Brain MRI Cost in Nashville, TN (2026): Average Prices & What You'll Pay
What does a brain mri cost in Nashville, TN?
Where you have a brain mri done in Nashville, TN swings the bill from $204 to $3,635 for identical care. The median cash price across 27 reporting hospitals is $446. The numbers are pulled directly from federally mandated hospital price transparency files. Pick your coverage in the tabs below to see your number.
Insurance
With commercial insurance, brain mri in Nashville, TN typically runs $204–$3,635, facility and physician fees combined. What you pay out of pocket depends on your deductible and coinsurance.
Medicare
Medicare pays the same national rate to every provider that accepts it, adjusted slightly for local wages, so choosing a different hospital doesn't change what Medicare pays. For brain mri that rate is about $266–$356 (typically near $356). After the $257 Part B deductible you generally pay 20% of the approved amount, about $71.
Read the full Medicare coverage guide →
Your personalized cost report includes:
- ✓ Why the exact same scan costs $400 at one site and $2,200 at another
- ✓ The separate radiologist bill most patients miss (and how to verify it's in-network)
- ✓ When contrast adds a charge - and when to ask if you need it
- ✓ The questions to ask before scheduling that protect you from surprise bills
- ✓ A real patient billing breakdown, line by line
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Medicaid
Medicaid is run by each state, and it pays fixed rates to the providers that accept it, so the price doesn't change from one hospital to the next. Most people on Medicaid owe nothing or a small copay for covered care, but what's covered and what you owe depends on your state and plan. CostKits doesn't show a Medicaid price here because those rates are set by the state, not negotiated by each hospital. The question that matters is whether the provider accepts your Medicaid plan, so ask before you schedule.
Your personalized cost report includes:
- ✓ Why the exact same scan costs $400 at one site and $2,200 at another
- ✓ The separate radiologist bill most patients miss (and how to verify it's in-network)
- ✓ When contrast adds a charge - and when to ask if you need it
- ✓ The questions to ask before scheduling that protect you from surprise bills
- ✓ A real patient billing breakdown, line by line
Free for patients - takes 30 seconds to get.
We'll send a sign-in link to your email — click it to get your guide. No account required, no spam.
No insurance
Posted cash prices for brain mri at 28 Nashville, TN hospitals range from $163–$9,708, with a median of $446. The lowest posted price we found is Saint Thomas Regional Hospitals at $167. Ask for the cash or self-pay price and for the hospital’s financial-assistance policy before you book.
Once you have a bill or an appointment on the calendar, CostKits can help you keep it all organized.
Where brain mri costs vary in Nashville, TN
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby imaging centers and other facilities (colored by type). Click any pin for facility name and estimated cost range.
26+ people checked prices near them this month.
Hospital MRI costs run 2–5× more than independent imaging centers. Most patients never knew they had a choice.
Your personalized cost report includes:
- ✓ Why the exact same scan costs $400 at one site and $2,200 at another
- ✓ The separate radiologist bill most patients miss (and how to verify it's in-network)
- ✓ When contrast adds a charge - and when to ask if you need it
- ✓ The questions to ask before scheduling that protect you from surprise bills
- ✓ A real patient billing breakdown, line by line
Free for patients - takes 30 seconds to get.
We'll send a sign-in link to your email - click it to get your guide. No account required, no spam.
Cheapest Brain MRI Providers in Nashville, TN
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs Median |
|---|---|---|---|---|
| 1 | Hospital name hidden | Your City, TN | $779 | -$000 |
| 2 | Saint Thomas Hickman Hospital | TN | $182 | -$264 |
| 3 | Saint Thomas Rutherford Hospital | TN | $182 | -$264 |
| 4 | Saint Thomas West Hospital | TN | $182 | -$264 |
| 5 | Hospital name hidden | Your City, TN | $775 | -$000 |
| 6 | Hospital name hidden | Your City, TN | $774 | -$000 |
| 7 | Hospital name hidden | Your City, TN | $773 | -$000 |
Your ranked price list is on its way to your email. Open the PDF now.
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Email me this price comparison plus what to ask before booking
Sends a PDF with all 27 facilities ranked cheapest first, plus a short checklist of questions that change what you pay. We don't sell your information (privacy policy).
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
Estimate your out-of-pocket cost → · When the bills arrive, we check them for errors →
Quick take
- Saint Thomas Regional Hospitals is the lowest-cost option at $167 - $279 below the state median, just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $446, and it's often lower than what insurance pays before your deductible is satisfied.
- Independent imaging centers often charge much less than hospital outpatient departments for the same scan and may not appear in this hospital-only dataset - ask your doctor whether one is an option.
| Coverage | Hospitals with a rate | Typical range | Median |
|---|---|---|---|
| Medicare (national rate) | — | $266 to $356 | $356 |
| With insurance (commercial, average) | 21 | $351 to $2,617 | $848 |
| Without insurance (cash price) | 28 | $163 to $9,708 | $446 |
| BlueCross BlueShield of Tennessee | 18 | $205 to $569 | $344 |
| Cigna | 17 | $401 to $3,691 | $1,309 |
| Aetna | 15 | $535 to $543 | $541 |
| UnitedHealthcare | 6 | $373 to $3,562 | $373 |
Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.
How much does a brain mri cost with Medicare in Nashville, TN?
Medicare's national hospital outpatient payment for brain mri is about $266 to $356 (typically near $356). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $71 on a $356 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.
Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.
How much does a brain mri cost with insurance in Nashville, TN?
Across 21 Nashville, TN hospitals, the negotiated rates commercial insurers pay for brain mri average $351 to $2,617 per hospital, with a median near $848. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.
Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.
How much does a brain mri cost without insurance in Nashville, TN?
Cash (self-pay) prices for brain mri at 28 Nashville, TN hospitals range from $163 to $9,708, with a median of $446. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.
Cash prices are the hospital’s published discounted rate for patients paying without insurance.
How much does a brain mri cost with BlueCross BlueShield of Tennessee in Nashville, TN?
BlueCross BlueShield of Tennessee negotiated rates for brain mri at 18 Nashville, TN hospitals range from $205 to $569, with a median near $344. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.
Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.
How much does a brain mri cost with Cigna in Nashville, TN?
Cigna negotiated rates for brain mri at 17 Nashville, TN hospitals range from $401 to $3,691, with a median near $1,309. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.
How much does a brain mri cost with Aetna in Nashville, TN?
Aetna negotiated rates for brain mri at 15 Nashville, TN hospitals range from $535 to $543, with a median near $541. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.
How much does a brain mri cost with UnitedHealthcare in Nashville, TN?
UnitedHealthcare negotiated rates for brain mri at 6 Nashville, TN hospitals range from $373 to $3,562, with a median near $373. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.
HCA Healthcare, headquartered in Nashville, has significant hospital presence in its home state, creating pricing patterns more aligned with for-profit hospital economics than nonprofit systems in comparable markets. Vanderbilt University Medical Center anchors the Nashville academic tier. Tennessee has not expanded Medicaid under the ACA, maintaining a high uninsured rate that influences facility pricing structures. Brain MRI pricing follows the same site-of-service pattern as other MRI, with hospital outpatient rates running 4–8× higher than freestanding imaging centers for an identical scan. With-contrast protocols (typically ordered for lesion characterization or post-treatment surveillance) carry a higher CPT code and higher price than non-contrast studies. If ordered as a non-urgent outpatient study, scheduling at a freestanding imaging center is the single most effective way to reduce cost.
Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →
Why prices vary - and what it means for your coverage
Setting matters too: the median outpatient price is $307 versus $2,047 inpatient (about 6.7× more), so where a procedure happens often matters more than which hospital you pick. Whether the scan happens in a hospital outpatient department (which adds a separate facility fee) or a freestanding imaging center is usually the single biggest driver of price for this procedure.
What you pay out of pocket on top of this depends on your deductible, your plan's out-of-pocket maximum, and whether every provider involved is in-network - not just the facility.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$446 |
| Deductible met - 20% coinsurance | ~$89 |
| Out-of-network provider | $981+ |
Frequently asked questions: brain mri costs in Nashville, TN
How much does a brain mri cost in Nashville, TN?
The typical insurer-negotiated rate is $350, with most facilities between $182 and $770 (based on 25 hospitals reporting negotiated rates). Full market pricing - including cash rates, gross charges, and outlier facilities - ranges more widely, from $107 to $14,615 across all 27 Nashville, TN hospitals that publish prices. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get a brain mri in Nashville, TN?
Based on declared prices, the lowest-cost facility in our Nashville, TN data is Williamson County Hospital District in Franklin at about $107. By metro, Franklin has the lowest median ($476). Independent imaging centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is a brain mri so much cheaper at some Nashville, TN hospitals?
Prices vary up to 136.6× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Nashville, TN, the median cash (self-pay) price is $446 versus a median negotiated rate of $848 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for a brain mri in Nashville, TN?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Allowed amount vs negotiated rate: what your EOB is really saying
- How to read your medical bill
- Deductible vs out-of-pocket max
- Already have a bill? Check it for errors
- How to read a Medicare Summary Notice
Other procedures in Nashville, TN
Brain MRI, elsewhere
What matters before you schedule
Imaging center vs. hospital
Hospital outpatient departments typically charge 2-4x more than independent imaging centers for the same brain mri - same outcome, very different bill. The ER charges the most of any setting and should only be used when the situation is medically urgent. Call ahead and ask for a self-pay or cash quote at each setting you're considering.
With vs. without contrast
Which type your doctor orders for this brain mri changes the billing code, and what you pay. For example: A standard brain mri with no contrast dye - the most common and lowest-cost version.
This is shoppable
Brain MRI is elective and schedulable, so you have time to compare facilities before booking - hospital outpatient prices often run 2-4x higher than alternative settings for the identical clinical outcome.
What to ask before you book
Get the CPT code from your doctor, confirm every provider involved (not just the facility) is in-network, ask for the cash-pay rate if you're uninsured or haven't met your deductible, and request a written estimate for brain mri before you schedule.
CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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