Hip Replacement Cost in St Louis, MO (2026): Average Prices & What You'll Pay
What does a hip replacement cost in St Louis, MO?
You could pay $2,051 or $3,711 for the same hip replacement in St Louis, MO - depending entirely on which facility you choose. The median cash price across 10 reporting hospitals is $2,056. This data comes directly from hospital price transparency files published under federal law.
Three low-priced facilities in St Louis, MO, from hospital price files
- SSM Health Care St. Louis · Lake Saint Louis, MO $2,051
- SSM Health Care St. Louis · Richmond Heights, MO $2,051
- Ssm Health Saint Louis University Hospital · Saint Louis, MO $2,056
Free: the typical range and the facilities above. Add your email and we send the full ranked list of all 10 facilities (PDF) plus a checklist of what to ask before you book. We don't sell your information (privacy policy).
Where hip replacement costs vary in St Louis, MO
Pins show hospitals with price-transparency data (colored by vs. state average). Click any pin for facility name and estimated cost range.
26+ people checked prices near them this month.
A hip replacement is four separate bills - and one of them keeps arriving for weeks after the surgery.
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Cheapest Hip Replacement Providers in St Louis, MO
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs Median |
|---|---|---|---|---|
| 1 | Hospital name hidden | Your City, MO | $954 | -$000 |
| 2 | SSM Health Care St. Louis | Lake Saint Louis, MO | $2,051 | -$5 |
| 3 | Hospital name hidden | Your City, MO | $952 | -$000 |
| 4 | Hospital name hidden | Your City, MO | $951 | -$000 |
| 5 | SSM Health Care St. Louis | Richmond Heights, MO | $2,051 | -$5 |
| 6 | Ssm Health Saint Louis University Hospital | Saint Louis, MO | $2,056 | +$0 |
| 7 | Hospital name hidden | Your City, MO | $948 | -$000 |
| 8 | Hospital name hidden | Your City, MO | $947 | -$000 |
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Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Email me this price comparison plus what to ask before booking
Sends a PDF with all 10 facilities ranked cheapest first, plus a short checklist of questions that change what you pay. We don't sell your information (privacy policy).
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
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Quick take
- Ssm Health St. Joseph Hospital-St Charles is the lowest-cost option at $2,051 - $5 below the state median, just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $2,056, and it's often lower than what insurance pays before your deductible is satisfied.
- Ask the hospital for a written estimate of the facility fee, and confirm that the surgeon, anesthesia and any other providers are in your network before you schedule.
BJC HealthCare, SSM Health, Mercy Health, and CoxHealth divide Missouri roughly by region, with meaningful inter-system competition in both St. Louis and Kansas City. Barnes-Jewish Hospital (BJC) is the dominant academic medical center. Rural Missouri - particularly the Ozarks - has significant critical access hospital coverage where pricing structures differ from PPS hospitals. Hip replacement is one of the highest-cost elective procedures in orthopedic surgery, with total episode costs (surgery, implant, anesthesia, facility, and 90-day follow-up) ranging from $20,000–$50,000+. The implant device alone accounts for 30–40% of the facility charge. Medicare Advantage plans increasingly carve out joint replacement to preferred facilities using bundled payment arrangements, which can significantly lower your out-of-pocket costs if you use a designated center of excellence.
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Why prices vary - and what it means for your coverage
Setting matters too: the median outpatient price is $2,056 versus $4,726 inpatient (about 2.3× more), so where a procedure happens often matters more than which hospital you pick. Setting drives much of the spread here: whether the hospital bills the stay as outpatient or inpatient changes the facility fee, which is why two similar hospitals can bill very differently for the same procedure.
What you pay out of pocket on top of this depends on your deductible, your plan's out-of-pocket maximum, and whether every provider involved is in-network - not just the facility.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$2,056 |
| Deductible met - 20% coinsurance | ~$411 |
| Out-of-network provider | $4,523+ |
Frequently asked questions: hip replacement costs in St Louis, MO
How much does a hip replacement cost in St Louis, MO?
The typical insurer-negotiated rate is $1,449, with most facilities between $1,449 and $2,205 (based on 12 hospitals reporting negotiated rates). Full market pricing - including cash rates, gross charges, and outlier facilities - ranges more widely, from $2,004 to $6,097 across all 10 St Louis, MO hospitals that publish prices. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get a hip replacement in St Louis, MO?
Based on declared prices, the lowest-cost facility in our St Louis, MO data is Ssm Cardinal Glennon Children's Hospital in Saint Louis at about $2,004. By metro, Saint Louis has the lowest median ($2,030).
Why is a hip replacement so much cheaper at some St Louis, MO hospitals?
Prices vary up to 3× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In St Louis, MO, the median cash (self-pay) price is $2,056 versus a median negotiated rate of $1,449 - about 1.4× higher. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for a hip replacement in St Louis, MO?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Allowed amount vs negotiated rate: what your EOB is really saying
- How to read your medical bill
- Deductible vs out-of-pocket max
- Already have a bill? Check it for errors
- How to read an EOB line by line
Other procedures in St Louis, MO
Hip Replacement, elsewhere
What matters before you schedule
What's on your bill
A hip replacement involves multiple providers who bill separately - typically Drg Facility Stay, Orthopedic Surgeon Professional Fee, Anesthesia. Check each line item against your Explanation of Benefits to catch billing errors.
Cost by type
Which type your doctor orders for this hip replacement changes the billing code, and what you pay. For example: A recognized variation that can change the billing code and what you owe.
This is shoppable
Hip Replacement is elective and schedulable, so you have time to compare facilities before booking - hospital outpatient prices often run 2-4x higher than alternative settings for the identical clinical outcome.
What to ask before you book
Get the CPT code from your doctor, confirm every provider involved (not just the facility) is in-network, ask for the cash-pay rate if you're uninsured or haven't met your deductible, and request a written estimate for hip replacement before you schedule.
CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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