Cholecystectomy Cost in Evansville, IN (2026): Average Prices & What You'll Pay
What does a cholecystectomy cost in Evansville, IN?
You could pay $1,854 or $2,308 for the same cholecystectomy in Evansville, IN - depending entirely on which facility you choose. The median cash price across 2 reporting hospitals is $2,081. This data comes directly from hospital price transparency files published under federal law.
Cheapest Cholecystectomy Providers in Evansville, IN
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs Median |
|---|---|---|---|---|
| 1 | St. Mary's Health, Inc. | IN | $2,648 | +$567 |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Quick take
- Ask for the cash price if your deductible isn't met - the median cash price here is $2,081, and it's often lower than what insurance pays before your deductible is satisfied.
- Freestanding ambulatory surgical centers (ASCs) are often 30-60% cheaper than hospital outpatient departments for the same procedure and may not appear in this hospital-only dataset - ask your doctor if one is an option.
Indiana has one of the most concentrated hospital markets in the Midwest, which the FTC has previously flagged as insufficiently competitive. Indiana University Health and Ascension St. Vincent hold significant combined market share in Indianapolis. The lack of robust competition is reflected in commercial reimbursement rates that run above the Midwest average. Laparoscopic cholecystectomy (gallbladder removal) is one of the most common ambulatory surgeries in the US, and facility type is the single biggest cost lever - ambulatory surgery centers charge 40–60% less than hospital outpatient departments for identical outcomes. Most commercial payers require prior authorization, and the surgeon and anesthesiologist bill separately from the facility, so confirming all three providers are in-network prevents unexpected out-of-network charges.
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Why prices vary - and what it means for your coverage
Facility classification matters as much as the hospital itself - a hospital-owned outpatient center adds a facility fee that a freestanding clinic does not.
None of the prices above are what you'll necessarily owe: your deductible, out-of-pocket maximum, and each provider's network status all still apply.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$2,081 |
| Deductible met - 20% coinsurance | ~$416 |
| Out-of-network provider | $4,578+ |
Frequently asked questions: cholecystectomy costs in Evansville, IN
How much does a cholecystectomy cost in Evansville, IN?
Across 2 Evansville, IN hospitals that publish prices, a cholecystectomy ranges from $1,514 to $2,648, with a median of $2,081. Most facilities fall between $1,798 and $2,308. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get a cholecystectomy in Evansville, IN?
Based on declared prices, the lowest-cost facility in our Evansville, IN data is Henry Ford Health at about $1,514. Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is a cholecystectomy so much cheaper at some Evansville, IN hospitals?
Prices vary up to 1.7× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Evansville, IN, the median cash (self-pay) price is $2,081 versus a median negotiated rate of $508 - about 4.1× higher. Asking for the cash price or your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for a cholecystectomy in Evansville, IN?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- How to read your medical bill
- How to stop medical bill problems before they start
- How to negotiate your medical bills
- Allowed amount vs negotiated rate: what your EOB is really saying
- How to read an EOB line by line
Other procedures in Evansville, IN
Cholecystectomy, elsewhere
What matters before you schedule
ASC vs. hospital
Hospital outpatient departments typically charge 2-4x more than ASCs or independent centers for the same cholecystectomy - same outcome, very different bill. Call ahead and ask for a self-pay or cash quote at each setting you're considering.
What's on your bill
A cholecystectomy involves multiple providers who bill separately - typically Facility Fee, Surgeon Professional Fee, Anesthesia. Check each line item against your Explanation of Benefits to catch billing errors.
Cost by type
Which type your doctor orders for this cholecystectomy changes the billing code, and what you pay. For example: A recognized variation that can change the billing code and what you owe.
What to ask before you book
Get the CPT code from your doctor, confirm every provider involved (not just the facility) is in-network, ask for the cash-pay rate if you're uninsured or haven't met your deductible, and request a written estimate for cholecystectomy before you schedule.
CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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