Cholecystectomy Cost in Memphis, TN (2026): Average Prices & What You'll Pay
What does a cholecystectomy cost in Memphis, TN?
You could pay $1,820 or $4,811 for the same cholecystectomy in Memphis, TN - depending entirely on which facility you choose. The median cash price across 10 reporting hospitals is $3,510. This data comes directly from hospital price transparency files published under federal law.
Where cholecystectomy costs vary in Memphis, TN
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers, imaging centers, and other facilities (colored by type). Click any pin for facility name and estimated cost range.
26+ people checked prices near them this month.
Cheapest Cholecystectomy Providers in Memphis, TN
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs Median |
|---|---|---|---|---|
| 1 | St Jude Children's Research Hospital | TN | $1,552 | -$1,958 |
| 2 | Baptist Memorial Hospital-DeSoto | Southaven, TN | $1,739 | -$1,771 |
| 3 | Baptist Memorial Hospital-Memphis | Memphis, TN | $1,854 | -$1,656 |
| 4 | Baptist Memorial Hospital-Crittenden | West Memphis, TN | $2,297 | -$1,213 |
| 5 | Baptist Memorial Hospital-Women's | Memphis, TN | $4,722 | +$1,212 |
| 6 | Baptist Memorial Hospital-Collierville | Collierville, TN | $4,722 | +$1,212 |
| 7 | Spence and Becky Wilson Baptist Children's Hospital | Memphis, TN | $5,020 | +$1,510 |
| 8 | Delta Specialty Hospital | Memphis, TN | $10,479 | +$6,969 |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Quick take
- St Jude Children's Research Hospital is the lowest-cost option at $1,552 - $1,958 below the state median, just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $4,722, and it's often lower than what insurance pays before your deductible is satisfied.
- Freestanding ambulatory surgical centers (ASCs) are often 30-60% cheaper than hospital outpatient departments for the same procedure and may not appear in this hospital-only dataset - ask your doctor if one is an option.
HCA Healthcare, headquartered in Nashville, has significant hospital presence in its home state, creating pricing patterns more aligned with for-profit hospital economics than nonprofit systems in comparable markets. Vanderbilt University Medical Center anchors the Nashville academic tier. Tennessee has not expanded Medicaid under the ACA, maintaining a high uninsured rate that influences facility pricing structures. Laparoscopic cholecystectomy (gallbladder removal) is one of the most common ambulatory surgeries in the US, and facility type is the single biggest cost lever - ambulatory surgery centers charge 40–60% less than hospital outpatient departments for identical outcomes. Most commercial payers require prior authorization, and the surgeon and anesthesiologist bill separately from the facility, so confirming all three providers are in-network prevents unexpected out-of-network charges.
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Why prices vary - and what it means for your coverage
A small number of hospitals (2) report prices above $9,713, including Shelby County Health Care Corporation at $13,236, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $3,510 versus $10,479 inpatient (about 3× more), so where a procedure happens often matters more than which hospital you pick.
What you pay out of pocket on top of this depends on your deductible, your plan's out-of-pocket maximum, and whether every provider involved is in-network - not just the facility.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$3,510 |
| Deductible met - 20% coinsurance | ~$702 |
| Out-of-network provider | $7,722+ |
Frequently asked questions: cholecystectomy costs in Memphis, TN
How much does a cholecystectomy cost in Memphis, TN?
Across 10 Memphis, TN hospitals that publish prices, a cholecystectomy ranges from $529 to $13,236, with a median of $3,510. Most facilities fall between $1,768 and $4,811. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get a cholecystectomy in Memphis, TN?
Based on declared prices, the lowest-cost facility in our Memphis, TN data is tate county hospital | highland hills medical center in Senatobia at about $529. By metro, Memphis has the lowest median ($5,020). Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is a cholecystectomy so much cheaper at some Memphis, TN hospitals?
Prices vary up to 25× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Memphis, TN, the median cash (self-pay) price is $4,722 versus a median negotiated rate of $973 - about 4.9× higher. Asking for the cash price or your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for a cholecystectomy in Memphis, TN?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- How to read your medical bill
- How to stop medical bill problems before they start
- How to negotiate your medical bills
- Allowed amount vs negotiated rate: what your EOB is really saying
- How to read an EOB line by line
Other procedures in Memphis, TN
Cholecystectomy, elsewhere
What matters before you schedule
ASC vs. hospital
Hospital outpatient departments typically charge 2-4x more than ASCs or independent centers for the same cholecystectomy - same outcome, very different bill. Call ahead and ask for a self-pay or cash quote at each setting you're considering.
What's on your bill
A cholecystectomy involves multiple providers who bill separately - typically Facility Fee, Surgeon Professional Fee, Anesthesia. Check each line item against your Explanation of Benefits to catch billing errors.
Cost by type
Which type your doctor orders for this cholecystectomy changes the billing code, and what you pay. For example: A recognized variation that can change the billing code and what you owe.
What to ask before you book
Get the CPT code from your doctor, confirm every provider involved (not just the facility) is in-network, ask for the cash-pay rate if you're uninsured or haven't met your deductible, and request a written estimate for cholecystectomy before you schedule.
CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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