Physical Therapy Cost in Utah (2026): Average Prices & What You'll Pay
What does a physical therapy cost in Utah?
The same physical therapy in Utah might cost you $80 at one facility and $102 at another - the building you walk into drives the difference. The median cash price across 48 reporting hospitals is $95. These figures come straight from hospital price transparency files published under federal law. The sections below break this down by coverage and by insurer.
Three low-priced facilities in Utah, from hospital price files
- IHC Health Services Inc., DBA Intermountain Health Park City Hospital · Park City, UT $78
- IHC Health Services Inc., DBA Intermountain Health Utah Valley Hospital · Provo, UT $78
- IHC Health Services Inc., DBA Intermountain Health Riverton Hospital · Riverton, UT $78
All 48 facilities are listed below, free.
Where physical therapy costs vary in Utah
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby outpatient clinics and other facilities (colored by type). Click any pin for facility name and estimated cost range.
26+ people checked prices near them this month.
What you pay for a physical therapy depends on where you go and what is billed separately. Most patients find out after.
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Cheapest Physical Therapy Providers in Utah
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs median ($95) |
|---|---|---|---|---|
| 1 | IHC Health Services Inc., DBA Intermountain Health Park City Hospital | Park City, UT | $78 | $17 below |
| 2 | IHC Health Services Inc., DBA Intermountain Health Utah Valley Hospital | Provo, UT | $78 | $17 below |
| 3 | IHC Health Services Inc., DBA Intermountain Health Riverton Hospital | Riverton, UT | $78 | $17 below |
| 4 | IHC Health Services Inc., DBA Intermountain Health Cedar City Hospital | Cedar City, UT | $78 | $17 below |
| 5 | IHC Health Services Inc., DBA Intermountain Health Bear River Valley Hospital | Tremonton, UT | $78 | $17 below |
| 6 | IHC Health Services Inc., DBA Intermountain Health McKay-Dee Hospital | Ogden, UT | $78 | $17 below |
| 7 | IHC Health Services Inc., DBA Intermountain Health Sevier Valley Hospital | Richfield, UT | $78 | $17 below |
| 8 | IHC Health Services Inc., DBA Intermountain Health Logan Regional Hospital | Logan, UT | $80 | $15 below |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
Estimate your out-of-pocket cost → · When the bills arrive, we check them for errors →
Quick take
- IHC Health Services Inc., DBA Intermountain Health Park City Hospital is the lowest-cost option at $78 - $17 below the median posted price ($95), just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $95, and it's often lower than what insurance pays before your deductible is satisfied.
- Doctor offices and independent clinics may charge differently from hospitals for the same service and may not appear in this hospital-only dataset. Ask your doctor whether another site is an option.
| Coverage | Hospitals with a rate | Typical range | Median |
|---|---|---|---|
| Medicare (national rate) | — | $101 to $101 | $101 |
| With insurance (commercial, average) | 16 | $88 to $175 | $102 |
| Without insurance (cash price) | 55 | $74 to $152 | $95 |
| Regence BlueCross BlueShield of Utah | 16 | $88 to $118 | $95 |
| Aetna | 15 | $115 to $176 | $162 |
| Cigna | 15 | $85 to $148 | $94 |
| Humana | 10 | $80 to $90 | $80 |
Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.
How much does a physical therapy cost with Medicare in Utah?
Medicare's national fee-schedule payment for physical therapy is about $101 to $101 (typically near $101). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $20 on a $101 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.
Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.
How much does a physical therapy cost with insurance in Utah?
Across 16 Utah hospitals, the negotiated rates commercial insurers pay for physical therapy average $88 to $175 per hospital, with a median near $102. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.
Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.
How much does a physical therapy cost without insurance in Utah?
Cash (self-pay) prices for physical therapy at 55 Utah hospitals range from $74 to $152, with a median of $95. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.
Cash prices are the hospital’s published discounted rate for patients paying without insurance.
How much does a physical therapy cost with Regence BlueCross BlueShield of Utah?
Regence BlueCross BlueShield of Utah negotiated rates for physical therapy at 16 Utah hospitals range from $88 to $118, with a median near $95. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.
Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.
How much does a physical therapy cost with Aetna in Utah?
Aetna negotiated rates for physical therapy at 15 Utah hospitals range from $115 to $176, with a median near $162. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.
How much does a physical therapy cost with Cigna in Utah?
Cigna negotiated rates for physical therapy at 15 Utah hospitals range from $85 to $148, with a median near $94. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.
How much does a physical therapy cost with Humana in Utah?
Humana negotiated rates for physical therapy at 10 Utah hospitals range from $80 to $90, with a median near $80. If a hospital is out of network for your Humana plan, you may owe more than the negotiated rate, so check the network first.
How where you go changes what you pay for physical therapy
The same physical therapy bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.
- Facility fee $71–$332
- Professional fee $150–$400
Estimated from CMS fee schedules + commercial rate multipliers
- Facility fee $85–$280
- Professional fee $150–$400
Estimated from CMS fee schedules + commercial rate multipliers
Intermountain Health dominates the Utah market with over 50% of acute care beds and its own insurance arm, SelectHealth. If you're covered by SelectHealth, the posted prices here may not apply. For commercial patients not using Intermountain-affiliated plans, prices in Utah's urban Wasatch Front markets run below the Mountain West average.
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Why prices vary - and what it means for your coverage
A small number of hospitals (7) report prices above $135, including UNIVERSITY OF UTAH HOSPITAL AND CLINICS at $332, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $95 versus $188 inpatient (about 2× more), so where a procedure happens often matters more than which hospital you pick.
What you pay out of pocket on top of this depends on your deductible, your plan's out-of-pocket maximum, and whether every provider involved is in-network - not just the facility.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$95 |
| Deductible met - 20% coinsurance | ~$19 |
| Out-of-network provider | $209+ |
Frequently asked questions: physical therapy costs in Utah
How much does a physical therapy cost in Utah?
The typical insurer-negotiated rate is $80, with most facilities between $72 and $95 (based on 48 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of Utah hospitals run $74–$152; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get a physical therapy in Utah?
Based on declared prices, the lowest posted price in our Utah data is IHC Health Services Inc., DBA Intermountain Health Park City Hospital in Park City at about $78. By metro, Ogden has the lowest median ($78).
Why is a physical therapy so much cheaper at some Utah hospitals?
Typical prices vary about 1.3× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Utah, the median cash (self-pay) price is $95 versus a median negotiated rate of $102 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for a physical therapy in Utah?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Deductible vs out-of-pocket max
- How to negotiate your medical bills
- EOB vs medical bill: complete guide
- Already have a bill? Check it for errors
- How to read a Medicare Summary Notice
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CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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