Deviated Septum Surgery Cost in Wisconsin (2026): Average Prices & What You'll Pay
What does a deviated septum surgery cost in Wisconsin?
You could pay $2,288 or $3,395 for the same deviated septum surgery in Wisconsin - depending entirely on which facility you choose. The median cash price across 91 reporting hospitals is $3,149. This data comes directly from hospital price transparency files published under federal law. The sections below break this down by coverage and by insurer.
Once you have a bill or an appointment on the calendar, CostKits can help you keep it all organized.
Where deviated septum surgery costs vary in Wisconsin
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers and other facilities (colored by type). Click any pin for facility name and estimated cost range.
26+ people checked prices near them this month.
What you pay for a deviated septum surgery depends on where you go and what is billed separately. Most patients find out after.
Your personalized cost report includes:
- ✓ Medical vs. cosmetic: Insurance covers surgery for breathing problems, and cosmetic nose reshaping (rhinoplasty) is not covered and is a different procedure.
- ✓ Combined procedures: It is often done together with sinus or turbinate surgery, which changes the bill.
- ✓ Which bills usually arrive separately, and which providers to check are in-network
- ✓ The questions to ask before you schedule, so the estimate covers everything
- ✓ A real patient billing breakdown, line by line
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Cheapest Deviated Septum Surgery Providers in Wisconsin
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs median ($3,149) |
|---|---|---|---|---|
| 1 | Tri-County Memorial Hospital Inc | Whitehall, WI | $1,222 | $1,927 below |
| 2 | Memorial Hospital of Boscobel | Boscobel, WI | $1,222 | $1,927 below |
| 3 | Moundview Memorial Hospital and Clinics, Inc. | Friendship, WI | $1,222 | $1,927 below |
| 4 | St Joseph’s Health Services Inc | Hillsboro, WI | $1,222 | $1,927 below |
| 5 | Beloit Memorial Hospital | Beloit, WI | $1,271 | $1,878 below |
| 6 | Westfields Hospital | New Richmond, WI | $1,371 | $1,778 below |
| 7 | Ascension NE Wisconsin, Inc. | WI | $1,392 | $1,757 below |
| 8 | Ascension Calumet Hospital, Inc. | WI | $1,392 | $1,757 below |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
Estimate your out-of-pocket cost → · When the bills arrive, we check them for errors →
Quick take
- Tri-County Memorial Hospital Inc is the lowest-cost option at $1,222 - $1,927 below the median posted price ($3,149), just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $3,149, and it's often lower than what insurance pays before your deductible is satisfied.
- Ask whether this procedure can be done at a freestanding ambulatory surgical center - they're typically 30-60% cheaper than a hospital for identical care, and most aren't in this hospital-only dataset.
| Coverage | Hospitals with a rate | Typical range | Median |
|---|---|---|---|
| Medicare (national rate) | — | $3,387 to $3,387 | $3,387 |
| With insurance (commercial, average) | 66 | $1,956 to $8,141 | $5,349 |
| Without insurance (cash price) | 98 | $1,222 to $5,508 | $3,149 |
| Anthem Blue Cross and Blue Shield | 44 | $1,606 to $5,857 | $5,484 |
| UnitedHealthcare | 40 | $2,283 to $7,657 | $7,215 |
| Aetna | 20 | $7,608 to $8,243 | $8,243 |
| Cigna | 19 | $13,500 to $15,250 | $13,500 |
Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.
How much does a deviated septum surgery cost with Medicare in Wisconsin?
Medicare's national hospital outpatient payment for deviated septum surgery is about $3,387 to $3,387 (typically near $3,387). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $677 on a $3,387 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.
Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.
How much does a deviated septum surgery cost with insurance in Wisconsin?
Across 66 Wisconsin hospitals, the negotiated rates commercial insurers pay for deviated septum surgery average $1,956 to $8,141 per hospital, with a median near $5,349. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.
Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.
How much does a deviated septum surgery cost without insurance in Wisconsin?
Cash (self-pay) prices for deviated septum surgery at 98 Wisconsin hospitals range from $1,222 to $5,508, with a median of $3,149. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.
Cash prices are the hospital’s published discounted rate for patients paying without insurance.
How much does a deviated septum surgery cost with Anthem Blue Cross and Blue Shield in Wisconsin?
Anthem Blue Cross and Blue Shield negotiated rates for deviated septum surgery at 44 Wisconsin hospitals range from $1,606 to $5,857, with a median near $5,484. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.
Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.
How much does a deviated septum surgery cost with UnitedHealthcare in Wisconsin?
UnitedHealthcare negotiated rates for deviated septum surgery at 40 Wisconsin hospitals range from $2,283 to $7,657, with a median near $7,215. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.
How much does a deviated septum surgery cost with Aetna in Wisconsin?
Aetna negotiated rates for deviated septum surgery at 20 Wisconsin hospitals range from $7,608 to $8,243, with a median near $8,243. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.
How much does a deviated septum surgery cost with Cigna in Wisconsin?
Cigna negotiated rates for deviated septum surgery at 19 Wisconsin hospitals range from $13,500 to $15,250, with a median near $13,500. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.
How where you go changes what you pay for deviated septum surgery
The same deviated septum surgery bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.
- Facility fee $80–$7,073
- Professional fee $1,005–$2,680
Estimated from CMS fee schedules + commercial rate multipliers
- Facility fee $80–$3,245
- Professional fee $1,005–$2,680
Estimated from CMS fee schedules + commercial rate multipliers
Advocate Aurora Health (formed in the Illinois-Wisconsin merger) and Ascension Wisconsin are the dominant systems in the Milwaukee market, while UW Health anchors the Madison market. Wisconsin's hospital market is moderately competitive in major metros but increasingly concentrated in rural areas. Prices tend to run near or slightly below the Midwest median.
Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →
Why prices vary - and what it means for your coverage
Setting matters too: the median outpatient price is $3,149 versus $1,558 inpatient, so where a procedure happens often matters more than which hospital you pick. Setting drives most of the spread here: an ambulatory surgical center (ASC) is usually meaningfully cheaper than a hospital operating room for the same procedure, when your case qualifies.
What you pay out of pocket on top of this depends on your deductible, your plan's out-of-pocket maximum, and whether every provider involved is in-network - not just the facility.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$3,149 |
| Deductible met - 20% coinsurance | ~$630 |
| Out-of-network provider | $6,928+ |
Frequently asked questions: deviated septum surgery costs in Wisconsin
How much does a deviated septum surgery cost in Wisconsin?
The typical insurer-negotiated rate is $3,079, with most facilities between $1,155 and $3,234 (based on 91 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of Wisconsin hospitals run $1,222–$5,508; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get a deviated septum surgery in Wisconsin?
Based on declared prices, the lowest posted price in our Wisconsin data is Tri-County Memorial Hospital Inc in Whitehall at about $1,222. By metro, Green Bay has the lowest median ($1,706). Freestanding ambulatory surgery centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is a deviated septum surgery so much cheaper at some Wisconsin hospitals?
Typical prices vary about 2.8× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Wisconsin, the median cash (self-pay) price is $3,149 versus a median negotiated rate of $5,349 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for a deviated septum surgery in Wisconsin?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Allowed amount vs negotiated rate: what your EOB is really saying
- How to read your medical bill
- Deductible vs out-of-pocket max
- Already have a bill? Check it for errors
- Understanding your UnitedHealthcare EOB
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CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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