Endoscopy Cost in Chicago, IL (2026): Average Prices & What You'll Pay
What does a endoscopy cost in Chicago, IL?
Where you have an endoscopy done in Chicago, IL swings the bill from $810 to $1,812 for identical care. The median cash price across 68 reporting hospitals is $1,040. The numbers are pulled directly from federally mandated hospital price transparency files. Pick your coverage in the tabs below to see your number.
Insurance
With commercial insurance, endoscopy in Chicago, IL typically runs $810–$1,812, facility and physician fees combined. What you pay out of pocket depends on your deductible and coinsurance.
Medicare
Medicare pays the same national rate to every provider that accepts it, adjusted slightly for local wages, so choosing a different hospital doesn't change what Medicare pays. For endoscopy that rate is about $927–$2,385 (typically near $1,444). After the $257 Part B deductible you generally pay 20% of the approved amount, about $289.
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Your personalized cost report includes:
- ✓ The four separate bills (facility, gastroenterologist, anesthesia, pathology) and which to scrutinize
- ✓ How a biopsy adds a pathology bill that arrives weeks after the procedure
- ✓ Why anesthesia ends up out-of-network even at an in-network surgery center
- ✓ Why an ambulatory surgery center costs less than a hospital for the identical procedure
- ✓ A real patient billing breakdown, line by line
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Medicaid
Medicaid is run by each state, and it pays fixed rates to the providers that accept it, so the price doesn't change from one hospital to the next. Most people on Medicaid owe nothing or a small copay for covered care, but what's covered and what you owe depends on your state and plan. CostKits doesn't show a Medicaid price here because those rates are set by the state, not negotiated by each hospital. The question that matters is whether the provider accepts your Medicaid plan, so ask before you schedule.
Your personalized cost report includes:
- ✓ The four separate bills (facility, gastroenterologist, anesthesia, pathology) and which to scrutinize
- ✓ How a biopsy adds a pathology bill that arrives weeks after the procedure
- ✓ Why anesthesia ends up out-of-network even at an in-network surgery center
- ✓ Why an ambulatory surgery center costs less than a hospital for the identical procedure
- ✓ A real patient billing breakdown, line by line
Free for patients - takes 30 seconds to get.
We'll send a sign-in link to your email — click it to get your guide. No account required, no spam.
No insurance
Posted cash prices for endoscopy at 68 Chicago, IL hospitals range from $335–$2,232, with a median of $1,006. The lowest posted price we found is The Methodist Hospitals, Inc. in Gary, IL at $336. Ask for the cash or self-pay price and for the hospital’s financial-assistance policy before you book.
Once you have a bill or an appointment on the calendar, CostKits can help you keep it all organized.
Where endoscopy costs vary in Chicago, IL
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers and other facilities (colored by type). Click any pin for facility name and estimated cost range.
26+ people checked prices near them this month.
One upper endoscopy can become four separate bills - and a biopsy adds a fifth surprise weeks later.
Your personalized cost report includes:
- ✓ The four separate bills (facility, gastroenterologist, anesthesia, pathology) and which to scrutinize
- ✓ How a biopsy adds a pathology bill that arrives weeks after the procedure
- ✓ Why anesthesia ends up out-of-network even at an in-network surgery center
- ✓ Why an ambulatory surgery center costs less than a hospital for the identical procedure
- ✓ A real patient billing breakdown, line by line
Free for patients - takes 30 seconds to get.
We'll send a sign-in link to your email - click it to get your guide. No account required, no spam.
Cheapest Endoscopy Providers in Chicago, IL
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs Median |
|---|---|---|---|---|
| 1 | The Methodist Hospitals, Inc. | Gary, IL | $336 | -$704 |
| 2 | Hospital name hidden | Your City, IL | $272 | -$000 |
| 3 | Hospital name hidden | Your City, IL | $273 | -$000 |
| 4 | Hospital name hidden | Your City, IL | $274 | -$000 |
| 5 | Hospital name hidden | Your City, IL | $275 | -$000 |
| 6 | Uchicago Medicine Adventhealth Bolingbrook | Bolingbrook, IL | $430 | -$610 |
| 7 | Uchicago Medicine Adventhealth La Grange | La Grange, IL | $430 | -$610 |
| 8 | Hospital name hidden | Your City, IL | $278 | -$000 |
Your ranked price list is on its way to your email. Open the PDF now.
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Email me this price comparison plus what to ask before booking
Sends a PDF with all 68 facilities ranked cheapest first, plus a short checklist of questions that change what you pay. We don't sell your information (privacy policy).
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
Estimate your out-of-pocket cost → · When the bills arrive, we check them for errors →
Quick take
- The Methodist Hospitals, Inc. is the lowest-cost option at $336 - $704 below the state median, just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $1,006, and it's often lower than what insurance pays before your deductible is satisfied.
- Freestanding ambulatory surgical centers (ASCs) are often 30-60% cheaper than hospital outpatient departments for the same procedure and may not appear in this hospital-only dataset - ask your doctor if one is an option.
| Coverage | Hospitals with a rate | Typical range | Median |
|---|---|---|---|
| Medicare (national rate) | — | $927 to $2,385 | $1,444 |
| With insurance (commercial, average) | 50 | $943 to $3,126 | $1,629 |
| Without insurance (cash price) | 68 | $335 to $2,232 | $1,006 |
| Blue Cross and Blue Shield of Illinois | 39 | $418 to $2,374 | $1,166 |
| UnitedHealthcare | 43 | $967 to $3,501 | $2,576 |
| Aetna | 37 | $615 to $3,137 | $1,122 |
| Cigna | 27 | $473 to $2,154 | $972 |
Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.
How much does an endoscopy cost with Medicare in Chicago, IL?
Medicare's national hospital outpatient payment for endoscopy is about $927 to $2,385 (typically near $1,444). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $289 on a $1,444 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.
Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.
How much does an endoscopy cost with insurance in Chicago, IL?
Across 50 Chicago, IL hospitals, the negotiated rates commercial insurers pay for endoscopy average $943 to $3,126 per hospital, with a median near $1,629. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.
Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.
How much does an endoscopy cost without insurance in Chicago, IL?
Cash (self-pay) prices for endoscopy at 68 Chicago, IL hospitals range from $335 to $2,232, with a median of $1,006. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.
Cash prices are the hospital’s published discounted rate for patients paying without insurance.
How much does an endoscopy cost with Blue Cross and Blue Shield of Illinois in Chicago, IL?
Blue Cross and Blue Shield of Illinois negotiated rates for endoscopy at 39 Chicago, IL hospitals range from $418 to $2,374, with a median near $1,166. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.
Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.
How much does an endoscopy cost with UnitedHealthcare in Chicago, IL?
UnitedHealthcare negotiated rates for endoscopy at 43 Chicago, IL hospitals range from $967 to $3,501, with a median near $2,576. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.
How much does an endoscopy cost with Aetna in Chicago, IL?
Aetna negotiated rates for endoscopy at 37 Chicago, IL hospitals range from $615 to $3,137, with a median near $1,122. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.
How much does an endoscopy cost with Cigna in Chicago, IL?
Cigna negotiated rates for endoscopy at 27 Chicago, IL hospitals range from $473 to $2,154, with a median near $972. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.
Illinois presents two distinct markets: Chicago (highly competitive, high commercial rates, major academic medical centers) and downstate (lower density, smaller regional systems, lower rates). Northwestern Medicine, Advocate Aurora Health, and Rush University Medical Center compete aggressively in the Chicago market. Downstate Illinois prices typically run 20–35% below Chicago-area rates for identical services.
Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →
Why prices vary - and what it means for your coverage
A small number of hospitals (2) report prices above $4,233, including FRANCISCAN ALLIANCE, INC. dba FRANCISCAN HEALTH DYER at $6,115, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $1,040 versus $1,939 inpatient (about 1.9× more), so where a procedure happens often matters more than which hospital you pick. The biggest swing for this procedure is screening versus diagnostic coding - a polyp removed during a routine screening can recode the whole visit as diagnostic and trigger cost-sharing you weren't expecting.
What you pay out of pocket on top of this depends on your deductible, your plan's out-of-pocket maximum, and whether every provider involved is in-network - not just the facility.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$1,040 |
| Deductible met - 20% coinsurance | ~$208 |
| Out-of-network provider | $2,288+ |
Frequently asked questions: endoscopy costs in Chicago, IL
How much does an endoscopy cost in Chicago, IL?
The typical insurer-negotiated rate is $490, with most facilities between $176 and $819 (based on 63 hospitals reporting negotiated rates). Full market pricing - including cash rates, gross charges, and outlier facilities - ranges more widely, from $210 to $6,115 across all 68 Chicago, IL hospitals that publish prices. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get an endoscopy in Chicago, IL?
Based on declared prices, the lowest-cost facility in our Chicago, IL data is Northwest Indiana Hospital, LLC at about $210. By metro, Evanston has the lowest median ($755). Freestanding ambulatory surgery centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is an endoscopy so much cheaper at some Chicago, IL hospitals?
Prices vary up to 29.1× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Chicago, IL, the median cash (self-pay) price is $1,006 versus a median negotiated rate of $1,629 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for an endoscopy in Chicago, IL?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- How to read your medical bill
- How to stop medical bill problems before they start
- How to negotiate your medical bills
- Allowed amount vs negotiated rate: what your EOB is really saying
- How to read a Medicare Summary Notice
Other procedures in Chicago, IL
Endoscopy, elsewhere
What matters before you schedule
ASC vs. hospital
Hospital outpatient departments typically charge 2-4x more than ambulatory surgery centers for the same endoscopy - same outcome, very different bill. Call ahead and ask for a self-pay or cash quote at each setting you're considering.
What's on your bill
A endoscopy involves multiple providers who bill separately - typically Facility Fee, Gastroenterologist Fee, Anesthesia. Check each line item against your Explanation of Benefits to catch billing errors.
Cost by type
Which type your doctor orders for this endoscopy changes the billing code, and what you pay. For example: Ordered to investigate symptoms or a prior finding - standard cost-sharing (deductible, coinsurance) applies.
What to ask before you book
Get the CPT code from your doctor, confirm every provider involved (not just the facility) is in-network, ask for the cash-pay rate if you're uninsured or haven't met your deductible, and request a written estimate for endoscopy before you schedule.
CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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