Sleep Study Cost in Kentucky (2026): Average Prices & What You'll Pay
What does a sleep study cost in Kentucky?
The same sleep study in Kentucky might cost you $869 at one facility and $2,452 at another - the building you walk into drives the difference. The median cash price across 51 reporting hospitals is $1,429. These figures come straight from hospital price transparency files published under federal law. The sections below break this down by coverage and by insurer.
Three low-priced facilities in Kentucky, from hospital price files
- Pikeville Medical Center · Pikeville, KY $805
- UofL Health · Louisville, KY $831
- St Elizabeth Edgewood · Edgewood, KY $851
All 51 facilities are listed below, free.
Where sleep study costs vary in Kentucky
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby outpatient clinics and other facilities (colored by type). Click any pin for facility name and estimated cost range.
26+ people checked prices near them this month.
What you pay for a sleep study depends on where you go and what is billed separately. Most patients find out after.
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Cheapest Sleep Study Providers in Kentucky
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs median ($1,429) |
|---|---|---|---|---|
| 1 | Pikeville Medical Center | Pikeville, KY | $805 | $624 below |
| 2 | UofL Health | Louisville, KY | $831 | $598 below |
| 3 | St Elizabeth Edgewood | Edgewood, KY | $851 | $578 below |
| 4 | Jennie Stuart Medical Center | KY | $864 | $565 below |
| 5 | UofL Health-Louisville Inc. | Louisville, KY | $869 | $560 below |
| 6 | UofL Health -Shelbyville, Inc. | Shelbyville, KY | $869 | $560 below |
| 7 | Crittenden Community Hospital | Marion, KY | $911 | $518 below |
| 8 | Deaconess Health System Union County Hospital | Morganfield, KY | $918 | $511 below |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
Estimate your out-of-pocket cost → · When the bills arrive, we check them for errors →
Quick take
- Pikeville Medical Center is the lowest-cost option at $805 - $624 below the median posted price ($1,429), just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $1,429, and it's often lower than what insurance pays before your deductible is satisfied.
- Doctor offices and independent clinics may charge differently from hospitals for the same service and may not appear in this hospital-only dataset. Ask your doctor whether another site is an option.
| Coverage | Hospitals with a rate | Typical range | Median |
|---|---|---|---|
| Medicare (national rate) | — | $877 to $877 | $877 |
| With insurance (commercial, average) | 44 | $285 to $2,733 | $1,929 |
| Without insurance (cash price) | 72 | $572 to $3,794 | $1,429 |
| Anthem Blue Cross and Blue Shield | 29 | $8 to $3,456 | $2,048 |
| Aetna | 26 | $7 to $4,541 | $3,028 |
| UnitedHealthcare | 26 | $564 to $3,134 | $1,397 |
| Cigna | 22 | $7 to $3,282 | $2,656 |
Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.
How much does a sleep study cost with Medicare in Kentucky?
Medicare's national hospital outpatient payment for sleep study is about $877 to $877 (typically near $877). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $175 on a $877 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.
Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.
How much does a sleep study cost with insurance in Kentucky?
Across 44 Kentucky hospitals, the negotiated rates commercial insurers pay for sleep study average $285 to $2,733 per hospital, with a median near $1,929. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.
Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.
How much does a sleep study cost without insurance in Kentucky?
Cash (self-pay) prices for sleep study at 72 Kentucky hospitals range from $572 to $3,794, with a median of $1,429. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.
Cash prices are the hospital’s published discounted rate for patients paying without insurance.
How much does a sleep study cost with Anthem Blue Cross and Blue Shield in Kentucky?
Anthem Blue Cross and Blue Shield negotiated rates for sleep study at 29 Kentucky hospitals range from $8 to $3,456, with a median near $2,048. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.
Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.
How much does a sleep study cost with Aetna in Kentucky?
Aetna negotiated rates for sleep study at 26 Kentucky hospitals range from $7 to $4,541, with a median near $3,028. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.
How much does a sleep study cost with UnitedHealthcare in Kentucky?
UnitedHealthcare negotiated rates for sleep study at 26 Kentucky hospitals range from $564 to $3,134, with a median near $1,397. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.
How much does a sleep study cost with Cigna in Kentucky?
Cigna negotiated rates for sleep study at 22 Kentucky hospitals range from $7 to $3,282, with a median near $2,656. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.
How where you go changes what you pay for sleep study
The same sleep study bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.
- Facility fee $330–$7,129
- Professional fee $947–$4,152
Estimated from CMS fee schedules + commercial rate multipliers
- Facility fee $330–$5,843
- Professional fee $947–$4,152
Estimated from CMS fee schedules + commercial rate multipliers
Norton Healthcare and Baptist Health dominate Louisville, while UK HealthCare (University of Kentucky) and CHI Saint Joseph anchor the Lexington market. Kentucky has historically had high uninsured rates and elevated uncompensated care loads, which influences charity care policies and cash price discounting practices at many facilities.
Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →
Why prices vary - and what it means for your coverage
A small number of hospitals (3) report prices above $5,246, including MERCY HEALTH LOURDES HOSPITAL LLC at $7,129, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $1,429 versus $2,612 inpatient (about 1.8× more), so where a procedure happens often matters more than which hospital you pick.
On top of the facility price, your actual bill depends on your deductible, your out-of-pocket maximum, and whether every provider involved - not just the facility - is in-network.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$1,429 |
| Deductible met - 20% coinsurance | ~$286 |
| Out-of-network provider | $3,144+ |
Frequently asked questions: sleep study costs in Kentucky
How much does a sleep study cost in Kentucky?
The typical insurer-negotiated rate is $851, with most facilities between $575 and $869 (based on 51 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of Kentucky hospitals run $572–$3,794; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get a sleep study in Kentucky?
Based on declared prices, the lowest posted price in our Kentucky data is Pikeville Medical Center in Pikeville at about $805. By metro, Edgewood has the lowest median ($851).
Why is a sleep study so much cheaper at some Kentucky hospitals?
Typical prices vary about 1.5× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Kentucky, the median cash (self-pay) price is $1,429 versus a median negotiated rate of $1,929 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for a sleep study in Kentucky?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Allowed amount vs negotiated rate: what your EOB is really saying
- How to read your medical bill
- Deductible vs out-of-pocket max
- Already have a bill? Check it for errors
- How to read a Medicare Summary Notice
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CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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