Knee MRI Cost in South Dakota (2026): Average Prices & What You'll Pay

What does a knee mri cost in South Dakota?

A typical knee mri in South Dakota costs $3,223–$4,448 for a commercially insured patient, including facility and physician fees. The median reported facility price across 42 hospitals is $3,732. This estimate is based on CMS fee schedules and hospital price transparency data published under federal law.

Where you go inside South Dakota counts as much as which plan you have: Sioux Falls's median ($5,068) runs 18.2× Madison's ($279). South Dakota prices for a knee mri span 69.4× across 42 reporting hospitals, from $110 (Black Hills Surgical Hospital in Rapid City) up to $7,638 (Avera St. Benedicts in Parkston) for identical care. The median South Dakota price is $3,732. Most facilities fall between $2,968 and $4,290. Self-pay patients are quoted more than insurers actually pay: the median cash price is $3,732 versus a median negotiated rate of $1,288 — about 2.9× higher, so asking for the cash or insurer-negotiated rate is often the single biggest lever on your bill.

Where knee mri costs vary in South Dakota

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers, imaging centers, and other facilities (colored by type). Click any pin for facility name and estimated cost range.

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The facility you choose matters more than almost anything else — the same procedure, same quality, same state can cost 5× more at one hospital versus the one down the road.

→ Compare all procedure costs   → Knee MRI costs nationwide

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Lower-cost options in South Dakota start around $2,968 or below. Most hospitals cluster between $2,968 and $4,469. A smaller group reports prices above that — often academic medical centers or high-cost markets.

If you're comparing specific hospitals, the lowest self-pay rates reported in this dataset include: Madison Regional Health System in Madison (cash price from $279); Sanford USD Medical Center in Sioux Falls (cash price from $312); Dunes Surgical Hospital in Dakota Dunes (cash price from $375). These are declared cash prices — contact each facility for a formal quote before scheduling.

South Dakota Knee MRI prices by facility

All prices below come from hospital chargemasters — the official price lists each hospital must publish under federal law. Gross charge is the undiscounted list price; cash price is the self-pay rate; negotiated range covers the spread across insurance contracts.

Source: CMS hospital price transparency machine-readable files. vs Median = savings or premium relative to the state median price. Gross Charge = undiscounted list price for reference.

Received a bill? Check it for errors → Estimate YOUR cost before you go →

Compare other procedures in South Dakota:

• Appendectomy Cost in South Dakota
• Cataract Surgery Cost in South Dakota

Where you can save the most on knee mri in South Dakota

These facilities have the lowest declared prices relative to the state median — they represent the best opportunities to reduce your out-of-pocket cost for this procedure.

Most expensive knee mri providers in South Dakota

These facilities report the highest prices for this procedure. Academic medical centers and specialty hospitals often top this list — their gross charges rarely reflect what anyone actually pays, but understanding the spread helps you negotiate.

Why prices vary this much

Setting drives much of the gap in South Dakota: the median outpatient price is $3,730 versus $3,666 inpatient, so where a procedure is performed often matters more than which hospital you choose. Of the South Dakota facilities reporting prices, 22 fall in a low-cost tier (up to $2,968) while 24 sit in a high-cost tier ($4,469 and up) — a lower-priced option almost always exists within the same state.

Among the cities with the most reporting hospitals, Sioux Falls has a median reported price of $5,068 across 6 facilities, while facilities in Madison tend to report lower prices (median: $279). City-level variation within a state often reflects local market structure, not procedure complexity.

The spread comes from how each hospital sets its chargemaster (the undiscounted list price), what cash discounts it applies, and what rates it negotiates with each insurer. Facility classification matters too — a hospital-owned outpatient center adds a facility fee that a freestanding clinic does not. Understanding these mechanics is the first step to paying less.

Learn more:
→ Allowed amount vs negotiated rate — what your EOB is really saying
→ How to read your medical bill
→ Why hospital prices are so hard to find — and what to do about it

How insurance changes what you actually pay

Hospital list prices are only part of the picture. What you pay out of pocket depends on your deductible, your plan's out-of-pocket maximum, whether the facility is in-network, and whether your plan classifies the visit as outpatient or inpatient. A lower gross charge doesn't guarantee a lower bill if the facility is out-of-network or adds facility fees your plan doesn't cover.

Understand your cost before you go:
→ Deductible vs out-of-pocket max
→ EOB vs medical bill — complete guide
→ How to stop medical bill problems before they start (in-network vs out-of-network)

Compare knee mri costs in nearby states

• New York
• California
• Texas
• Florida

Frequently asked questions: knee mri costs in South Dakota

How much does a knee mri cost in South Dakota?

Across 42 South Dakota hospitals that publish prices, a knee mri ranges from $110 to $7,638, with a median of $3,732. Most facilities fall between $2,968 and $4,290. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get a knee mri in South Dakota?

Based on declared prices, the lowest-cost facility in our South Dakota data is Madison Regional Health System in Madison at about $279. By metro, Madison has the lowest median ($279). Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data — ask your doctor whether one is an option.

Why is a knee mri so much cheaper at some South Dakota hospitals?

Prices vary up to 69.4× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In South Dakota, the median cash (self-pay) price is $3,732 versus a median negotiated rate of $1,288 — about 2.9× higher. Asking for the cash price or your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for a knee mri in South Dakota?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network — not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Explore all knee mri cost data

→ See knee mri costs across all states

CostKits compiles hospital price transparency data to help families make informed decisions. If you've received a bill for this procedure:
→ Analyze your medical bill for errors
→ How to negotiate your medical bills
→ Track and manage your healthcare costs (free account)