Cholecystectomy Cost in Philadelphia, PA (2026): Average Prices & What You'll Pay
What does a cholecystectomy cost in Philadelphia, PA?
You could pay $1,057 or $5,936 for the same cholecystectomy in Philadelphia, PA - depending entirely on which facility you choose. The median cash price across 24 reporting hospitals is $3,480. This data comes directly from hospital price transparency files published under federal law.
Where cholecystectomy costs vary in Philadelphia, PA
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers, imaging centers, and other facilities (colored by type). Click any pin for facility name and estimated cost range.
26+ people checked prices near them this month.
Cheapest Cholecystectomy Providers in Philadelphia, PA
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs Median |
|---|---|---|---|---|
| 1 | Virtua- West Jersey Health System, Inc. | PA | $595 | -$2,885 |
| 2 | Virtua Willingboro Hospital Inc | PA | $595 | -$2,885 |
| 3 | Virtua Memorial Hospital, Inc. | PA | $595 | -$2,885 |
| 4 | Virtua Our Lady of Lourdes Hospital Inc | PA | $595 | -$2,885 |
| 5 | CHP-LVHN JV LLC d/b/a Lehigh Valley Hospital - Gilbertsville | PA | $970 | -$2,510 |
| 6 | Magee Rehabilitation Hospital | Philadelphia, PA | $1,008 | -$2,472 |
| 7 | Jefferson Health - Northeast | Langhorne, PA | $1,502 | -$1,978 |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Quick take
- Virtua- West Jersey Health System, Inc. is the lowest-cost option at $595 - $2,885 below the state median, just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $5,834, and it's often lower than what insurance pays before your deductible is satisfied.
- Ask whether this procedure can be done at a freestanding ambulatory surgical center - they're typically 30-60% cheaper than a hospital for identical care, and most aren't in this hospital-only dataset.
Pennsylvania has a highly fragmented hospital market - Penn Medicine, Jefferson Health, Temple Health, and Tower Health compete in Philadelphia; UPMC and Highmark/Allegheny Health Network are engaged in one of the country's most litigated payer-provider disputes in Pittsburgh. The UPMC vs. Highmark conflict has directly affected patients' ability to use their insurance at in-network facilities. Rural Pennsylvania prices are substantially lower than the two major metro markets. Laparoscopic cholecystectomy (gallbladder removal) is one of the most common ambulatory surgeries in the US, and facility type is the single biggest cost lever - ambulatory surgery centers charge 40–60% less than hospital outpatient departments for identical outcomes. Most commercial payers require prior authorization, and the surgeon and anesthesiologist bill separately from the facility, so confirming all three providers are in-network prevents unexpected out-of-network charges.
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Why prices vary - and what it means for your coverage
Facility classification matters as much as the hospital itself - a hospital-owned outpatient center adds a facility fee that a freestanding clinic does not.
On top of the facility price, your actual bill depends on your deductible, your out-of-pocket maximum, and whether every provider involved - not just the facility - is in-network.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$3,480 |
| Deductible met - 20% coinsurance | ~$696 |
| Out-of-network provider | $7,656+ |
Frequently asked questions: cholecystectomy costs in Philadelphia, PA
How much does a cholecystectomy cost in Philadelphia, PA?
Across 24 Philadelphia, PA hospitals that publish prices, a cholecystectomy ranges from $118 to $10,748, with a median of $3,480. Most facilities fall between $876 and $5,936. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get a cholecystectomy in Philadelphia, PA?
Based on declared prices, the lowest-cost facility in our Philadelphia, PA data is Pottstown Hospital in Pottstown at about $118. By metro, Philadelphia has the lowest median ($1,502). Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is a cholecystectomy so much cheaper at some Philadelphia, PA hospitals?
Prices vary up to 91.1× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Philadelphia, PA, the median cash (self-pay) price is $5,834 versus a median negotiated rate of $900 - about 6.5× higher. Asking for the cash price or your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for a cholecystectomy in Philadelphia, PA?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Allowed amount vs negotiated rate: what your EOB is really saying
- How to read your medical bill
- Deductible vs out-of-pocket max
- Already have a bill? Check it for errors
- How to read an EOB line by line
Other procedures in Philadelphia, PA
Cholecystectomy, elsewhere
What matters before you schedule
ASC vs. hospital
Hospital outpatient departments typically charge 2-4x more than ASCs or independent centers for the same cholecystectomy - same outcome, very different bill. Call ahead and ask for a self-pay or cash quote at each setting you're considering.
What's on your bill
A cholecystectomy involves multiple providers who bill separately - typically Facility Fee, Surgeon Professional Fee, Anesthesia. Check each line item against your Explanation of Benefits to catch billing errors.
Cost by type
Which type your doctor orders for this cholecystectomy changes the billing code, and what you pay. For example: A recognized variation that can change the billing code and what you owe.
What to ask before you book
Get the CPT code from your doctor, confirm every provider involved (not just the facility) is in-network, ask for the cash-pay rate if you're uninsured or haven't met your deductible, and request a written estimate for cholecystectomy before you schedule.
CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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