18 Arkansas hospitals range from $35 to $198, with a median near $81. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.
How much does an X-ray cost with UnitedHealthcare in Arkansas?
UnitedHealthcare negotiated rates for X-ray at 18 Arkansas hospitals range from $62 to $191, with a median near $129. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.
How where you go changes what you pay for xray
The same xray bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.
- Facility fee $16–$1,154
- Professional fee $39–$244
Estimated from CMS fee schedules + commercial rate multipliers
- Facility fee $16–$1,154
- Professional fee $39–$244
Estimated from CMS fee schedules + commercial rate multipliers
- technical_component $28–$83
- professional_interpretation $12–$40
Estimated from CMS fee schedules + commercial rate multipliers
Arkansas Blue Cross Blue Shield dominates commercial insurance contracting statewide, creating relatively uniform negotiated rates across most major health systems. UAMS (University of Arkansas for Medical Sciences) and Baptist Health anchor the major institutional tiers; rural Arkansas has extensive critical access hospital coverage where cash prices may be higher than urban facilities despite lower local costs. X-ray is the most commoditized of all imaging procedures, and price differences are almost entirely explained by facility type: a hospital outpatient chest X-ray can cost 5–10× more than the same study at an urgent care center or independent imaging clinic. For non-emergency X-rays, asking your physician for a referral to an outpatient imaging center rather than a hospital radiology department is the simplest and most reliable cost reduction available.
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Why prices vary - and what it means for your coverage
A small number of hospitals (7) report prices above $310, including Siloam Springs Arkansas Hospital Company LLC at $636, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $58 versus $118 inpatient (about 2× more), so where a procedure happens often matters more than which hospital you pick. Whether the scan happens in a hospital outpatient department (which adds a separate facility fee) or a freestanding imaging center is usually the single biggest driver of price for this procedure.
What you pay out of pocket on top of this depends on your deductible, your plan's out-of-pocket maximum, and whether every provider involved is in-network - not just the facility.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$92 |
| Deductible met - 20% coinsurance | ~$18 |
| Out-of-network provider | $202+ |
Frequently asked questions: X-ray costs in Arkansas
How much does an X-ray cost in Arkansas?
The typical insurer-negotiated rate is $17, with most facilities between $11 and $31 (based on 76 hospitals reporting negotiated rates). That is the hospital's negotiated rate alone; with physician fees, a commercially insured patient's full episode is typically $54–$154. Posted cash prices at the middle 80% of Arkansas hospitals run $19–$189; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get an X-ray in Arkansas?
Based on declared prices, the lowest posted price in our Arkansas data is Mena Hospital Commission in Mena at about $19. By metro, Little Rock has the lowest median ($50). Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is an X-ray so much cheaper at some Arkansas hospitals?
Typical prices vary about 2.8× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Arkansas, the median cash (self-pay) price is $58 versus a median negotiated rate of $83 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for an X-ray in Arkansas?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- How to read your medical bill
- How to stop medical bill problems before they start
- How to negotiate your medical bills
- Allowed amount vs negotiated rate: what your EOB is really saying
- Understanding your UnitedHealthcare EOB
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CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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