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Reviewed by John Caruso, FSA, MAAA • Data last updated

Deviated Septum Surgery Cost in New Hampshire (2026): Average Prices & What You'll Pay

What does a deviated septum surgery cost in New Hampshire?

Where you have a deviated septum surgery done in New Hampshire swings the bill from $1,465 to $5,253 for identical care. The median cash price across 11 reporting hospitals is $2,302. The numbers are pulled directly from federally mandated hospital price transparency files. The sections below break this down by coverage and by insurer.

Three low-priced facilities in New Hampshire, from hospital price files

  • Cheshire Medical Center · Keene, NH $1,173
  • Mary Hitchcock Memorial Hospital · Lebanon, NH $1,322
  • Speare Memorial Hospital · Plymouth, NH $2,806

All 11 facilities are listed below, free.

Where deviated septum surgery costs vary in New Hampshire

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers and other facilities (colored by type). Click any pin for facility name and estimated cost range.

Hospital (below avg) Hospital (above avg) Click a pin for details.

26+ people checked prices near them this month.

What you pay for a deviated septum surgery depends on where you go and what is billed separately. Most patients find out after.

Your personalized cost report includes:

  • ✓ Medical vs. cosmetic: Insurance covers surgery for breathing problems, and cosmetic nose reshaping (rhinoplasty) is not covered and is a different procedure.
  • ✓ Combined procedures: It is often done together with sinus or turbinate surgery, which changes the bill.
  • ✓ Which bills usually arrive separately, and which providers to check are in-network
  • ✓ The questions to ask before you schedule, so the estimate covers everything
  • ✓ A real patient billing breakdown, line by line

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Cheapest Deviated Septum Surgery Providers in New Hampshire

Based on declared cash/self-pay prices from CMS hospital price transparency files.

# Facility City Price vs median ($2,302)
1 Cheshire Medical Center Keene, NH $1,173 $1,129 below
2 Mary Hitchcock Memorial Hospital Lebanon, NH $1,322 $980 below
3 Speare Memorial Hospital Plymouth, NH $2,806 $504 above
4 Southern NH Medical Center Nashua, NH $3,622 $1,320 above
5 Concord Hospital-Franklin Franklin, NH $5,952 $3,650 above
6 Concord Hospital-Laconia Laconia, NH $5,952 $3,650 above
7 MaineHealth North Conway, NH $10,983 $8,681 above
8 Monadnock Community Hospital Peterborough, NH $11,248 $8,946 above

Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.

Before you book: three questions that change the price

  1. Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
  2. Can you give me the price in writing, with the billing codes it covers?
  3. What happens to the price if something extra is needed during the procedure?

Estimate your out-of-pocket cost →  ·  When the bills arrive, we check them for errors →

Quick take

  • Cheshire Medical Center is the lowest-cost option at $1,173 - $1,129 below the median posted price ($2,302), just by choosing where you go.
  • Ask for the cash price if your deductible isn't met - the median cash price here is $2,302, and it's often lower than what insurance pays before your deductible is satisfied.
  • Ask whether this procedure can be done at a freestanding ambulatory surgical center - they're typically 30-60% cheaper than a hospital for identical care, and most aren't in this hospital-only dataset.
Deviated septum surgery prices by coverage in New Hampshire, October 2026
CoverageHospitals with a rateTypical rangeMedian
Medicare (national rate)—$3,387 to $3,387$3,387
With insurance (commercial, average)9$1,205 to $11,037$1,800
Without insurance (cash price)12$954 to $10,480$2,302
Anthem Blue Cross and Blue Shield6$1,693 to $11,116$8,633
Aetna4$779 to $10,929$1,199
Cigna4$1,786 to $18,594$3,314

Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.

How much does a deviated septum surgery cost with Medicare in New Hampshire?

Medicare's national hospital outpatient payment for deviated septum surgery is about $3,387 to $3,387 (typically near $3,387). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $677 on a $3,387 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.

Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.

How much does a deviated septum surgery cost with insurance in New Hampshire?

Across 9 New Hampshire hospitals, the negotiated rates commercial insurers pay for deviated septum surgery average $1,205 to $11,037 per hospital, with a median near $1,800. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.

Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.

How much does a deviated septum surgery cost without insurance in New Hampshire?

Cash (self-pay) prices for deviated septum surgery at 12 New Hampshire hospitals range from $954 to $10,480, with a median of $2,302. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.

Cash prices are the hospital’s published discounted rate for patients paying without insurance.

How much does a deviated septum surgery cost with Anthem Blue Cross and Blue Shield in New Hampshire?

Anthem Blue Cross and Blue Shield negotiated rates for deviated septum surgery at 6 New Hampshire hospitals range from $1,693 to $11,116, with a median near $8,633. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.

Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.

How much does a deviated septum surgery cost with Aetna in New Hampshire?

Aetna negotiated rates for deviated septum surgery at 4 New Hampshire hospitals range from $779 to $10,929, with a median near $1,199. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.

How much does a deviated septum surgery cost with Cigna in New Hampshire?

Cigna negotiated rates for deviated septum surgery at 4 New Hampshire hospitals range from $1,786 to $18,594, with a median near $3,314. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.

How where you go changes what you pay for deviated septum surgery

The same deviated septum surgery bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.

Hospital Outpatient
$1,806–$13,928
  • Facility fee $801–$11,248
  • Professional fee $1,005–$2,680

Estimated from CMS fee schedules + commercial rate multipliers

Dartmouth Health (Dartmouth-Hitchcock) and Catholic Medical Center are New Hampshire's major systems, with a hospital market that is concentrated relative to its population. New Hampshire had a historically high uninsured rate before Medicaid expansion in 2014. Hospital prices trend above the New England average outside Massachusetts.

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Why prices vary - and what it means for your coverage

Facility classification matters as much as the hospital itself - a hospital-owned outpatient center adds a facility fee that a freestanding clinic does not. Setting drives most of the spread here: an ambulatory surgical center (ASC) is usually meaningfully cheaper than a hospital operating room for the same procedure, when your case qualifies.

What you pay out of pocket on top of this depends on your deductible, your plan's out-of-pocket maximum, and whether every provider involved is in-network - not just the facility.

Your situation Estimated out-of-pocket
Deductible not yet met ~$2,302
Deductible met - 20% coinsurance ~$460
Out-of-network provider $5,064+

Frequently asked questions: deviated septum surgery costs in New Hampshire

How much does a deviated septum surgery cost in New Hampshire?

The typical insurer-negotiated rate is $1,892, with most facilities between $814 and $3,377 (based on 11 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of New Hampshire hospitals run $954–$10,480; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get a deviated septum surgery in New Hampshire?

Based on declared prices, the lowest posted price in our New Hampshire data is Cheshire Medical Center in Keene at about $1,173. By metro, Nashua has the lowest median ($2,212). Freestanding ambulatory surgery centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.

Why is a deviated septum surgery so much cheaper at some New Hampshire hospitals?

Typical prices vary about 4.1× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In New Hampshire, the median cash (self-pay) price is $2,302 versus a median negotiated rate of $1,800 - about 1.3× higher. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for a deviated septum surgery in New Hampshire?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Before you book

Other procedures in New Hampshire

Deviated Septum Surgery, elsewhere

CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).

Other Procedure Costs in New Hampshire

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About the Author

John Caruso, FSA, MAAA

Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.

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Published October 29, 2026 · Updated October 29, 2026

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